Cedar Mountain Advisors LLC

ITEM 5 – FEES AND COMPENSATION
   5a: Fee Schedules

   Cedar Mountain Advisors Investment Advisory Program (IAP) - Fee Schedule
         Assets Under Management                                     Annual Fee

          $100,000           to $250,000                                    1.75%
          $250,001           to $500,000                                    1.50%
          $500,001           to $1 million                                  1.25%

     ADV PART 2 A BROCHURE                                                                                         PAGE 6 OF 20

         $1,000,001 to $5,000,000                                         1.15%
         $5,000,001 and above                                             Negotiable

        Fees for partial quarters at the commencement or termination of the client relationship will be prorated based
        on the number of days the account was open during the quarter. Quarterly fee adjustments for additional assets
        received into the account during a quarter or for partial withdrawals of $5,000 or greater will also be provided
        on the above pro rata basis for all accounts billed in advance. For purposes of determining value, securities and
        other instruments traded on a market for which actual transaction prices are publicly reported shall be valued at
        the last reported sale price on the principal market in which they are traded (or, if there shall be no sales on such
        date, then at the mean between the closing bid and asked prices on such date), other readily marketable
        securities and other instruments shall be priced using a pricing service or through quotations from one or more
        broker-dealers, and all other assets shall be valued at fair value. Cedar Mountain Advisors may modify fee
        schedules prospectively on at least 30 days prior written or electronic notice. The minimum annual fee for
        investment advisory services is $500. Fees are generally negotiable, with Cedar Mountain Advisors maintaining
        discretion to offer discounts and fee waivers.

        As previously mentioned, Cedar Mountain Advisors may recommend and utilize other investment advisors as
        third party money managers for the direct management of client assets. Whether a third party money manager
        requires a Cedar Mountain Advisors client to engage the third party money managers directly or not, clients are
        responsible for the fees owed the third party money managers utilized in the management of their assets.

Fees charged by third party money managers are charged separately and are in addition to advisory fees paid to Cedar
Mountain Advisors. Neither Cedar Mountain Advisors nor its representatives receive any portion of fees paid by clients
to third party money managers. Third party money manager fees are directly deducted from client’s investment accounts
and will vary for each third party money manager strategy. Details regarding the fees of each third party money manager
are disclosed in the ADV disclosure brochures, account opening documents, and/or other materials provided by the third
party money managers. If you have not received the above mentioned documents or have any questions at all, please
contact your Cedar Mountain Advisors representative for clarification.

SEI Program – Fee Schedule
               Assets Under Management                                                 Annual Fee

                 $100,000 to $250,000                                                  1.75%
                 $250,001 to $500,000                                                  1.50%
                 $500,001 to $1,000,000                                                1.25%
                 $1,000,001 to $5,000,000                                              1.15%
                 $5,000,001 and above                                                  Negotiable

   Fees for partial quarters at the commencement or termination of the client relationship will be prorated based on the
   number of days the account was under management during the quarter. Quarterly fee adjustments for additional
   assets received into the account during a quarter or for partial withdrawals of $5,000 or greater will also be provided
   on the above pro rata basis for all accounts billed in advance. For purposes of determining value, securities and other
   instruments traded on a market for which actual transaction prices are publicly reported shall be valued at the last
   reported sale price on the principal market in which they are traded (or, if there shall be no sales on such date, then
   at the mean between the closing bid and asked prices on such date), other readily marketable securities and other
   instruments shall be priced using a pricing service or through quotations from one or more broker-dealers, and all
   other assets shall be valued at fair value. Cedar Mountain Advisors may modify fee schedules prospectively on at least
   30 days prior written or electronic notice. The minimum annual fee for investment advisory services is $500. Fees are
   generally negotiable, with Cedar Mountain Advisors maintaining discretion to offer discounts and fee waivers.

   The fee includes the time and activities necessary to work with your attorney and/or accountant in reaching agreement
   on solutions, as well as assisting them in implementation of all appropriate documents. We are not responsible for
     ADV PART 2 A BROCHURE                                                                                        PAGE 7 OF 20

   attorney or accounting fees charged to you as a result of the above activities. Compensation for our services will be
   calculated in accordance with what is set in the clients agreement. We may modify the terms of any agreement by
   written or electronic changes submitted to the client for signature.

Financial Planning Fees
...

ITEM 7 – TYPES OF CLIENTS
   Cedar Mountain Advisors generally provides asset management and financial planning services to the following types
   of clients:

       Individuals / High-Net-Worth Individuals
       Pension and Profit Sharing Plans
       Trusts/Estates
       Charitable Organizations
       Corporations

Minimum Account Size
  Cedar Mountain Advisors Investment Advisory Program (IAP): Cedar Mountain Advisors recommended minimum
  investment amount for establishing and maintaining this type advisory account is $250,000. This minimum is based on
  the aggregate amount of client accounts per household. Cedar Mountain Advisors may accept smaller accounts on a
  case by case basis.

   SEI Program Management: The minimum investment required in the SEI Program is $250,000. Cedar Mountain
   Advisors may accept smaller accounts on a case by case basis.