Pathwise Wealth Partners LLC

Item 5 – Fees and Compensation
The following paragraphs detail the fee structure and compensation methodology for services provided by
the Advisor. Each Client shall sign an investment advisory agreement that details the responsibilities of
PathWise and the Client.

                                                        PathWise
                                                 1211 Newell Ave., Suite 130
                                                  Walnut Creek, CA 94596
                                         Phone: (925) 939-5607 | Fax: (925) 464-1214
                                                      www.pathwise.co

A. Fees for Advisory Services
The specific manner in which fees are charged is established in a client’s written agreement. However, the
general fee structures are outlined below. PathWise established the fee schedule below in 2021, some legacy
clients may be paying a fee structure ranging from 1.25% to .75%.

Investment Management Services
Investment advisory fees will be paid quarterly in arrears pursuant to the terms of the investment advisory
agreement. Investment advisory fees are based on the market value including accrued interest of assets under
management at the end of each calendar quarter based on the average daily value of the account throughout
the quarter, and if the Client is engaged in additional advisory services. Investment advisory fees are based on
the following schedule:

                         Assets Under Management                    Annual Rate
                         $0 to $2,000,000                           1.00%
                         $2,000,001 $5,000,000                      0.75%
                         $5,000,001 - $10,000,000                   0.50%
                         $10,000,001 and over                       0.25%

Fees are negotiable at the discretion of the Advisor. The Client’s fees will take into consideration the aggregate
assets under management with Advisor. All securities held in accounts managed by PathWise will be
independently valued by the designated custodian. PathWise will not have the authority or responsibility to
value portfolio securities.
Similar services are available for a lower fee from other service providers.

Sub-Advisory Fees

The specific Sub-Advisory Fees charged by each TPMM will be set forth in their Form ADV Part 2A (or disclosure
brochure containing the equivalent information) and/or other account opening documents.

Sub-Advisor Fees are typically assessed on a quarterly basis. Fees are paid in arrears and calculated based on
the end of quarter value of the managed account. TPMM’s will typically directly deduct their Sub-Advisory Fees
from the client’s account held at the Custodian. In some instances, PathWise may collect the Sub-Advisory Fees
on behalf of the TPMM and remit payment accordingly. Sub-Advisory Fees are separate and distinct from
PathWise’s advisory fees. While PathWise’s fees are separate and distinct from TPMM fees, the client will never
pay over 2% for the combined services.

Retirement Plan Advisory Services
Retirement plan advisory fees are paid quarterly in arrears pursuant to the terms of the investment advisory
contract. Retirement plan advisory fees are based on the market value of assets under management not
including accrued interest at the end of the quarter. Retirement plan advisory fee is at an annual rate of
0.50%.

                                                        PathWise
                                                 1211 Newell Ave., Suite 130
                                                  Walnut Creek, CA 94596
                                         Phone: (925) 939-5607 | Fax: (925) 464-1214
                                                      www.pathwise.co

Financial Planning Services
PathWise offers financial planning services on a fixed annual fee basis ranging from $3,000 to $5,000,
depending on the nature and complexity of each Client’s circumstances, the frequency of Client interactions,
and other factors. Financial planning fees are negotiable at the sole discretion of the Advisor. The Advisor
will provide the Client with an estimate of total costs prior to engaging the Advisor.

The Advisor’s fee is exclusive of, and in addition to, brokerage fees, transaction fees, and other related costs
and expenses, which may be incurred by the Client. However, the Advisor shall not receive any portion of
these commissions, fees, and costs.

B. Fee Billing
Investment Management and Retirement Plan Advisory Services
Investment advisory fees will either be automatically deducted from the Client account[s] by the custodian or
paid directly by the Client upon receipt of an invoice for services. For Clients agreeing to have their advisory
fees directly deducted, the Advisor shall send an invoice to the custodian indicating the amount of the fees to
be deducted from the Client account[s] at the respective quarter end date. The amount due is calculated by
applying the quarterly rate (annual rate divided by 4) to the total assets under management with PathWise at
the end of each quarter. Clients will be provided with a statement, at least quarterly, from the custodian
reflecting the deduction of the investment advisory fee. In addition, the Advisor will provide the Client a report
itemizing the fee, including the calculation period covered by the fee, the account value and the methodology
used to calculate the fee. It is the responsibility of the Client to verify the accuracy of these fees as listed on
the custodian’s brokerage statement as the Custodian does not assume this responsibility. Clients provide
written authorization permitting PathWise to be paid directly from their accounts held by the custodian as part
of the investment advisory agreement and separate account forms provided by the custodian.

Financial Planning
Financial planning are invoiced quarterly in arrears and are due upon receipt of invoice.

C. Other Fees and Expenses
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Item 7 – Types of Clients
PathWise provides investment advisory services to individuals, high net worth individuals, and pension plans.
PathWise does not impose any account minimum, but we do recommend investable assets of at least
$1,500,000.

Employee benefit plans which select PathWise to provide investment advisory services should be aware that
the Employee Retirement Income Security Act of 1974 (“ERISA”) sets forth rules under which Plan Fiduciaries
could retain investment advisers for various types of services with respect to Plan assets. For certain services,
PathWise will be considered a fiduciary under ERISA. For example, PathWise will act as a fiduciary when
providing non- discretionary investment advice to the Plan Fiduciaries by recommending a suite of investments
as choices among which Plan Participants could select. Also, to the extent that the Plan Fiduciaries retain
PathWise to act as an investment manager within the meaning of ERISA § 3(38), PathWise will provide
discretionary investment management services to the Plan.