Cassia Capital Partners LLC

Item 5 – Fees and Compensation

The following paragraphs detail the fee structure and compensation methodology for services provided by the
Advisor. Each Client shall sign one or more agreements that detail the responsibilities of Cassia and the Client.

A. Fees for Advisory Services
Portfolio Management Services
Investment advisory fees are paid quarterly, in advance of each calendar quarter, pursuant to the terms of the
investment advisory agreement. Investment advisory fees are based on the market value of assets under
management at the end of the prior calendar quarter. Investment advisory fees range from 1.00% to 0.60%
based on the following schedule:

                    Assets Under Management                    Annual Rate
                    Up to $1,000,000                             1.00%
                    Next $2,000,000                              0.75%
                    Next $2,000,000                              0.60%
                    Over $5,000,000                              0.50%

Certain Clients are offered a flat fixed rate that ranges up to 1.00%, paid quarterly, in advance of each calendar
quarter. The investment advisory fee in the first quarter of service is prorated to the inception date of the
account[s] to the end of the first quarter. Fees may be negotiable at the sole discretion of the Advisor. Certain
existing Clients may have a fee schedule that differs from above. The Client’s fees will take into consideration the
aggregate assets under management with the Advisor. All securities held in accounts managed by Cassia will be
independently valued by the Custodian. The Advisor will conduct periodic reviews of the Custodian’s valuation to
ensure accurate billing. .

The Advisor’s fee is exclusive of, and in addition to any applicable securities transaction and custody fees, and
other related costs and expenses described in Item 5.C below, which may be incurred by the Client. However,
the Advisor shall not receive any portion of these commissions, fees, and costs. The hourly fees are determined
after considering many factors, such as the level and scope of the services.

As noted in Item 4, the Advisor may implement all or a portion of a Client’s investment portfolio utilizing one or
more Independent Managers. To eliminate any conflict of interest, the Advisor does not earn any compensation
from an Independent Manager. The Advisor will only earn its investment advisory fee as described above.
Independent Managers typically do not offer any fee discounts, but may have a breakpoint schedule which will
reduce the fee with an increased level of assets placed under management with an Independent Manager. The
terms of such fee arrangements are included in the Independent Manager’s disclosure brochure and applicable
contract[s] with the Independent Manager. For single contract independent manager relationships, the Advisor
will allocate a portion of the advisory fee collected to the Independent Manager pursuant to the terms of the
executed agreement between the Advisor and the Independent Manager. The total blended fee, including the
Advisor’s fee and the Independent Manager’s fee, will not exceed 1.50% annually.

Consulting Services
Cassia offers financial consulting services at an hourly rate of $325 or based on a fixed fee per engagement,
payable in arrears. The fixed rate is based on the expected number of hours to complete the engagement at the
negotiated hourly rate. Fees may be negotiable depending on the nature and complexity of the services
requested. An estimate for total hours and/or costs and the scope of services to be completed will be provided to
the Client prior to engaging for these services.

Advisory-Only Investment Services
For Institutional Clients who have Cassia advise their accounts on an Advisory-Only basis will be charged a
quarterly fee of up to $10,000. Fees may be negotiable at the sole discretion of the Advisor.

                                              Cassia Capital Partners LLC
                                  1144 West Fourth Street, Suite 200, Winston Salem, NC
                                     (336) 723-4585 | www.cassiacapitalpartners.com

Sub-Advisory Services
Sub-Advisory fees are paid quarterly in advance or in arrears pursuant to the terms of the agreement between
Cassia and the Independent Advisor. Cassias fees are based on the following schedule:

                     Assets Under Management                     Annual Rate
                     Up to $5,000,000                              0.40%
                     Over $5,000,000                               0.35%

B. Fee Billing
Portfolio Management Services/Advisory-Only Investment Services/Sub-Advisory Services
Investment advisory fees will be calculated by the Advisor and deducted from the Client account[s] at the
Custodian. The Advisor shall send an invoice to the Custodian indicating the amount of the fees to be deducted
from the Client’s account[s] at the respective quarter-end date. The amount due is calculated by applying the
quarterly rate (annual rate divided by 4) to the total assets under management with Cassia at the end of the prior
quarter. Clients will be provided with a statement, at least quarterly, from the Custodian reflecting deduction of
the investment advisory fee. It is the responsibility of the Client to verify the accuracy of these fees as listed on
the Custodian’s brokerage statement as the Custodian does not assume this responsibility. Clients provide
written authorization permitting advisory fees to be deducted by directly from their accounts held by the
Custodian as part of the investment advisory agreement and separate account forms provided by the Custodian.

Consulting Services
Consulting fees are invoiced by the Advisor and are due upon receipt of the agreed upon deliverable[s].

Use of Independent Managers
For Client accounts implemented through an Independent Manager, the Client’s overall fees may include
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Item 7 – Types of Clients

Cassia offers investment advisory services to individuals, high net worth individuals, trusts, estates, endowments,
foundations, and business entities. The amount of each type of Client is available on the Advisor's Form ADV
Part 1A. These amounts may change over time and are updated at least annually by the Advisor. Cassia
generally imposes a minimum relationship size of $250,000 for establishing an advisory relationship. The
minimum relationship size may be waived at the sole discretion of the Advisor.

                                               Cassia Capital Partners LLC
                                   1144 West Fourth Street, Suite 200, Winston Salem, NC
                                      (336) 723-4585 | www.cassiacapitalpartners.com