EKO Investments Inc

Fees and Compensation

Eko is compensated by charging Clients 0.3% per year based on the value of their assets
and investments managed and advised by Eko for Pre-Built Portfolios and Hybrid
Portfolios (“Management Fee”). No Management Fee will be charged to Clients who
solely have Non-Discretionary Portfolios. The Management Fee is charged monthly in
arrears and is automatically deducted from their custodial account. If a Client’s
investment account does not have enough funds to cover the Management Fee, Eko may
be required (as authorized through the Advisory Agreement with the Client) to sell a
portion of securities in Client’s investment account to raise funds sufficient to cover our
Management Fee. We reserve the right, in our sole discretion, to reduce or waive the

Management Fee for certain Client accounts for any period of time that we determine.
Further, certain Financial Institutions may determine to offer Eko’s advisory services to
White-label Clients at no cost. In such circumstances, Eko will not charge such
White-label Clients the Management Fee but instead may charge the Management Fee
or additional fees directly to the Financial Institution. In the event Clients wish to
terminate our services, a prorated amount of the Management Fee will be charged to
your account(s) based on the number of days in the month that the investment account
remained active prior to the termination. You must provide notice of termination as
outlined in your Advisory Agreement. Upon receipt of such notice, we will proceed to
close out your account(s).

Financial Institution Fees

In some cases, Eko charges a fee to the Financial Institutions to integrate and/or
implement Eko’s Platform into the Financial Institution’s platform, in order to provide Eko’s
advisory services and Platform directly to White-label Clients. Such fees are separate
from the Management Fee that may be charged to Clients, and Clients are not directly
charged these platform integration and implementation fees.

In addition, Financial Institutions may charge their customers additional fees in addition
to Eko’s Management Fee in connection with providing Eko’s advisory services and
Platform directly to White-label Clients on the Financial Institution’s platform. Such fees
will generally be determined independent from Eko, and while Eko may collect such
additional fees from Clients on behalf of the Financial Institution, either from their
Funding Accounts or their investment accounts, Eko remits such additional fees to the
Financial Institution and no portion of such fees charged by Financial Institutions will be
retained by Eko. White-label Clients may therefore be required to pay fees for Eko’s
advisory services in excess of the Management Fee which Eko will charge to direct
Clients and should review any such fees that may be charged by their Financial
Institution before determining to become a White-label Client of Eko.

Other Fees

The issuer of some of the securities or products purchased for Clients, such as ETFs, may
charge product fees that affect Clients. Eko does not charge these fees to Clients and
does not benefit directly or indirectly from any such fees. An ETF typically includes
embedded expenses that may reduce the ETF’s net asset value, and therefore directly
affect the ETF’s performance and indirectly affect a Client’s portfolio performance.

Assets Under Management

As of March 31, 2026, we managed $74.889.305,90 in client assets, $47.927.767,20 of
which was managed on a discretionary basis and $26.961.538,70 of which was
managed on a non-discretionary basis.

Item 5 – Account Requirements and Types of Clients

Eko’s Clients are expected to be individual persons. Eko offers taxable brokerage
accounts, Individual Retirement Accounts (“IRAs”), and Roth IRAs. Eko also permits
account transfers and rollovers via the Automated Customer Account Transfer Service
(“ACAT”) for both taxable and non-taxable accounts.

The minimum investment amount required to open a Client account at Eko is $10.
However, the minimum investment amount may be higher where a Financial Institution
that has onboarded the Eko Platform on a white-label basis requests a higher minimum
investment amount for White-label Clients to use Eko’s advisory services and Platform.
For Eko’s direct Clients, the minimum is fixed at $10. Eko’s advisory services are
ultimately geared toward individual investors/clients. When evaluating our
quantitative-based investment advisory service, Clients should be aware that their
relationship with us is likely to be different from the “traditional” investment advisory
relationship in several aspects:

   ●​ Eko is a software-based investment advisor, which means you must acknowledge
      your ability and willingness to conduct your relationship with Eko on the Platform.
      Under the terms of your Advisory Agreement with Eko, you agree to receive all
      account information and account documents (including this Brochure) and any
      updates or changes to the same, through your access to our Platform or the
      Financial Institution’s white-labeled website. Alternatively, we use emails, to the
      email address that is provided by the Client at onboarding to provide information
      regarding your investment account. Emails regarding your investment account
      can come directly from Eko, or via the Financial Institution (for White-label
      Clients). Although we have customer service, we do not guarantee that individual
      representatives are available at all times to discuss client servicing matters with
      you.

   ●​ To provide our investment advisory services and tailor investment decisions to
      your specific needs, we collect information from you, including specific information
      about your investing profile such as your financial situation and investment
      horizon. We maintain this information in strict confidence subject to our privacy
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