Cap Partners LLC

Fees and Compensation
Fees paid to CAP Partners are for CAP Partners advisory services only. The fees do not include, for
example, the fees charged by third parties such as third-party managers, or accountants and
attorneys assisting with providing the client with accounting and legal advice. Commissions on
transactions and other account fees will also be charged by brokerage firms in accordance with the
account’s brokerage firm’s normal commission schedule. See Item 12, Brokerage Practices.
Prospective clients should be aware that in addition to CAP Partner's advisory fees, each mutual fund
in which a client's assets are invested also pays its own advisory fees and other internal expenses,
which have already been deducted from the fund's reported performance. Depending on the fund, a
client may be able to invest directly in the shares issued by the fund with or without incurring any
sales or third-party management fees. Account maintenance fees are also deducted by the custodian.
In addition, there are tax effects pertaining to fund share redemptions, and other sales, made by CAP
Partners on behalf of clients. Redemptions and sales are taxable events that may accelerate the
recognition of capital gains, and losses, and frequent redemptions and sales may result in short-term,
rather than long-term, capital gains and losses.
Financial Counseling Services Fees
CAP Partners utilizes the following counseling fee schedules, subject to negotiation, depending on the
nature, complexity and staff time involved in providing the client with requested services.
Hourly Fees: CAP Partners will charge an hourly fee, which ranges between $100 and $500 per hour,
for broad based counseling services. The hourly fee depends on the nature and scope of the advice
requested by the client, nature and number of investments in the client’s portfolio, amount and
nature of research required to complete the project and the scope and number of reports requested
by a client. Hourly fees are offered to all clients and fees are not contingent. The hourly fee may be
negotiated based on the nature of work and not by the type of client. Prior to engagement, each client
signs an agreement which provides an estimate of the total fee for services. One-half of the estimated
fee is due upon signing of the advisory agreement with the balance due upon completion of the
project.
Flat Fees: CAP Partners may charge a flat fee, which ranges between $500 and $5,000 depending on
the nature and scope of the advice requested by the client, nature and number of investments in a
client’s portfolio, amount and nature of research required to complete the project and the scope and
number of reports requested by a client. Flat fees may be negotiated based on the nature of the work,
not by the type of client. One-half of the estimated fee is due upon signing of the advisory agreement
with the balance due upon completion of the project.
Either party may terminate the agreement by providing ten (10) business days written notice to the
other party.The Agreement may not be modified or amended except in writing and signed by both
CAP Partners and the client.

Clients may implement CAP Partners’ recommendations by placing securities and insurance
transactions with any brokerage firm the client chooses. The client is under no obligation to act on
CAP Partner's counseling recommendations. CAP Partners does not guarantee or promise that client’s
financial goals and objectives will be met.
Financial Planning Services Fee
CAP Partners can charge fees based upon an annual or hourly basis for Financial Planning Services.
CAP Partners’ hourly fee for Financial Planning Services ranges from $100 to $500 per hour. The exact
hourly fee depends upon the nature and scope of the advice requested by the client, nature and
number of investments in a client’s portfolio, amount and nature of research required to complete
the project and the scope and number of reports requested by a client. Hourly fees are offered to all
clients and fees are not contingent upon receiving certain services. The hourly fee may be negotiated
based on the nature of work and not by the type of client. Prior to engagement, each client signs an
agreement which provides an estimate of the total fee for services. One-half the estimated fee is due
upon signing of the advisory agreement with the balance due thirty (30) days upon delivery of the
final report. This is negotiable at CAP Partners’ discretion. There is a minimum fee for Financial
Planning Services of $500.
Client may also request the analysis and recommendations report be updated annually or at other
intervals. The fee for this service shall be agreed upon before the services begin, and shall be payable
upon presentation of the updated report.
CAP Partners may amend its fee schedule upon thirty (30) days advance notice to the client. The
agreement between CAP Partners and client for Financial Planning may be terminated by either party
by ten (10) days advance written notice to the other. Any fee due, but not yet paid by a client, is due
promptly after termination of the services agreement. Any unearned, prepaid fee is returned to the
client.
Investment/Asset Management Services Fee
CAP Partners utilizes the following asset management fee schedule.

             Investment Management Pricing                                        Fee

                           <$500k                                           1.25% - 2.00%
                      >$500k-$2.5MM                                         1.00% - 2.00%
                      >$2.5MM-$5MM                                          0.75% - 2.00%
                           $5MM+                                            0.50% - 2.00%

The fee includes all fees and charges for advisory services of CAP Partners. The fee does not include
the following: (a) charges for services provided by CAP Partners, its affiliates or third parties which are
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