Founders Financial Alliance LLC

Item 5 – Fees and Compensation
The specific way fees are charged is established in a client’s written agreement. For asset management services, the fee
is negotiable up to 2% of assets under management as of the last business day of the previous quarter. Clients can
determine to engage the services of FFA on a discretionary. The firm’s annual investment advisory fee shall be based
upon a percentage (%) of the market value and type of assets placed under the firm’s management to be charged
quarterly in advance or in arrears as defined in the account agreement. Firm IARs may at their discretion negotiate a fee
in accordance with the below fee schedule:

            Total Assets Under Management                                      Maximum Annual Fee
                          $1+                                                       Up to 2%

             Total Assets Under Advisement                                     Maximum Annual Fee
                           $1+                                                      Up to 2%

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Lower fees for comparable services may be available from other sources.
Clients may terminate the agreement without penalty for a full refund of Founders Financial Alliance’s fees within five
business days of signing the Investment Advisory Contract.

Thereafter, clients may terminate the Investment Advisory Contract generally with 30 day’s written notice. Clients may
be charged additional fees by LPL or other broker-dealers/custodians if participating in certain individual advisory
programs. These fees will be referred to as program fees and/or manager or strategist fees. These fees will be discussed
in the client account application or advisory agreement.

FFA does not directly deduct fees but is paid by the qualified custodian. For certain custodians FFA may be required to
calculate the fee and send a fee payment invoice to the custodian who then pulls those fees from the client accounts
and remits those payments to FFA. If the advisory agreement is terminated before the end of the quarterly period, the
client is entitled to a pro-rated refund of any pre-paid quarterly advisory fee based on the number of days remaining
in the quarter after the termination date. This refund will be processed by the custodian.

In certain cases where a custodian other than LPL is selected by the client, FFA will pay 5bps on the AUM at the other
custodian to LPL as an oversight fee. This payment comes from the portion of advisory fee that would otherwise be paid
to the IAR. This presents a conflict of interest in that advisory representatives have a financial incentive to recommend
LPL as custodian. This fee does not pertain to advisors who are considered IAR only advisors and do not utilize LPL for its
broker/dealer or custodian services. FFA takes its responsibility to clients seriously and will recommend a custodian to
clients on if it believes it be in the best interest of the client.

Pension Consulting Fees
FFA offers the following optional flat fee arrangement for pension consulting agreements. The determined annual fee
will be increased each year with a cost-of-living adjustment of an agreed upon percentage.

        Frequency (monthly, quarterly, annually, or other)
        Timing (fees will be charged quarterly in advance, or arrears)
        Method (based on the value of plan assets in the method determined by the third-party payer or based on the
         value of the plan assets at the beginning of the quarter, or end of quarter).

The minimum flat fee range is generally between $2,000 and $5,000 annually depending on the size, complexity and
services offered.

Fees will be paid by the investment provider or other third party, and/or out of Plan Assets, in accordance with the
third party’s policies accepted by Sponsor, or Invoice Plan Sponsor directly at Sponsor’s address.

Financial Planning & Consulting Fees
FFA charges clients an hourly or fixed fee for one-time financial planning and consulting services. Fixed fees generally
range from $200 to $15,000 and the hourly fee generally ranges from $200 to $500. A higher or lower fee may apply
under extenuating circumstances and requires approval by the Chief Compliance Officer.

The total estimated fee, as well as the ultimate fee that we charge, is based on the scope and complexity of the specific
engagement. The following criteria will be considered but isn’t limited to Total Income (wages, investment, business,
alimony, rental, etc.), Net Worth, Marital Status, Tax Bracket, Assets Under Management,

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Children, Education Costs, Timeframe, Objectives, Account Types and Holdings, Investment Experience, Budget,
Expected Number of Meeting / Phone Conferences, Amount of material required to review, Number of Accounts, and
Type of Holdings.

The payment schedules are negotiated but generally require 50% up front and the balance upon completion. If a client
terminates the services, they will be entitled to a refund of any unearned fees by subtracting the time already
committed multiplied by an hourly rate not to exceed $500 depending on the complexity of the work completed from
the amount paid up front. FFA does not require or solicit prepayment of more than $1,200 in fees per client, six months
or more in advance.

Fees are payable by check to Founders Financial Alliance, LLC or through our third-party electronic payment
vendor.
Ongoing Consulting Fees
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Item 7 – Types of Clients
The advisory services offered by FFA are available for individuals, individual retirement accounts (“IRAs”), banks and
thrift institutions, pension and profit-sharing plans, including plans subject to Employee Retirement Income Security Act
of 1974 (“ERISA”), trusts, estates, charitable organizations, state and municipal government entities, corporations and
other business entities.

There are no minimum account values required unless outlined in a sponsored programs disclosure document. These
would be accounts provided by a custodian where the assets are managed by a third-party manager versus the
advisor managing the assets themselves.