Colucci Wealth Management LLC

Item 5. Fees & Compensation

The following sections describe the fees charged by the Firm for its services as well as additional expenses
to be borne by clients in connection with services rendered.

    Investment Management and Wealth Management Fees

Colucci Wealth offers investment management and Wealth Management services for an annual fee based
on the amount of assets under the Firm’s management. This fee is typically one percent (1.0%) of the
client’s assets under management unless such management fee is reduced by Colucci Wealth. The Firm
may charge clients an equivalent or lower rate for assets advised by the Firm that are held away from the
primary custodian.

Fees for investment management and wealth management services are billed quarterly in arrears based on
the market value of the client’s assets as of the last day of the applicable quarter. Fees are not prorated for
additions or withdrawals of capital during a quarter.

The Firm may enter into fee arrangements with clients on terms that may vary from those described above
including fees charged on a different basis (i.e., not based on assets under management), fees charged at
different times or frequency, or fees based on different valuations of assets.
In general, clients grant the Firm authority to deduct fees for investment management and wealth
management services directly from the accounts under the Firm’s management. However, clients can be
invoiced for such services as well if agreed upon by the Firm.

    Financial Planning Fees

The firm offers stand-alone financial planning services for an initial retainer starting from $5,000 but may
be higher based on the client’s financial planning needs and the complexity of the arrangement. Additional
work to be performed beyond the initial scope of work will be charged at an hourly rate of $500 per hour
or more. Clients pay the initial retainer prior to Colucci Wealth’s performance of the services, and additional
hourly fees are payable by clients upon completion of the financial planning engagement.

    Fee Discretion

COLUCCI Wealth may , in its sole discretion, negotiate to charge lesser fees based upon certain criteria,
such as the overall scope of services to be provided to the client, anticipated future earning capacity,
anticipated future additional assets, dollar amount of assets to be managed, related accounts, account
composition, pre-existing/legacy client relationship, account retention, and pro bono activities.

     Termination of Advisory Relationship

In the event that a client terminates its Advisory Agreement prior to the end of a billing period or the end
of an engagement, the Firm’s fees will be charged for the final billing period based on the market value of
the portfolio as of the effective date of termination. Fees will be prorated for the final billing period and
due as of the effective date of termination. If the Firm has been paid any amounts in advance, the Firm will
refund any unearned fees to clients.

    Additional Fees and Expenses

In addition to the advisory fees paid to Colucci Wealth, clients also incur certain charges imposed by third
parties, such as fees payable to fund managers, broker-dealers, custodians, trust companies, banks, and
other financial institutions (collectively “Financial Institutions”). These additional charges include, among
others, securities brokerage commissions, mark-ups and mark-downs on fixed-income transactions, and
other transaction costs; custodial fees; reporting charges; margin costs; charges imposed directly by a
mutual fund, ETF, or other fund in a client’s account, as disclosed in the fund’s prospectus (e.g., fund
management fees, distribution fees, and other fund expenses); deferred sales charges; odd-lot differentials;

transfer taxes; wire transfer and electronic fund fees; and other fees and taxes on brokerage accounts and
securities transactions.

Types of Clients

Colucci Wealth offers investment management services to individuals, high net worth individuals,
families, trusts, estates, and businesses.

     Minimum Account Requirements

Generally, the Firm requires clients to maintain a minimum of $1,000,000 in assets under management to
maintain an investment advisory relationship with the Firm, but the Firm reserves the right to waive or
reduce such minimum in its sole and absolute discretion.