Copia Wealth Management LLC

Item 5 Fees and Compensation
Portfolio Management Services
Our fee for portfolio management services is based on a percentage of the assets in your account and
is set forth in the following annual fee schedule:

                                            Annual Fee Schedule

                                      Asset level and fee %
                            $0 - $349,999                         1.75%
                            $350,000 - $749,999                   1.50%
                            $750,000 -     $1,499,999             1.25%
                            $1,500,000 - $3,999,999               1.00%
                            $4,000,000 - $9,999,999               .85%
                            $10,000,000 and over                  .75%

Portfolio Management Services
Adviser's annual fee for portfolio management services typically varies between 0.75% to 1.75%
depending upon the market value of Client's assets under Adviser's management. Fees may be
negotiable. Assets in each of Client's account(s) are included in the fee assessment unless specifically
identified in writing for exclusion. Lower fees for comparable services may be available from other
sources. This annual fee is prorated for the initial quarter upon funding of account, and thereafter paid
quarterly in advance based upon the balance at the end of billing period of Client's account(s). The
initial fee will be based on the assets deposited into the account and prorated based upon the number
of days the account was open during the billing period. Advisory fee can be negotiable, depending on
individual Client circumstances. At Adviser's discretion, Adviser may combine/bundle the account
values of family members living in the same household to determine the applicable advisory fee.
Combining account values may increase the asset total, which may result in Client paying a reduced
annual fee based on the available breakpoints in Adviser's Annual Fee Schedule stated above.

At the inception of this Agreement, the Client will have five business days to terminate the Agreement
with no cost and without penalty. After which, if the Agreement is terminated, Adviser's fee will be
prorated for the quarter that the termination notice is given, and any unearned fees will be returned to
Client.

Our annual fee for portfolio management services varies between .75 to 1.75 depending upon the
market value of your assets under our management. Assets in each of your account(s) are included in
the fee assessment unless specifically identified in writing for exclusion. Unmanaged or static client
assets are not included in our management fee calculation. Fees may be negotiable.

Our annual portfolio management fee is billed and payable, quarterly in advance, based on the
balance at the end of billing period.

In all instances, we will send the client a written invoice, including the fee, the formula used to calculate
the fee, the fee calculation itself, the time period covered by the fee, the amount of assets under
management on which the fee was based upon, and the name of the custodian for which the assets
are held. We will send these to the client concurrent with the request for payment or payment of our
advisory fees. We urge clients to compare this information with the fees listed in the account
statement.

If the portfolio management agreement is executed at any time other than the first day of a calendar
quarter, our fees will apply on a pro rata basis, which means that the advisory fee is payable in
proportion to the number of days in the quarter for which you are a client. Our advisory fee is
negotiable, depending on individual client circumstances.

At our discretion, we may combine the account values of family members living in the same household
to determine the applicable advisory fee. For example, we may combine account values for you and
your minor children, joint accounts with your spouse, and other types of related accounts. Combining
account values may increase the asset total, which may result in your paying a reduced advisory fee
based on the available breakpoints in our fee schedule stated above. Household accounts will be
documented in an addendum to the client contract for the purpose of establishing the appropriate fee.

We will deduct our fee directly from your account through the qualified custodian holding your funds
and securities. We will deduct our advisory fee only when the following requirements are met:

    • You provide our firm with written authorization permitting the fees to be paid directly from your
      account held by the qualified custodian; and

    • The qualified custodian agrees to send you a statement, at least quarterly, indicating all
      amounts disbursed from your account including the amount of the advisory fee paid directly to
      our firm.

If you have any questions about the statement(s) you receive from the qualified custodian, call our
main office number located on the cover page of this brochure.

At the time of entering into any advisory contract, you have the right to terminate the contract without
penalty within five business days after entering into the contract.
Thereafter, you may terminate the portfolio management agreement upon Written notice. You will incur
a pro rata charge for services rendered prior to the termination of the portfolio management
agreement, which means you will incur advisory fees only in proportion to the number of days in the
quarter for which you are a client. If you have pre-paid advisory fees that we have not yet earned, you
will receive a prorated refund of those fees. When receiving a prorated fee, we will include an invoice
with the information stated above and the formula used to establish the amount refunded.

Lower fees for comparable services may be available from other sources.

Financial Plans
Financial plans are typically created in conjunction with our portfolio management services and clients
...

Item 7 Types of Clients
We offer investment advisory services to individuals (other than high net worth individuals), high net
worth individuals, pension and profit sharing plans, plan participants, and small businesses or
corporations.

In general, we do not require a minimum dollar amount to open and maintain an advisory account;
however, we have the right to terminate your Account if it falls below a minimum size which, in our sole
opinion, is too small to manage effectively.

While we do not have a required minimum account size that we manage, we do require a minimum
annual fee in the amount of $250 to maintain an advisory account. At our discretion we may waive or
reduce the minimum fee.

Our fees may be higher than normally charged in the industry and similar services may be offered by
another adviser at a lower fee.

We may also combine account values for you and your minor children, joint accounts with your
spouse, and other types of related accounts to meet the stated minimum.