Catalyst Financial Partners LLC

Item 5 – Fees and Compensation
     The following paragraphs detail the fee structure and compensation methodology for services provided by CFP.
     The Client and CFP will enter into a written agreement detailing the Fee for each account.

     A. Fees for Advisory Services
     Investment Management Services

     Pursuant to the terms of the engagement letter executed by the Client and CFP, Fees are paid monthly, in arrears,
     at the end of each month based on the average daily balance of the assets under management during the month.
     The Fee is applied to the entire account value unless stated otherwise in the engagement letter or in a
     subsequent agreement. The Fee is based on several factors, including, without limitation: the complexity of the
     services to be provided, the level of assets to be managed, and the overall relationship with CFP. Relationships
     with multiple objectives, specific reporting requirements, portfolio restrictions and other complexities may be charged
     a higher Fee. The Fee schedule is attached and made part of the engagement letter signed by the Client.

     The Fee includes brokerage commissions, most transaction fees, expenses related to financial planning and
     other related costs and expenses. Clients may incur certain charges imposed by custodians, brokers, third-party
     investment managers and other third parties such as fees charged by managers, custodial fees, deferred sales
     charges, odd-lot differentials, transfer taxes, wire transfer and electronic fund fees, and other fees and taxes on
     brokerage accounts and securities transactions. Mutual funds and ETFs also charge internal management fees,
     which are disclosed in a fund's prospectus. Such charges, fees and commissions are exclusive of and in addition
     to the Fee, and CFP does not receive any portion of these fees and costs.

     Fees Under Direct Relationship with CFP
     For Clients who enter into a direct relationship with CFP alone (i.e., not through an IAR registered with a
     broker- dealer), the Fees charged are negotiable but cannot exceed 1.9%. The exact amount of the Fee will

April 2026

     be as agreed upon and set forth in the Client Engagement Letter agreement between CFP and the Client.

     Fees Under Promoter Agreement with MMLIS, Osaic and Potentially Other Promoter-Institutions
     Representatives of the Promoters are paid (1) a promoter’s fee (the “Promoter Fee”) by CFP for their services
     in referring Clients to CFP for investment advisory services and (2) may be charged an administrative fee for
     administrative services in supporting CFP’s advisory services, including supervising Promoter’s
     representatives (the “Promoter Administrative Fee”). The range of the Promoter Fee and the Promoter
     Administrative Fee are negotiable but cannot exceed 1.9%, inclusive of CFP’s fees. The exact amount of the
     Fee will be as agreed upon and set forth is set forth in the Client Engagement Letter agreement between CFP
     and the Client.

      Please refer to Exhibit A of your Catalyst Investment Advisory Agreement for the Fee associated with
      your Account(s).

      Potential Fee Variances

      Additionally, CFP, in its discretion, may charge a lesser investment advisory fee, charge a flat fee, waive its fee
      entirely, or charge fees on a different interval, based upon certain criteria (i.e. complexity of the engagement,
      anticipated services to be rendered, anticipated future additional assets, dollar amount of assets to be managed,
      related accounts, account composition, grandfathered fee schedules, employees and family members, courtesy
      accounts, competition, negotiations with the Client, etc.). Please Note: As result of the above, similarly
      situated Clients could pay different fees. In addition, similar advisory services may be available from other
      investment advisers for similar or higher or lower fees.

     The Program may cost you more or less than purchasing CFP’s investment advice and the custodian’s
     brokerage services separately. The relative cost of the Program to a Client is influenced by various factors,
     including the cost of investment advice and the custodian’s brokerage services if the Client purchased them
     separately, the types of investments held and traded in the Account, and the frequency and size of trades
     made for the Account. For example, if the number of transactions in the Account is low enough, or if the
     Account materially consists of securities or asset types that do not incur commissions or transaction fees, the
     Fee you pay may exceed a typical stand-alone investment advisory fee and separate brokerage commissions
     that a Client otherwise would have paid. In addition, because the fees may include certain brokerage and
     transaction fees, a Client’s account that trades relatively frequently could disproportionately benefit from the
     Program compared to an Accounts that trades less frequently.

     B. Fee Billing

     The Fees are calculated by CFP (or its delegate) and deducted from the Client’s Account(s) at the Custodian. CFP
     will provide written notice to the Custodian indicating the amount of the Fees to be deducted from the Client’s
     Account(s) at the end of the month. The amount due is calculated by taking the average daily balance in the
     Account and multiplying it by the number of days in the month. Clients will be provided with a statement, at least
     quarterly, reflecting deduction of the Fees. It is the responsibility of the Client to verify the accuracy of these Fees
     as listed on the Custodian’s brokerage statement, as the Custodian does not assume this responsibility.

     CFP may, in its discretion, reduce or waive the minimum asset requirement, charge a lesser fee, charge a flat
...

Item 7 – Types of Clients
     CFP offers discretionary and non-discretionary investment supervisory/wealth management services and financial
     planning to individuals, family offices, closely held and family businesses, pension and profit-sharing plans, other
     qualified accounts, charitable institutions, foundations, endowments, trusts and other U.S. entities. The amount of
     each type of Client is available on CFP’s Form ADV Part 1A. These amounts may change over time and are updated
     at least annually by CFP.

     Subject to exceptions made at the discretion of CFP, the minimum account size for CFP is $1,000,000.
     Additionally, CFP may, in its discretion, reduce or waive the minimum asset requirement or charge different fees to
     different Clients. As result of the above, similarly situated Clients could pay different fees