Castle Rock Wealth Management LLC

Item 5: Fees & Compensation

    Compensation for Our Advisory Services

    Comprehensive Portfolio Management:
    Investment Advisory Fees in the first quarter of service are prorated to the inception date of the
    account to the end of the first quarter. The maximum annual fee charged for this service will not
    exceed 1.65%. Fees to be assessed will be outlined in the advisory agreement to be signed by the
    client. Annualized fees are either billed on a pro-rata basis monthly or quarterly in advance based on
    the value of the account(s) on the last day of the previous quarter or month. Our firm bills on cash
    unless otherwise indicated in writing. Fees are negotiable and will be deducted from client
    account(s). Our firm does not offer direct invoicing. As part of this process, Clients understand the
    following:

         a) The client’s independent custodian sends statements at least quarterly showing the market
            values for each security included in the Assets and all account disbursements, including the
            amount of the advisory fees paid to our firm;
         b) Clients will provide authorization permitting our firm to be directly paid by these terms. Our
            firm will send an invoice directly to the custodian; and
         c) If our firm sends a copy of our invoice to the client, a legend urging the comparison of
            information provided in our statement with those from the qualified custodian will be
            included.

ADV Part 2A – Firm Brochure                         Page 6                           Castle Rock Wealth Management, LLC

    The maximum annual fee charged to clients utilizing Third Party Managers will not exceed the
    maximum fee published above for this service. Our firm will debit fees for this service as disclosed in
    the executed advisory agreement between the client and our firm. This fee shall be in addition to any
    fees assessed by the chosen third party money manager. The third -party money managers we
    recommend will not directly charge you a higher fee than they would have charged without us
    introducing you to them. Third party money managers establish and maintain their own separate
    billing processes over which we have no control. They will directly bill you and describe how this
    works in their separate written disclosure documents.

    Financial Planning & Consulting:

    Our firm charges financial planning and consulting based clients on a percentage of assets under
    advisement that will not exceed 1.00%. The Fee-paying arrangements for Financial Planning and
    Consulting services will be determined on case-by-case basis and will be detailed in the signed
    financial planning and consulting agreement. Our firm will not require a retainer exceeding $1,200
    when services cannot be rendered within 6 months.

    Retirement Plan Consulting:

    Our Retirement Plan Consulting services are billed on an a fee based on the percentage of Plan assets
    under management. The total estimated fee, as well as the ultimate fee charged, is based on the scope
    and complexity of our engagement with the client. Fees based on a percentage of managed Plan assets
    will not exceed 1.25%. The fee-paying arrangements will be determined on a case-by-case basis and
    will be detailed in the signed consulting agreement.

    Other Types of Fees & Expenses

    Non-Wrap Clients will incur individual transaction charges for trades executed in their accounts.
    These transaction fees are separate from our firm’s advisory fees and will be disclosed by the chosen
    custodian. Schwab does not charge transaction fees for U.S. listed equities and exchange traded funds.

    Clients may also pay holdings charges imposed by the chosen custodian for certain investments,
    charges imposed directly by a mutual fund, index fund, or exchange traded fund, which shall be
    disclosed in the fund’s prospectus (i.e., fund management fees, initial or deferred sales charges,
    mutual fund sales loads, 12b-1 fees, surrender charges, variable annuity fees, IRA and qualified
    retirement plan fees, and other fund expenses). Our firm does not receive a portion of these fees.

    Wrap clients will not incur transaction costs for trades.

    Termination & Refunds

    Either party may terminate the advisory agreement signed with our firm for Comprehensive
    Portfolio Management services in writing at any time. Upon notice of termination our firm will
    process a pro-rata refund of the unearned portion of the advisory fees charged in advance.

    Financial Planning & Consulting clients may terminate their agreement at any time before the
    delivery of a financial plan by providing written notice. For purposes of calculating refunds, all work
    performed by us up to the point of termination shall be calculated at the hourly fee currently in effect.
    Clients will receive a pro-rata refund of unearned fees based on the time and effort expended by our
    firm.

ADV Part 2A – Firm Brochure                        Page 7                           Castle Rock Wealth Management, LLC

    Either party to a Retirement Plan Consulting Agreement may terminate at any time by providing
    written notice to the other party. Full refunds will only be made in cases where cancellation occurs
    within 5 business days of signing an agreement. After 5 business days from initial signing, either
    party must provide the other party 30 days written notice to terminate billing. Billing will
    terminate 30 days after receipt of termination notice. Clients will be charged on a pro-rata basis,
    which takes into account work completed by our firm on behalf of the client. Clients will incur
    charges for bona fide advisory services rendered up to the point of termination (determined as 30
    days from receipt of said written notice) and such fees will be due and payable.
...

Item 7: Types of Clients & Account Requirements

    Our firm has the following types of clients:
       • Individuals and High Net Worth Individuals;
       • Trusts, Estates or Charitable Organizations;
       • Corporations, Limited Liability Companies and/or Other Business Types.

    Our firm does not impose requirements for opening and maintaining accounts or otherwise engaging
    us.

                                        (Item 8 Followed on Next Page)

ADV Part 2A – Firm Brochure                       Page 8                         Castle Rock Wealth Management, LLC