Windle Wealth LLC

Item 5: Fees and Compensation

Please note, unless a client has received the firm’s disclosure brochure at least 48 hours prior
to signing the investment advisory contract, the investment advisory contract may be
terminated by the client within five (5) business days of signing the contract without incurring
any advisory fees and without penalty. How we are paid depends on the type of advisory
service we are performing. Please review the fee and compensation information below.

Investment Management Services
Our standard advisory fee is based on the market value of the assets under management and is
negotiated as a percentage with a max fee of 1.25%. In rare occasions we may negotiate a flat
annual dollar amount when we feel it is more appropriate for the specific client. Unless
otherwise agreed, our standard advisory fee generally includes financial planning and
consulting services, to the extent specifically requested by the client, and access to the
Wealth.com estate planning platform. Depending on the specific services sought through
Wealth.com, additional fees (such as attorneys’ fees) may apply. Windle Wealth does not retain
any portion of the additional fees charged by Wealth.com or any service provider obtained
through Wealth.com.

The annual fees are pro‐rated and generally paid in advance, on a monthly basis. Some
custodians may process annual fees quarterly, in which case it will be stated on the client
application. No increase in the annual fee rate shall be effective without agreement from the
client by signing a new agreement or amendment to their current advisory agreement.

Advisory fees are directly debited from client accounts, or the client may choose to pay by
check. Accounts initiated or terminated during a calendar month/quarter will be charged a pro‐
rated fee based on the amount of time remaining in the billing period. An account may be
terminated with written notice at least fifteen (15) calendar days in advance. Upon termination
of the account, any unearned fee will be refunded to the client on a prorated basis.

                                                                  Form ADV Part 2A – Firm Brochure
                                                                              Dated: March 30, 2026

Financial Planning Fee
Financial Planning services are generally provided inclusive of our investment management
services, for no additional fee. When provided on a standalone basis, Financial Planning fees
are assessed at a negotiable hourly rate $200 per hour, depending on complexity. We will
determine how many hours each project will take and will provide the total and final cost at the
beginning of each project. Fees for each project are due at the beginning of the engagement,
unless otherwise negotiated. Windle Wealth accepts the following forms of payment: check,
credit card or custom billing from an account managed by Windle Wealth. In the event of early
termination by client, any fees for the hours already worked will be due and the rest will be
refunded.

Tax Preparation Fees
Tax Preparation services are generally provided for a fixed annual fee of $1,000. This annual
fee may be waived or reduced at Windle Wealth’s sole discretion based on a variety of objective
and subjective factors, including the amount of assets the client maintains under the firm’s
management, the overall complexity of the client’s tax circumstances, the number of individual
state tax returns requested, and other factors. As a result, similarly-situated clients may be
charged different fees for this service and tax preparation services may be available from other
providers for similar or lower fees. A prepayment of up to $500 may be required at the time of
engagement, with any remaining amount due and payable upon completion of the agreed upon
tax preparation services. Windle Wealth accepts the following forms of payment: check, credit
card or custom billing from an account managed by Windle Wealth. If tax preparation services
are terminated prior to completion, Windle Wealth will provide a refund of any prepaid fees,
prorated based upon the amount of work completed by the firm at the time of termination.

Pension Consulting Services
We offer consulting services to pension or other employee benefit plans (including but not
limited to 401(k) plans). Pension consulting may include, but is not limited to:

   •   Identifying investment objectives and restrictions.
   •   Providing guidance on various assets classes and investment options.
   •   Recommending money managers to manage plan assets in ways designed to achieve
       objectives.
   •   Monitoring performance of money managers and investment options and making
       recommendations for changes.
   •   Recommending other service providers, such as custodians, administrators and broker-
       dealers.
   •   Creating a written pension consulting plan.

                                                                    Form ADV Part 2A – Firm Brochure
                                                                                 Dated: March 30, 2026

These services are based on the goals, objectives, demographics, time horizon, and/or risk
tolerance of the plan and its participants.

The rate for pension consulting services is 0.50% of the plan assets for which Windle Wealth is
providing such consulting services. These fees are negotiable.

Pension consulting fees are withdrawn directly from the client’s accounts with client’s written
authorization. Fees for Guideline 401K and Aspire 403B are paid quarterly in arrears.

Other Types of Fees and Expenses
Our fees are exclusive of brokerage commissions, transaction fees, investment platform fees,
and other related costs and expenses that may be incurred by the client. Clients may incur
certain charges imposed by custodians, brokers, and other third parties such as custodial fees,
...

Item 7: Types of Clients

We provide financial planning and portfolio management services to individuals, high net worth
individuals, charitable organizations and corporations or other businesses.

We do not have a minimum account size requirement.

                                                                     Form ADV Part 2A – Firm Brochure
                                                                                 Dated: March 30, 2026