Core Financial Advisors LLC

Item 5: Fees & Compensation

A. Description of how we are compensated for our advisory services provided to you.

   (i) Comprehensive Portfolio Management:

       Our maximum fee for Comprehensive Portfolio Management services is 1.50% of assets
       under management. The ultimate fee is based on the scope of the engagement and the
       complexity of your circumstances. Fees to be assessed will be outlined in the signed advisory
       agreement. Our firm’s fees are billed quarterly in advance based on the value of your account
       on the last day of the previous quarter. Our fees are negotiable. We bill on cash unless
       indicated otherwise in writing.

   (ii) Financial Consulting:

       We charge an hourly or flat fee for Financial Consulting services. The total estimated fee, as
       well as the ultimate fee that we charge you, is based on the scope and complexity of our
       engagement with you. Our hourly fee is $250. Our maximum flat fee is $2,500.

   (iii) Pension Consulting:

       We charge an hourly or flat fee for Pension Consulting services. The total estimated fee, as
       well as the ultimate fee that we charge you, is based on the scope and complexity of our
       engagement with you. Our hourly fee is $250. Our maximum flat fee is $2,500. Flat fees will
       be charged annually for ongoing Pension Consulting services.

   (iv) Portfolio Monitoring
       Our maximum fee for Portfolio Monitoring services is 0.25% of assets under advisement. The
       ultimate fee is based on the scope of the engagement and the complexity of your
       circumstances. Fees to be assessed will be outlined in the signed advisory agreement. Our
       firm’s fees are billed quarterly in advance based on the value of your account on the last day
       of the previous quarter. Our fees are negotiable. We bill on cash unless indicated otherwise
       in writing.

   (v) Institutional Intelligent Portfolios:

       Our maximum fee for Institutional Intelligent Portfolios is 1.00% of assets under
       management. The ultimate fee is based on the scope of the engagement and the complexity
       of your circumstances. Fees to be assessed will be outlined in the signed advisory agreement.
       Our firm’s fees are billed quarterly in advance based on the value of your account on the last
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       day of the previous quarter. Our fees are negotiable. We bill on cash unless indicated
       otherwise in writing.

B. Description of whether we deduct fees from clients’ assets or bill clients for fees incurred.

   (i) Comprehensive Portfolio Management:

       Fees will generally be automatically deducted from your managed account*. As part of this
       process, you understand and acknowledge the following:

       a) Your independent custodian sends statements at least quarterly to you showing the
          market values for each security included in the assets and all disbursements in your
          account including the amount of the advisory fees paid to us.
       b) You provide authorization permitting us to be directly paid by these terms. We send our
          invoice directly to the custodian.
       c) If we send a copy of our invoice to you, our invoice will include a disclosure urging you to
          compare the information provided in our statement with those from the qualified
          custodian.
       d) We use the custodian statement of market value to calculate quarterly fees for your
          account. It is your responsibility to ensure that the fee deducted from your account by the
          qualified custodian is the correct amount.

       *In rare cases, we will agree to directly bill clients.

   (ii) Financial Consulting:

       We do not require a retainer of the total Financial Consulting fee.

   (iii)Pension Consulting:

       The fee-paying arrangements for Pension Consulting service will be determined on a case-by-
       case basis and are detailed in the signed Pension Consulting Agreement. The client will be
       invoiced directly for the fees.

   (iv)Portfolio Monitoring:

       We will directly bill you for our Portfolio Monitoring service. Our bill is due and payable
       within thirty (30) days.

   (v) Institutional Intelligent Portfolios:

       Fees will generally be automatically deducted from your managed account*. As part of this
       process, you understand and acknowledge the following:
       a) Your independent custodian sends statements at least quarterly to you showing the
          market values for each security included in the assets and all disbursements in your
          account including the amount of the advisory fees paid to us.
       b) You provide authorization permitting us to be directly paid by these terms. We send our
          invoice directly to the custodian.
       c) If we send a copy of our invoice to you, our invoice will include a disclosure urging you to
          compare the information provided in our statement with those from the qualified
          custodian.

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        d) We use the custodian statement of market value to calculate quarterly fees for your
           account. It is your responsibility to ensure that the fee deducted from your account by the
           qualified custodian is the correct amount.

        *In rare cases, we will agree to directly bill clients.

C. Description of any other types of fees or expenses clients may pay in connection with our advisory
   services, such as custodian fees or mutual fund expenses.

    Clients will incur transaction charges for trades executed in their accounts. These transaction fees
    are separate from our fees and will be disclosed by the firm that the trades are executed through.
    Also, clients will pay the following separately incurred expenses, which we do not receive any
...

Item 7: Types of Clients & Account Requirements

We have the following types of clients:
   • Individuals and High Net Worth Individuals
   • Trusts, Estates, Pension Plans, or Charitable Organizations.

Our requirements for opening and maintaining accounts or otherwise engaging us:
   • We prefer a minimum household account balance of $100,000 for our Comprehensive
       Portfolio Management service. Generally, this minimum account balance requirement is
       negotiable depending on the client’s circumstance.

Clients eligible to enroll in the Program include individuals, IRAs, and revocable living trusts. Clients
that are organizations (such as corporations and partnerships) or government entities, and clients
that are subject to the Employee Retirement Income Security Act of 1974, are not eligible for the
Program. We have no minimum account balance requirements. The Program Disclosure Brochure
describes related minimum required account balances for maintenance of the account, automatic
rebalancing, and tax-loss harvesting.

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