Pacesetter Financial Group LLC

Item 5: Fees and Compensation
Pacesetter Financial Group charges advisory fees based on the type of client you are and the
type of portfolio in which you are invested. In special circumstances, or if unique services are
provided, your fee may be negotiable. You may terminate your contract with us, without
penalty, within five (5) business days after entering into the contract, at which time we will
provide you with a full refund. We prorate fees for partial years of service, both in the initial
year that you become a client, and in the final year, when our contract is terminated.

Additional and/or supplemental services beyond those listed below may also be available.
These services may be charged by the hour or as a fixed fee. If you are interested in other
services, please speak with your advisor.

Individual Client Fee Schedule (annual):
                                           Diversified Portfolio       Fixed Income Portfolio
 On the first $500,000                            1.00%                        0.40%
 On the next $500,000                             0.75%                        0.40%
 On amounts over $1,000,000                       0.50%                        0.40%

Regardless of the total amount of assets we manage for you, we charge a minimum of $100 per
year, per client, prorated for partial years.

Pacesetter charges the above fees quarterly, in advance. For example, we calculate your second
quarter (April – June) fee in year 1 by taking the market value of your account on March 31 of
year 1 and multiplying it by one-fourth (¼) of your annual fee percentage. The calculated fee
would be due in April of year 1.

       For example, given an Individual Client with a diversified portfolio:
           March 31, Year 1 Account Value                                    $1,050,000.00
          We bill the first $500,000 at ¼ of 1.00%, or 0.25%                     $1,250.00
           We bill the next $500,000 at ¼ of 0.75%, or 0.1875%                      937.50
          We bill the remainder at ¼ of 0.50%, or 0.125%                             62.50
                 The total fee due for the second quarter of Year 1              $2,250.00

Most Individual Clients choose to have their fees deducted directly from their accounts.
However, if you prefer, you can pay your bill by check. Please specify your preference at the

Pacesetter Financial Group, LLC                                           IARD/CRD No.: 123287
Form ADV Part 2A                                                                     3/5/2026
Firm Brochure                                                                      Page 7 of 28

time you sign your agreement with us. You can change your preference later by contacting
us.

At the beginning of each quarter, we calculate your fee and send you a billing statement. If
you pay your bill by check, your bill is immediately due and payable. If your fees are deducted
from your account(s), we submit the bill amount to our custodian at least five days after
mailing the billing statement to you.

Fees are prorated for accounts opened during each quarter. We mail your first billing
statement to you at the beginning of the quarter following when you deposited or transferred
assets into an account that we manage for you. That billing statement will include both your
initial, prorated billing for the prior quarter, based on the assets that were deposited and/or
transferred into your account(s), PLUS your current quarter billing.

In addition to our advisory fees, Individual Clients may also pay (directly to the service
provider):
   •   Brokerage commissions or transaction fees;
   •   Mutual fund fees; and
   •   Custodian and account or special processing fees, if applicable.

Our investment advisory contract is open-ended. You, or we, can terminate the contract at
any time, upon ten days’ written notice. If your contract is terminated before the end of a
billing period, you will be entitled to a partial refund of fees. We calculate your refund based
on the number of full days remaining in the quarter after your termination date. Your
termination date is defined as the earlier of the final transfer out from your accounts to another
custodian or the date upon which we are delinked from your accounts or your accounts are
closed. If your accounts remain open, we may deposit your refund directly into your accounts.
If your accounts are closed or we are delinked from them, we will mail a refund check directly
to you.

Company-Sponsored 401(k) Plan Client Fee Schedule (annual):
 On the first $500,000                           0.75%
 On the next $500,000                            0.60%
 On the next $3,000,000                          0.45%
 On the next $3,500,000                          0.30%
 On amounts over $7,500,000                      0.20%

Pacesetter Financial Group, LLC                                            IARD/CRD No.: 123287
Form ADV Part 2A                                                                      3/5/2026
Firm Brochure                                                                       Page 8 of 28

Regardless of the total amount of assets we manage for you, we charge a minimum of $100 per
year, per plan, prorated for partial years.

At the beginning of each quarter, we calculate the plan-level fee and send a billing statement to
the Plan Administrator. If your plan is new or if it is transferred to our management during the
current quarter, you will receive your first billing statement after the end of the first quarter.
This first billing statement is calculated both in arrears for the first quarter (prorated based on
the date assets were first deposited or transferred in and on the value of the plan at the end of
the quarter) and in advance for the next quarter. All subsequent billings will be in advance. If
your recordkeeper automatically calculates and deducts your fees from plan assets, they will do
...

Item 7: Types of Clients
Pacesetter manages investment portfolios for:
   •   Individuals;
   •   Trusts;
   •   Business entities;
   •   Tax-exempt entities; and
   •   Company-sponsored retirement plans.

We do not require a minimum account size for opening or maintaining an investment
account. However, we impose a minimum annual investment advisory fee of $100 per client,
per year, prorated for partial years.

For additional information on advisory fees, see Item 5: Fees and Compensation.

Pacesetter Financial Group, LLC                                          IARD/CRD No.: 123287
Form ADV Part 2A                                                                    3/5/2026
Firm Brochure                                                                    Page 11 of 28