Centerline Wealth Advisors LLC

Item 5: Fees & Compensation

Compensation for Our Advisory Services

Wealth Management Services:

Fees to be assessed will be outlined in the advisory agreement to be signed by the client. Annualized
fees are billed on a pro-rata basis quarterly in advance based on the value of the account(s) on the
last day of the previous billing period. The management fee generally varies between 40 and 200
basis points (0.40 %- 2.00 %), depending upon the amount of assets being managed by our firm as
well as the complexity and scope of the engagement. The minimum management fees may be waived
at discretion of management. Fees are negotiable and will be deducted from client account(s).
Adjustments will be made for deposits and withdrawals in excess of $100,000 during the quarter. Our
firm bills on cash and cash equivalents. If the portfolio management agreement is executed at any
time other than the first day of a calendar quarter, our fees will apply on a pro rata basis, which means
that the management fee is payable in proportion to the number of days in the quarter for which you
are a client. In rare cases, our firm will agree to directly invoice. As part of our fee deduction process,
clients should understand the following:

     a) The client’s independent custodian sends statements at least quarterly showing the market
        values for each security included in the Assets and all account disbursements, including the
        amount of the advisory fees paid to our firm;
     b) Clients will provide authorization permitting our firm to be directly paid by these terms. Our
        firm will send an invoice directly to the custodian; and
     c) If our firm sends a copy of our invoice to the client, the invoice will include a legend urging
        the comparison of information provided in our statement with those from the qualified
        custodian.

If agreed upon in the signed advisory agreement, our firm will manage client account(s) that are held
at a custodian that is not directly accessible by our firm using Pontera. Pontera enables our firm to
view and manage held away accounts. The advisory fee payable for any held away accounts will be
deducted directly from another client account. If there are insufficient funds available in another
client account or our firm believes that deducting the advisory fee from another client account would
be prohibited by applicable law, our firm will invoice the client directly.

If an account is being charged a minimum account program fee because of the market value of the
account, the advisory fee charged can be higher than the stated maximum annual fee quoted above.

Financial Planning & Consulting:

Our firm charges on an hourly or flat fee basis for financial planning and consulting services. The total
estimated fee, as well as the ultimate fee charged, is based on the scope and complexity of our
engagement with the client. Flat fees are negotiable and will not exceed $25,000. Our firm can require
an upfront retainer of 50% of the ultimate financial planning or consulting fee at the time of signing.
The remainder of the fee will be directly billed to the client upon delivery of the financial plan or
completion of the agreed upon services. Our firm will not require a retainer exceeding $1,200 when
services cannot be rendered within 6 months. The fee-paying arrangement will be detailed in the
signed agreement.

For Biz2Beach® Exit Planning Services, our firm charges an annual fee, charged quarterly in advance,
based upon the gross revenue of the client’s business as of the last day of the prior operating quarter
ADV Part 2A – Firm Brochure                     Page 7                           Centerline Wealth Advisors, LLC

in accordance with the fee schedule outlined in the Financial Planning Agreement to be signed by the
client. The fee ranges from 40-158 basis points (0.4.%-1.58%) depending on the revenue of the
business and number of business owners, with a minimum annual fee of $10,000.

Biz2Beach® Exit Planning Services clients are responsible for providing our firm with profit & loss
figures or equivalent information for their business as of the last day of the prior operating quarter
and as of the last day of each calendar year thereafter. Our firm will reassess the Centerline fee on an
annual basis based on the client’s business gross revenue as of the last day of the prior operating
quarter. Our firm will directly invoice clients. Client’s payment shall be due within 30 days. If client
does not provide payment within 30 days, our firm will pause work until the payment is made. Our
firm’s invoice will include Centerline’s fee and the additional owner fee, which is also charged
quarterly in advance based on the number of each additional owners of the client’s business.

Retirement Plan Consulting:

Our Retirement Plan Consulting services are billed on a fee based on the percentage of Plan assets
under management. The total estimated fee, as well as the ultimate fee charged, is based on the scope
and complexity of our engagement with the client. Fees based on a percentage of managed Plan assets
will not exceed 1.00%. The fee-paying arrangements will be determined on a case-by-case basis and
will be detailed in the signed consulting agreement.

Dynasty Network:

As discussed above, we use Dynasty’s TAMP services. Dynasty Program Fees are not included in the
investment management fee you pay us. You will be charged, separate from and in addition to your
investment management fee, any applicable Program Fees as well as applicable independent
manager fees. We do not receive any portion of the fees paid directly to Dynasty or the service
providers made available through its platform, including the independent managers.

The Dynasty Program fees that are allocated to the Client will be as follows:

               Program                                 Maximum              Minimum
...

Item 7: Types of Clients & Account Requirements

Our firm has the following types of clients:
   • Individuals
   • Trusts
   • Estates
   • Pension and profit sharing plans
   • Charitable organizations
   • Corporations
   • Business entities
   • Labor Unions

Our firm has a minimum requirement of $1,000,000 in investable assets for opening and maintaining
accounts or otherwise engaging us. We reserve the right to waive this asset minimum at our
discretion.