Wolff Wiese Magana LLC

ITEM	5:	FEES	&	COMPENSATION

Compensation	for	Our	Advisory	Services

Asset	Management	and	Schwab	Sponsored	Advisory	Programs:

            Assets	under	Management	              Annual	Percentage	of	Assets	Charge
   	          	     Any	Assets	 																																				 Up	to	1.50%

Our	firm’s	fees	are	billed	on	a	pro-rata	annualized	basis	quarterly	in	advance	based	on	the	value	of
your	account	on	the	last	day	of	the	previous	quarter.	Fees	are	rounded	to	the	nearest	dollar	and	will
be	automatically	deducted	from	your	managed	account	(which	include	cash	balances)	unless	in	the
rare	occasion	direct	billing	is	arranged.	Adjustments	for	are	made	for	deposit	and	withdrawals.	As
part	of	this	process,	you	understand	and	acknowledge	the	following:

     a) The	client’s	independent	custodian	sends	statements	at	least	quarterly	showing	the	market
        values	for	each	security	included	in	the	Assets	and	all	account	disbursements,	including	the
        amount	of	the	advisory	fees	paid	to	our	firm;
     b) If	our	firm	sends	a	copy	of	our	invoice	to	the	client,	the	invoice	will	include	a	legend	urging
        the	 comparison	 of	 information	 provided	 in	 our	 statement	 with	 those	 from	 the	 qualified
        custodian	will	be	included.

For	more	information	regarding	Schwab’s	programs,	including	information	on	the	advisory	services
and	fees	that	apply,	the	types	of	investments	available	in	the	programs	and	the	potential	conflicts	of
interest	presented	by	the	programs	please	see	Schwab’s	brochures	or	applicable	account	opening
paperwork.	 Upon	 mutual	 agreement,	 clients	 with	 accounts	 in	 the	 aggregate	 of	 more	 than
$10,000,000,	a	flat	annual	fee	can	be	arranged	on	a	case-by-case	basis.	Flat	fees	are	negotiable	and
billed	quarterly	in	advance.	Adjustments	will	not	be	made	for	withdrawals	and	will	not	exceed	the
equivalent	of	an	annualized	1.50%	of	account	balances.

Financial	Planning	and	Consulting:

We	 charge	 on	 an	 hourly	 or	 flat	 fee	 basis	 for	 financial	 planning	 and	 consulting	 services.	 The	 total
estimated	fee,	as	well	as	the	ultimate	fee	that	we	charge	you,	is	based	on	the	scope	and	complexity	of
our	engagement	with	you.	Our	hourly	fees	are	$350.	Flat	fees	are	negotiable	and	generally	range	from
$2,500	to	$20,000.

We	require	a	retainer	of	fifty	percent	(50%)	of	the	ultimate	financial	planning	or	consulting	fee	with
the	remainder	of	the	fee	directly	billed	to	you	and	due	to	us	within	thirty	(30)	days	of	your	financial
plan	 being	 delivered	 or	 consultation	 rendered	 to	 you.	 In	 all	 cases,	 we	 will	 not	 require	 a	 retainer
exceeding	$1,200	when	services	cannot	be	rendered	within	6	(six)	months.

Referrals	to	Third-Party	Money	Managers:

If	 WWM	 determines	 that	 the	 use	 of	 third-party	 money	 managers	 would	 help	 achieve	 client's
investment	 goals	 and	 be	 in	 the	 client’s	 best	 interest,	 WWM	 will	 recommend	 suitable	 managers.
Schwab	 Select/Access	 platform	 program	 fees	 are	 deducted	 from	 client	 accounts.	Program	 fee
schedules	 are	 negotiated	 by	 WWM	 but	 paid	 directly	 to	 Schwab	 and	 will	 be	 disclosed	 prior	 to
enrollment.	 Similar	 to	 Select/Access,	 Schwab	 Marketplace	 platform	 will	 be	 recommended	 if
determined	to	be	appropriate	for	the	client.	Managers	in	this	program	establish	and	maintain	their
own	billing	processes	and	clients	will	execute	the	manager’s	service	agreement	describing	their	fees.
WWM	does	not	receive	any	portion	of	third-party	money	managers	fees.	These	fees	are	in	addition
to	our	fees.

Other	Types	of	Fees	&	Expenses

Our	clients	will	incur	transaction	charges	for	trades	executed	in	their	accounts.	These	transaction
fees	are	separate	from	our	fees	and	will	be	disclosed	by	the	firm	that	the	trades	are	executed	through.
Also,	clients	will	pay	the	following	separately	incurred	expenses,	which	we	do	not	receive	any	part
of:	charges,	and	any	other	limitations,	imposed	directly	by	a	mutual	fund,	index	fund,	or	exchange
traded	fund	which	shall	be	disclosed	in	the	fund’s	prospectus	(i.e.,	fund	management	fees	and	other
fund	expenses).	WWM	offers	educational	seminars	from	time	to	time	and	may	charge	a	nominal	fee
to	participants	to	cover	costs	of	materials	and	expenses.

Termination	&	Refunds

Either	 party	 may	 terminate	 the	 advisory	 agreement	 signed	 with	 our	 firm	 for	 Asset	 Management
services	in	writing	at	any	time.	Upon	notice	of	termination	our	firm	will	process	a	pro-rata	refund	of
the	unearned	portion	of	the	advisory	fees	charged	in	advance.	Refunds	will	only	be	returned	if	equal
or	greater	to	$50	in	value	per	account	or	$150	for	households	with	multiple	accounts.

ITEM	7:	TYPES	OF	CLIENTS	&	ACCOUNT	REQUIREMENTS

We	have	the	following	types	of	clients:
   • Individuals	and	High	Net	Worth	Individuals;
   • Trusts,	Estates	or	Charitable	Organizations;
   • Pension	and	Profit	Sharing	Plans;
   • Corporations,	limited	liability	companies	and/or	other	business	types;
   • Other	Advisers.
Our	requirements	for	opening	and	maintaining	accounts	or	otherwise	engaging	us:
   • We	do	not	require	a	minimum	account	balance	for	our	asset	management	service.