Citrine Capital LLC

Item 5 - Fees and Compensation
Forms of payment are based on the types of services being provided, term of service, etc., and will be stated
in your engagement agreement with the firm. Payment is made through a qualified, unaffiliated third-party
processor or your custodian of record maintaining your account; both requiring your prior authorization. We
do not accept checks, cash, money orders or similar forms of payment for advisory engagements.

Method of Compensation and Fee Schedule
Please note: For certain Legacy Clients, Citrine charges fees based on a percentage of the amount of assets
under management. Fee arrangements currently offered to new clients are described below.

Investment​​Management​​&​​Comprehensive​​Financial​​Planning – Annual Flat Fee

The fee for investment management and comprehensive financial planning will be an annual fixed dollar fee
determined upfront by Citrine Capital. It is anticipated that this fixed dollar fee may vary but generally will
range from $7,000 to $90,000 based on the client’s net worth.

Net Worth is calculated as follows: Assets - Liabilities = Net Worth

Net Worth is defined as the sum of the following assets: Cash & Cash Equivalents, all investment accounts
(Including irrevocable trusts, qualified retirement accounts, charitable accounts, 529 Plans), cash surrender
value of life insurance/annuities, raw land and direct real estate properties (less total debt). The net worth
will be reassessed every year.

The annual fees are negotiable, prorated and paid in arrears on a quarterly basis. Fees for this service may be
paid from investment accounts, electronic funds transfer, credit card or check. This service may be
terminated with 30 days’ notice. Since ongoing fees are paid in arrears no refund will be needed for ongoing
fees.

Fee Increases
Clients can expect an annual fee increase to maintain pace with inflation. The fee increase is based on the
increase in the Consumer Price Index (CPI). The CPI is pulled directly from the Bureau of Labor Statistics, and
uses the CPI-U, updated monthly, for the previous month's new data. For example, an escalation that takes
place in January 2023 will use the CPI for December 2022. The first annual fee increase will take place 12
months after signing the advisory agreement. Clients will be given written notice 30 calendar days in
advance of any change in fees.​

Citrine Capital, LLC
Form ADV Part 2
​

Aggregating Account Fees
For the benefit of discounting your asset-based fee, we may aggregate investment supervisory services
accounts for the same individual or two or more accounts within the same family, or accounts where a family
member has power of attorney over another family member’s or incompetent person's account.
Should investment objectives be substantially different for any two or more household accounts, requiring
different investment approaches or operational requirements, fee schedules may be separately applied.

Payment of Net Worth-Based Fees
Your first billing cycle will begin once your agreement is executed and account assets have settled into your
account held by the custodian of record. Fee payments will generally be assessed within 15 days of the
beginning of each billing cycle.

By signing our firm’s, and the selected custodian’s account opening documents, you will be authorizing the
withdrawal of transactional (see following section) and advisory fees from your account. The withdrawal of
these fees will be accomplished by the selected custodian or through a qualified, unaffiliated third-party
processor, not by our firm, and the custodian or processor will remit our fees directly to our firm. You are
encouraged to verify the accuracy of fee calculations; the custodian may not verify the accuracy of advisory
fee assessments for you.

Discounting of Fees
The services to be provided to you and their specific fees will be detailed in your engagement agreement.
Published fees may be discounted at the discretion of our firm. Citrine Capital strives to offer fees that are
fair and reasonable in light of the experience of our firm and the services to be provided to you. However, we
are obligated under statute to inform you that similar services may be made available from others and
potentially at a lesser fee.

Additional Client Fees
Any transactional or service fees (sometimes termed brokerage fees), individual retirement account fees,
qualified retirement plan fees, account termination fees, or wire transfer fees will be borne by the account
holder and per the fee schedule of your custodian of record. Fees paid by our clients to our firm for our
advisory services are separate from any of these fees or other similar charges. In addition, advisory fees for
our firm’s services are separate from any transactional charges a client may pay, as well as internal fees or
charges for mutual funds, exchange-traded funds (ETFs), exchange-traded notes (ETNs), or other similar
investments.

When utilizing third-party sub-advisors such as DFA, clients may be subject to additional management fees
charged by the sub-advisor. We disclose all applicable fees in advance and work to ensure the total fee
structure remains reasonable and transparent.

Per annum interest at the current maximum statutory rate may be assessed on fee balances due more than
30 days; we may refer past due accounts to collections or legal counsel for processing. We reserve the right
to suspend some or all services once an account is deemed past due.

Additional information about our fees in relationship to our brokerage practices are noted in Items 12 and 14
of this document.

Citrine Capital, LLC
Form ADV Part 2
​

Personal Tax Return Preparation
Our firm provides the preparation and filing of federal and state tax returns for individuals and businesses.
These fees are either included as part of the engagement agreement or charged separately. Clients are not
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Item 7 - Types of Clients

    Our current client base consists of individuals, high net worth individuals and small businesses. Citrine
    Capital reserves the right to waive or reduce certain fees based on unique individual circumstances, special
    arrangements, or pre-existing relationships. We also reserve the right to decline services to any prospective
    client for any non-discriminatory reason.