Coombs Wealth Advisory LLC

Item 5 – Fees and Compensation
The following paragraphs detail the fee structure and compensation methodology for services provided by the
Advisor. Each Client shall enter into an agreement with the Advisor that detail the responsibilities of Coombs
Wealth and the Client.

A. Fees for Advisory Services
Wealth Management Advisory
Wealth Management Advisory (WMA) fees are paid at the end of each calendar quarter, pursuant to the terms of
the wealth management agreement. Wealth management fees range from 0.50% to 0.75%, depending on the size,
complexity and overall relationship with the Client. Relationships with smaller accounts, multiple objectives, specific
reporting requirements, portfolio restrictions and other complexities may be charged a higher fee. The wealth
management fee in the first quarter of service is prorated from the inception date of the account[s] to the end of the
first quarter. Fees may be negotiable at the sole discretion of the Advisor. The Client’s fees will take into
consideration the aggregate assets under management with the Advisor. All securities held in accounts managed
by Coombs Wealth will be independently valued by the Custodian. The Advisor will conduct periodic reviews of the
Custodian’s valuations.

The Advisor’s fee is exclusive of, and in addition to, brokerage fees, transaction fees, and other related costs and
expenses, which may be incurred by the Client. However, the Advisor shall not receive any portion of these
commissions, fees, and costs. All securities held in accounts managed by Coombs Wealth will be independently
valued by the Custodian. The Advisor will conduct periodic reviews of the Custodian’s valuation to ensure accurate
billing.

Wealth Management Fixed Fee Advisory
Wealth Management Fixed Fee Advisory (WMFF) fees are paid quarterly at the end of each calendar quarter,
pursuant to the terms of the wealth management fixed fee agreement. The annual fee is on a fixed-fee basis and is
non-negotiable. Coombs Wealth at its discretion, may charge a different fee based on several factors, including: the
complexity of the services to be provided, the level of assets to be managed, and the overall relationship with the

                                                Coombs Wealth Advisory, LLC
                                      490 Norristown Road, Suite 250, Blue Bell, PA 19422
                                         Phone: (610) 825-3848 * Fax: (610) 825-3529

Advisor. Relationships with multiple objectives, specific reporting requirements, portfolio restrictions and other
complexities may be charged a higher or lower fee.

Additional Information on Fees – Coombs Wealth believes that the charges and fees within its programs are
competitive with alternative programs available through other firms offering a similar range of services. However,
lower fees for comparable services may be available from other sources.

Financial Planning Services
Coombs Wealth offers financial planning services for a fixed fee ranging from $1,000 to $2,500. Fees may be
negotiable based on the on the nature and complexity of the services to be provided and the overall relationship
with the Advisor. An estimate for the total costs will be provided to the Client prior to engaging for these services.
Clients may also engage for planning services through a perpetual engagement. In such instances, fees are billed
quarterly, at the end of each calendar quarter. If a client engages the Advisor for wealth management services,
Coombs Wealth may offset all or a portion of its fees for those services based upon the amount paid for wealth
management services.

Independent Managers
As noted in Item 4, the Advisor will implement all or a portion of a Client’s investment portfolio utilizing one or more
Independent Managers. To eliminate any conflict of interest, the Advisor does not earn any compensation from an
Independent Manager. The Advisor will only earn its investment advisory fee as described above. Independent
Managers typically do not offer any fee discounts but may have a breakpoint schedule which will reduce the fee
with an increased level of assets placed under management with an Independent Manager. The terms of such fee
arrangements are included in the Independent Manager’s disclosure brochure and applicable contract[s] with the
Independent Manager. The total blended fee, including the Advisor’s fee and the Independent Manager’s fee, will
not exceed 1.00% annually.

B. Fee Billing
Wealth Management Advisory
WMA fees will be calculated by the Advisor and deducted from the Client’s account[s] at the Custodian. The
Advisor shall send an invoice to the Custodian indicating the amount of the fees to be deducted from the Client’s
account[s] at the respective quarter-end date. The amount due is calculated by applying the quarterly rate (annual
rate divided by 4) to the total assets under management with Coombs Wealth at the end of each quarter. Clients
will be provided with a statement, at least quarterly, from the Custodian reflecting deduction of the wealth
management fee. In addition, the Advisor will provide the Client a report itemizing the fee, including the calculation
period covered by the fee, the account value and the methodology used to calculate the fee. It is the responsibility
of the Client to verify the accuracy of these fees as listed on the Custodian’s brokerage statement as the Custodian
does not assume this responsibility. Clients provide written authorization permitting advisory fees to be deducted by
Coombs Wealth directly from their accounts held by the Custodian as part of the wealth management agreement
and separate account forms provided by the Custodian.

Wealth Management Fixed Fee Advisory
WMFF fees are calculated by dividing the annual fixed fee by 4. At the end of each quarter, the fixed fee for the
Client relationship is apportioned to each of the Client’s accounts based on the assets in each account as
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Item 7 – Types of Clients

Coombs Wealth provides investment advisory services to individuals, high net worth individuals, trusts, estates and
corporations and other businesses. Coombs Wealth generally does not impose a minimum account size for
establishing a relationship.