Strategic Wealth Advisors LLC

Item 5           Fees and Compensation

   A. The client can engage Strategic Wealth Advisors to provide discretionary investment advisory
      services on a fee-only basis.
         INVESTMENT ADVISORY SERVICES
         If a client engages Strategic Wealth Advisors to provide discretionary investment advisory services
         on a fee-only basis, Strategic Wealth Advisors’ annual investment advisory fee shall be based upon
         a percentage (%) of the market value and type of assets placed under the firm’s management
         (between 0.25% and 1.00% annually) as follows:

                      Standard Fee Schedule                       Annual                  Quarterly

                      First $2,000,000                             1.00%                  0.2500%

                      Next $2,000,000 to $5,000,000                0.75%                  0.1875%

                      Next $5,000,000 to $10,000,000               0.55%                  0.1375%

                      Next $10,000,000 to $15,000,000              0.45%                  0.1125%

                      Next $15,000,000 +                           0.25%                  0.0625%
         Depending on the relationship with the client and assets being managed, fees on asset levels above
         $3 million may be negotiable.
         The annual fee for investment management services provided are based upon a percentage (%) of
         the market value of the Assets under management in accordance with the fee schedule in the
         Agreement signed by the client. Strategic Wealth Advisors considers cash to be an asset class
         and part of Assets under management and subject to the same fee calculation as the client’s non-
         cash investments.
         FINANCIAL PLANNING AND CONSULTING SERVICES (STAND-ALONE)
         To the extent specifically requested by a client, Strategic Wealth Advisors may provide financial
         planning and/or consulting services (including investment and non-investment related matters,
         including estate planning, insurance planning, etc.) on a stand-alone fee basis. Planning and
         consulting fees are negotiable, but generally range from $200 to $500 on an hourly rate basis,
         depending upon the level and scope of the service(s) required and the professional(s) rendering the
         service(s).
         WEALTHBUILDER PROGRAM
         Strategic Wealth Advisors’ WealthBuilder program is offered on a discretionary basis only to select
         clients who do not meet the firm’s minimum asset requirement as discussed in Item 7, Types of
         Client. The program utilizes automated portfolios selected and overseen by the firm and may
         include limited financial guidance from time to time on an as-needed basis. Due to the automated
         nature of the investment management and limited service offering, the fee structure is simplified
         and is based upon the fees outlined in the fee schedule made part of the Agreement signed by the
         client. It is the firm’s expectation that such clients would eventually meet the firm’s minimum for
         discretionary investment management and would become subject to the discretionary investment
         management fee schedule in effect at the time.

   B. Clients may elect to have Strategic Wealth Advisors’ advisory fees deducted from their custodial
      account. Both SWA’s Investment Advisory Agreement and the custodial/ clearing agreement
      authorize the custodian to debit the account for the amount of the investment advisory fee and to
      directly remit that management fee to Strategic Wealth Advisors in compliance with regulatory
      procedures. In the limited event that Strategic Wealth Advisors bills the client directly, payment is
      due upon receipt of Strategic Wealth Advisors’ invoice. Strategic Wealth Advisors shall deduct
      fees and/or bill investment advisory clients quarterly in arrears, based upon the market value of the
      assets on the last business day of the previous quarter. The firm shall bill WealthBuilder clients
      quarterly, in arrears, based upon the market value of the assets on the last day of the quarter in
      which the Agreement is executed and reset the same quarter every year thereafter (‘reset date”). In
      the event significant contributions are made prior to the reset date, Adviser has the discretion to
      reset the asset value upon which fees are charged at that time. The firm shall deduct fees and/or
      bill consulting clients on a monthly basis based on time incurred under the agreement.

   C. As discussed below, unless the client directs otherwise or an individual client’s circumstances
      require, Strategic Wealth Advisors shall generally recommend that Charles Schwab and Co., Inc.
      (“Schwab”) and/or Fidelity Investments (“Fidelity”) serve as the broker-dealer/custodian for client
      investment management assets. Broker-dealers such as Schwab and Fidelity charge brokerage
      commissions and/or transaction fees for effecting certain securities transactions (i.e. transaction
      fees are charged for certain no-load mutual funds, commissions are charged for individual equity
      and fixed income securities transactions). In addition to SWA’s investment management fee and
      brokerage commissions and/or transaction fees, clients will also incur, relative to all mutual fund
      and exchange traded fund purchases, charges imposed at the fund level (e.g. management fees and
      other fund expenses). To the extent a separately managed account is utilized, a separate
      management fee will also be charged.

   D. SWA’s annual investment advisory fee shall begin accruing as of the date of the Investment
      Advisory Agreement and shall be prorated and paid quarterly, in arrears, based upon the market
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Item 7           Types of Clients
   Strategic Wealth Advisors’ clients shall generally include individuals, business entities, trusts, estates
   and pension and profit sharing plans. Strategic Wealth Advisors generally requires a minimum account
   size of $1,000,000 for new accounts when the client seeks ongoing portfolio supervision. However, the

   firm, in its sole discretion, may lower the required minimum based upon certain criteria (i.e. anticipated
   future earning capacity, anticipated future additional assets, dollar amount of assets to be managed,
   related accounts, account composition, negotiations with client, etc.).