Cardinal Strategic Wealth Guidance LLC

Item 5- Fees and Compensation

General Fee Information
Clients generally pay management fees to Saling Wealth Advisors from their brokerage account(s).
Accordingly, client accounts pay a management fee, plus the cost of transactions in the account.

Financial Planning Fees
When Saling Wealth Advisors provides financial planning services to clients, these fees generally
will be included in the portfolio management fees.

On occasion, Saling Wealth Advisors will offer stand-alone financial planning services. The rate for
creating client financial plans is between $2500 and $10,000. The fees are negotiable. Fixed
Financial Planning fees are paid quarterly in arrears, via cash, check, or wire.

Portfolio Management Fees (for Saling WMA and RJT accounts)
Generally, to open an account with Saling Wealth Advisors, clients must invest at least $1,000,000
into their accounts with Saling Wealth Advisors. The annual fee schedule, based on a percentage of
assets under management, is as follows:

                            Assets                                                     Annual Fee*
           $500,000 and Less                                                             1.50%
           $500,001 - $1,000,000                                                         1.25%
           $1,000,001 - $2,000,000                                                       1.00%
           $2,000,001 - $3,000,000                                                       0.95%
           $3,000,001 - $4,000,000                                                       0.90%
           $4,000,001 - $5,000,000                                                       0.85%
           $5,000,001 - $6,000,000                                                       0.80%
           $6,000,001 - $7,000,000                                                       0.75%
           $7,000,001 - $8,000,000                                                       0.70%
           $8,000,001 - $9,000,000                                                       0.65%
           $9,000,001 - $10,000,000                                                      0.60%
           +$10,000,000 and Special Situations**
         * The indicated rate listed under “Annual Fee” is applied to all assets under
         management.

         ** Saling Wealth Advisors may, at its discretion, make exceptions to the foregoing or
         negotiate special fee arrangements where Saling Wealth Advisors deems it appropriate
         under the circumstances.

 The Portfolio Management fee will be paid quarterly in advance based upon the market value of the
 Assets at the close of the New York Stock Exchange on the last business day of the previous billing
 period (“Billing Period”) as valued by the custodian of your Assets. No portion of the Wealth
 Management Fee will be based on capital gains or appreciation of the Assets. There will be no
 increase in the Wealth Management Fee without prior written notice.

 If management begins after the start of a quarter, fees will begin at the start of the next quarter. If
 Assets are deposited or withdrawn after the beginning of a billing period, the management fee will
 reflect these changes on the subsequent quarterly billing period. Fees are normally debited directly
 from client account(s) unless other arrangements are made. In the event the advisory agreement is
 terminated, the fee for the final billing period is fully rebated and refunded to the client.

 Either Saling Wealth Advisors or the client may terminate their Wealth Management Agreement at
 any time, subject to any written notice requirements in the agreement. In the event of termination,
 any paid but unearned fees will be promptly refunded to the client based on the number of days
 that the account was managed, and any fees due to Saling Wealth Advisors from the client will be
 invoiced or deducted from the client’s account prior to termination.

 Raymond James Trust, N.A.

 RJT maintains a published fee schedule for its services. Pursuant to that schedule you will be
 charged directly by RJT. RJT reserves the right to amend the fee schedule from time to time. The fee
 schedule includes extraordinary fees that may apply in unusual situations. RJT currently bills client
 accounts in arrears quarterly, or in some instances, monthly. If you have any questions regarding
 fees on your account, please contact us or your RJT Trust Officer.

Other Compensation

Saling Wealth Advisors’ advisory fee is exclusive of brokerage commissions, transaction fees, and
other related costs and expenses which shall be incurred by the client. Clients may incur certain
charges imposed by custodians, brokers, and other third parties such as fees charged by managers,
custodial fees, deferred sales charges, odd-lot differentials, transfer taxes, wire transfer and electronic
fund fees and other fees and taxes on brokerage accounts and securities transactions. A client’s
portfolio may include positions in mutual funds or exchange traded funds which also charge internal
management fees, which are disclosed in those funds’ prospectuses. Certain private funds or
alternative investments may charge performance-based compensation, in addition to a management
fee. For details on private fund expenses of the private funds advised by an Adviser, please refer to the
offering documents for the funds. Saling Wealth Advisors does not receive any portion of these
commissions, fees or costs.

The client should review all fees charged by funds, brokers, Saling Wealth Advisors and others, to
fully understand the total amount of fees paid by the client for investment and financial-related
services. Please see Item 12 - Brokerage Practices for additional information.

Item 7- Types of Clients

 Saling Wealth Advisors serves individuals, businesses, charitable organizations, trusts, and estates.
 Generally, to open an account with Saling Wealth Advisors, clients must invest at least $1,000,000
 into their accounts with Saling Wealth Advisors. Under certain circumstances and in its sole
 discretion, Saling Wealth Advisors may negotiate such minimums.