Cirrus Capital LLC

Item 5 – Fees and Compensation
PORTFOLIO MANAGEMENT SERVICES
Our management fee is based on a percentage of assets under management in the account.
The annual management fee is negotiable up to 2.00% depending on the size and complexity
of your account(s).
SUB-ADVISORY SERVICES
We charge an annual management fee based on the percentage of assets under management.
The annual management fee is 0.50%. The management fee may be negotiable.
RETIREMENT PLAN CONSULTING SERVICES
We charge an annual management fee that is based on the percentage of assets under
management in your qualified plan. Our annual fee is 0.50%. The management fee is
negotiable.
SOLICITOR SERVICES
When we are the solicitor of the recommended Third-Party Adviser, we do not charge a
separate fee for the recommendation and monitoring of Third-Party Adviser Services. Instead,
we will enter into an agreement with the selected Third-Party Adviser and share in a portion of
the Third-Party Adviser’s management fee that is charged to you. Our portion of the fee is
typically 50% of the Third-Party Adviser’s fee. The exact fee withdrawn and when it is
withdrawn (quarterly or monthly, in advance or in arrears) will vary with each Third-Party
Adviser. These details will be disclosed in the Third-Party Adviser’s ADV Part 2A and the Third-
Party Adviser’s Solicitor Disclosure Document; both documents will be given to you upon
solicitation.
PARTICIPANT ACCOUNT MANAGEMENT
We charge an annual management fee this is also based on the percentage of assets under
management. The annual management is 2.00%. The management fee may be negotiable.
ESTATE PLANNING
We charge a flat rate not to exceed $1,700 and have the ability to reduce the fee to a negotiated
rate.
The estate planning fee is charged for facilitating access to estate planning services and
coordinating the estate planning process through Estate Guru. Cirrus Capital, LLC, does not
charge separate legal fees and does not provide legal advice.

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If clients receive discounted pricing or preferred pricing through Estate Guru, the amount of
the discount is determined by Estate Guru and not by Cirrus Capital, LLC.
Any fees charged by attorneys, legal professionals, or other third-party service providers are
separate from advisory fees and will be disclosed directly by the applicable service provide
INVESTMENT RESEARCH
Our research services are provided at an hourly rate of $150. The fee is negotiable. We will
provide you with an estimate of hours we believe the service will take. We will track our time
and present you with an invoice once the service is complete.
FEE BILLING
Portfolio Management and Sub-Advisory fees are billed monthly, in arrears, meaning that we
collect the management fee at the end of the monthly billing period. The management fee will
be based on the account value as of the last business day of the month as reported by the
account’s custodian. The client will be asked to authorize us with the ability to withdraw our
fee directly from the client’s account. This authorization may be terminated at any time.
For client assets held with Interactive Brokers, the management fee is calculated daily as an
annualized percentage multiplied by the net liquidation value of your account. The fees are
then deducted on a monthly basis, in arrears by Interactive Brokers. Interactive Brokers will
then remit our portion to us.
Retirement Plan Consulting fees are negotiated with the client how often and when the fee is
collected. The fee may be collected monthly or quarterly, in arrears or in advance. The client
will be asked to authorize the recordkeeper with the ability to directly deduct our management
fee from your account. The recordkeeper will be disclosed in our ERISA engagement
agreement. You will also need to sign a separate agreement with the recordkeeper.
Participant Account Management fees are billed quarterly, in arrears, meaning the fee will be
collected at the end of the quarter’s billing period. The management fee is based on the
account value as of the last business day of the quarter as reported by the account’s custodian.
The client will be asked to authorize us with the ability to withdraw our management fee
directly from the client’s account. This authorization may be terminated at any time.
Estate planning fees are collected by us, and we will remit Estate Guru’s portion to them. Fees
are split into two parts, upfront fee due at engagement which covers the whole set up and legal
structure. The remaining portion is collected at the delivery of the plan. Fees can be paid using
Stripe or digital payment vendor.
Investment Research fees are due upon completion of the service.
OTHER FEES
You may also incur certain charges imposed by custodians, brokers, third-party investment
advisers, and other third parties such as fees charged by managers, custodial fees, deferred
sales charges, odd-lot differentials, transfer taxes, wire transfer and electronic fund fees, and
other fees and taxes on brokerage accounts and securities transactions. Mutual funds and
exchange traded funds also charge internal management fees, which are disclosed in a fund’s

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prospectus. These charges, fees, and commissions are exclusive of and in addition to our fee
and we will not receive any portion of these commissions, fees, or costs.
TERMINATION OF SERVICES
A client may terminate any service for any reason within the first five (5) business days after
signing an advisory contract and receive a 100% refund of prepaid fees, without any cost or
penalty. Thereafter, an advisory contract may be terminated at any time by giving seven (7) days’
written notice. To cancel the agreement, the client must notify us in writing to Cirrus Capital, LLC,
...

Item 7 – Types of Clients
We offer our services to individuals, high net worth individuals and Corporations or other
business entities. We do not require a minimum account size.