Purefi Wealth LLC

Item 5: Fees & Compensation

Compensation for Our Advisory Services

Portfolio Management Services:
The maximum annual fee charged for this service will not exceed 1.50%. Fees to be assessed will
be outlined in the advisory agreement to be signed by the Client. Annualized fees are billed on a
pro-rata basis quarterly in advance based on the value of the account(s) on the last day of the
previous quarter. There may be immaterial differences between the quarter end market value
reflected on your custodial statement and the valuation as of the last business day of the calendar
quarter used for billing purposes, given timing and account activity. Fees will be deducted from
Client account(s). Adjustments will be made for deposits and withdrawals during the quarter that
are more than $50,000. Our firm may offer direct invoicing in rare cases. If the advisory agreement
is executed at any time other than the first day of the calendar quarter, our fees will apply on a
pro-rata basis, which means that the advisory fee is payable in proportion to the number of days
in the quarter for which the individual is our Client. Our advisory fee is negotiable, depending on
individual Client circumstances and account type.

At our discretion, we may combine the account values of family members living in the same
household to determine the applicable advisory fee. For example, we may combine account
values for Client and Client’s minor children, joint accounts with Client’s spouse, and other types
of related accounts. Combining account values may increase the asset total, which may result in
ADV Part 2A – Firm Brochure                    Page 7                                    PUREfi Wealth, LLC

your paying a reduced advisory fee. Our firm will deduct our fee directly from your account through
the qualified custodian holding your funds and securities. Our firm will deduct our advisory fee only
when you have given our firm written authorization permitting the fees to be paid directly from your
account. Further, the qualified custodian will deliver an account statement to you at least quarterly.
These account statements will show all disbursements from your account. You should review all
statements for accuracy.

Financial Planning and Consulting Services:
Our firm may charge on an hourly or flat fee basis for financial planning and consulting services.
The total estimated fee, as well as the ultimate fee charged, is based on the scope and complexity
of our engagement with the client. The maximum hourly fee to be charged will not exceed $1000.
Flat fees vary upon each arrangement with each Client depending upon the scope and complexity.
Please refer to your agreement that you signed with us for your specific fee details. The fee-paying
arrangements will be determined on a case-by-case basis and will be detailed in the signed
consulting agreement. Our firm will not require a retainer exceeding $1,200 when services cannot
be rendered within 6 months.

Retirement Plan Consulting:
Our Retirement Plan Consulting services are billed on a flat fee basis, or a fee based on the
percentage of Plan assets under management. The total estimated fee, as well as the ultimate fee
charged, is based on the scope and complexity of our engagement with the Client. Our flat fees
range from $1000 to $250,000. Fees based on a percentage of managed Plan assets will not
exceed 1.50%. The fee-paying arrangements will be determined on a case-by-case basis and will
be detailed in the signed consulting agreement.

Dynasty Network:
We participate in Dynasty’s TAMP services. As described above in Item 4, Program Fees and the
Third-Party Manager related charges are also not included in the advisory fee the Client pays to
us. Clients will be charged separate from and in addition to their advisory fee and any applicable
Third-Party Manager fees. We do not receive any portion of the fees paid directly to Dynasty or
the service providers made available through its platform, including the Third-Party Manager.

Each of the Program Fees and Third-Party manager fees are determined by the particular
program(s) and manager(s) with which your assets are invested, and are calculated based upon
a percentage of your assets under management, as applicable. The Program Fee generally
ranges from 0.00% - 0.14% annually and can be subject to a minimum account fee up to
$120, third party fixed income manager fees generally range from 0.00% - 0.90% annually,
and third-party equity manager fees generally range from 0.00% - 1.50% annually. There can be
other administrative fees ranging from 0.01% - 0.03% charged for setting up the third-
party managers on the TAMP.

Clients will note the total fee reflected on their custodial statement will represent the sum of our
advisory fee, Program Fee(s), and Third-Party Manager fee(s), accordingly. The Client should
review such statements to determine the total amount of fees associated with their requisite
investments, and Clients should review their investment management agreement with us to
determine the advisory fee the Client pays to us.

If a third-party money manager is used to manage your account, there are some third-party
managers that charge their management fees using average daily balance. The TAMP will
calculate these third-party money manager fees as described above, quarterly in advance.
ADV Part 2A – Firm Brochure                   Page 8                                   PUREfi Wealth, LLC

Because these two methodologies differ, a reconciliation is necessary at the end of the quarter
to ensure accurate billing. This true-up billing, which can be a credit or debit, reflects the
difference between the quarterly in advance fee (TAMP) and the actual fee based on average
daily balances (Third-party manager).

Direct Invoicing:
In rare cases, our firm will agree to directly invoice the Client. As part of this process, Clients
understand the following:
...

Item 7: Types of Clients & Account Requirements

Client Types:
Our firm has the following Client types: Individuals and High Net Worth Individuals; Trusts, Estates
or Charitable Organizations; Pension, Retirement Plans, and Profit-Sharing Plans; Corporations,
Limited Liability Companies and/or Other Business Types.

Account Requirements:
In general, we do not require a minimum dollar amount to open and maintain an advisory account;
however, we have the right to terminate your account if it falls below a minimum size which, in our
sole opinion, is too small to manage effectively.