CCG Wealth Management LLC

Item 5 Fees and Compensation
Centura offers services on a fee basis, which includes fixed and/or hourly fees, as well as fees basedupon
assets under management. Additionally, certain of the Firm's Supervised Persons, in their individual
capacities, offer insurance products under a separate commission-based arrangement.

Financial Planning and Consulting Fees

While the Firm provides a certain amount of financial planning and/or consulting services with its investment
management services, if a client needs additional support and services, Centura charges a fixed, monthly,
and/or hourly fee. These fees vary but range up to $250,000 on a fixed fee basis and/or from $170 to
$1,170 on an hourly basis, depending upon the scope and complexity of the services and the professional
rendering the financial planning and/or the consulting services. The Firm does not take receipt of $1,200
or morein prepaid fees in excess of six months in advance of services rendered.

Investment Management Fees

Centura offers investment management services for an annual fee based on the amount of assets under
the Firm's management. This management fee varies and can be up to 1.25%.

The annual fee is prorated and charged quarterly based upon the market value of the assets being
managed by Centura on the last day of the previous quarter. We typically bill in advance but under an
exceptional basis we can bill in arrears. If assets in excess of $100,000 are deposited into or withdrawn
from an account after the inception of a billing period, the fee payable with respect to such assets is
adjusted to reflect the interim change in portfolio value. For the initial period of an engagement, the fee is
calculated on a pro rata basis. In the event Centura agreement is terminated, the fee for the final billing
period is prorated through the effective date of the termination and the outstanding or unearned portion of
the fee is charged or refunded to the client, as appropriate.

The Firm typically uses the valuation provided by the firm’s respective custodians, and delivered to Orion,
the Company's software provider used for billing to determine the fee charged. Centura will conduct
periodic reviews of the Custodian’s valuation to ensure accurate billing. For certain privately placed
securities, the Firm uses the value provided by the issuer or custodian in periodic reporting as of the end
of the previous quarter or the most recent prior valuation available during the company’s billing period
(which may or may not be audited). The Firm may determine to bill on less than market value for privately
placed securities, based on the circumstances, and will disclose the specifics of the billing policy for each
private placement prior to a client's participation in the offering, or prior to taking over management of a
client's existing private investment.

Additionally, for asset management services the Firm provides with respect to certain client holdings(e.g.,
held-away assets, accommodation accounts, alternative investments, etc.), Centura may negotiate a fee
rate that differs from the range set forth above.

Assets on the SEI Platform that do not utilize investment strategies through SEI Sponsored Programs will
be charged the Advisor’s investment advisory fee, as well as a SEI platform fee of 0.05%, collected
quarterly. Centura does not earn any compensation from Investment Platforms and will only receive its own
advisory fee for assets referred to an Investment Platform. The Advisor will provide the client with SEI’s
Form ADV 2A – Disclosure Brochure or similar disclosures regarding fees.

Retirement Plan Advisory Fees

Fees for retirement plan advisory services are charged either an annual asset-based fee of up to 1.25%
based on the market value of assets under management at the end of the calendar quarter or an annual
fixed fee. Retirement plan advisory fees are billed quarterly either in advance of, or at the end of each
quarter. Fees may be negotiable depending on the size and complexity of the Plan.

Retirement plan advisory fees may be directly invoiced to the Plan Sponsor or deducted from the assets
of the Plan, depending on the terms of the retirement plan advisory agreement.

Fee Discretion

Centura may, in its sole discretion, negotiate to charge a lesser fee or change the timing and valuation of
assets based upon certain criteria, such as anticipated future earning capacity, anticipated future additional
assets, dollar amount of assets to be managed, related accounts, account composition, pre-existing/legacy
client relationship, account retention and pro bono activities. Any such changes will be agreed to in writing
with the client.

Additional Fees and Expenses

In addition to fees paid to Centura, clients also incur certain charges imposed by other third parties, such
as broker-dealers, custodians, trust companies, banks and other financial institutions (collectively
"Financial Institutions"). These additional charges include securities brokerage commissions, transaction
fees, custodial fees, fees attributable to alternative assets fees charged by other Independent Managers,
margin costs, charges imposed directly by a mutual fund or ETF in a client's account, as disclosed in the
fund's prospectus (e.g., fund management fees and other fund expenses), deferred sales charges, odd-lot
differentials, transfer taxes, wire transfer and electronic fund fees, and other fees and taxes on brokerage
accounts and securities transactions. The Firm's brokerage practices are described at length in Item 12,
below.

Direct Fee Debit

Clients provide Centura and/or certain Independent Managers with the authority to directly debit their
accounts for payment of the investment advisory fees. The Firm will deduct the fee from accounts that may
not hold all of the client's assets being billed on. For example, the Firm can take a fee from an account for
...

Item 7 Types of Clients
Centura offers services to individuals, retirement plans, trusts, estates, charitable organizations,
corporations, and business entities.

Minimum Account Value

As a condition for starting and maintaining an investment management relationship, Centura imposes a
minimum portfolio value of $2,000,000. Centura may, in its sole discretion, accept clients with smaller
portfolios based upon certain criteria, including anticipated future earning capacity, anticipated future
additional assets, dollar amount of assets to be managed, related accounts, referrals, account composition,
pre-existing client, account retention, and pro bono activities. Centura only accepts clients with less than
the minimum portfolio size if the Firm determines the smaller portfolio size will not cause a substantial
increase of investment risk beyond the client's identified risk tolerance. Centura can aggregate the
portfolios of related clients and accounts to meet the minimum portfolio size.