GTS Financial LLC

Item 5: Fees and Compensation
Please note, unless a Client has received the firm’s Disclosure Brochure at least 48 hours prior to signing the
investment advisory contract, the investment advisory contract may be terminated by the Client within five (5)
business days of signing the contract without incurring any advisory fees. How we are paid depends on the type of
advisory service we are performing. Please review the fee and compensation information below.
Investment Management The fee for Investment Management Services consists of an ongoing fee that is paid
monthly, in arrears, starting at $600 per month, based on complexity and needs of the Client, and may be
negotiable in certain cases. The fee for this service may increase or decrease annually as complexity and/or needs
of the Client change. The annual adjustment will occur within 30 days of the end of the calendar year, upon
receipt of a signed fee schedule addendum with both parties agreeing to the updated fee. The Client will need to
respond within 30 days with the signed addendum agreeing to the new fee for the current year to avoid billing
delays.
Fees may be directly debited from account(s) managed by TruMix, via electronic funds transfer, or paid by check.
This service may be terminated with 30 days’ written notice. In the event of termination, Clients will be billed for
the amount of time services were provided in the billing period.
For Clients utilizing our Investment Management Services, Ongoing Comprehensive Financial Planning will be
included at no additional charge.
Ongoing Comprehensive Financial Planning Ongoing Financial Planning consists of an ongoing fee that
is paid monthly, in arrears, starting at $600 per month. Fees are based on complexity and needs of the Client, and
may be negotiable in certain cases. The fee for this service may increase or decrease annually as complexity
and/or needs of the Client change. The annual adjustment will occur within 30 days of the end of the calendar
year, upon receipt of a signed fee schedule addendum with both parties agreeing to the updated fee. The Client

will need to respond within 30 days with the signed addendum agreeing to the new fee for the current year to
avoid billing delays.
Fees may be directly debited from account(s) managed by TruMix, via electronic funds transfer, or paid by check.
This service may be terminated with 30 days’ written notice. In the event of termination, Clients will be billed for
the amount of time services were provided in the billing period.

Project-Based Financial Planning Project-Based Financial Planning is offered on a fixed fee basis. The
fixed fee will be agreed upon before the start of any work and can range between $1,200 and $10,000, depending
on complexity and the needs of the Client, and may be negotiable in certain cases. The fee is either due upon the
completion of the service or a deposit may be collected with the remainder due upon delivery of the plan. TruMix
will not bill an amount above $1,200 more than 6 months in advance. In certain circumstances, project-based
financial plans may be billed at an hourly rate of $300 per hour. The hourly fee may be negotiable in certain cases
and is due upon completion of the engagement.

Fees for this service may be paid by electronic funds transfer or by check. In the event of early termination any
prepaid but unearned fees will be refunded to the Client and any completed deliverables of the project will be
provided to the Client and no further fees will be charged.

SIMPLE IRA Investment Management Our SIMPLE IRA Investment Management services advisory fee is
calculated for each quarterly period ending the last business day of February, May, August, and November and
shall be the product of 0.75% applied to the average daily net asset value of the plan participant’s assets during
the quarter; divided by the number of days in the year multiplied by the number of days in the quarter. The fees
shall be paid within thirty (30) days following the end of the quarter for which such fees are payable. Advisory
fees will be directly debited from plan participant accounts held through American Funds Distributors, Inc.
(“American Funds”) or paid via electronic funds transfer.

For Plan sponsors, our fee includes the above described fee for each plan participant, in addition to an annual fee
of $2,195, paid monthly in arrears by the Plan Sponsor.

This service may be terminated with 30 days’ written notice. In the event of termination, plan participants may be
billed for the amount of time services were provided in the billing period.

Other Types of Fees and Expenses
Our fees are exclusive of brokerage commissions, transaction fees, and other related costs and expenses which
may be incurred by the Client. Clients may incur certain charges imposed by custodians, brokers, and other third
parties such as custodial fees, deferred sales charges, odd-lot differentials, transfer taxes, wire transfer, and
electronic fund fees, and other fees and taxes on brokerage accounts and securities transactions. Mutual fund and
exchange-traded funds also charge internal management fees, which are disclosed in a fund's prospectus. Such
charges, fees, and commissions are exclusive of and in addition to our fee, and we shall not receive any portion of
these commissions, fees, and costs.
Item 12 further describes the factors that we consider in selecting or recommending broker-dealers for Client’s
transactions and determining the reasonableness of their compensation (e.g., commissions).
We do not accept compensation for the sale of securities or other investment products including asset-based sales
charges or service fees from the sale of mutual funds.

Item 7: Types of Clients
We provide financial planning and portfolio management services to individuals, high net-worth individuals,
retirement plans, trusts, charitable organizations, and corporations or other businesses.
We do not have a minimum account size requirement.