Investment Insight Wealth Management LLC

Item 5: Fees & Compensation

Compensation for Our Advisory Services

Investment Management:

        Assets Under Management                  Annual Percentage of Assets Charge
        $0 to $3,000,000                                     1.25%
        $3,000,001 to $10,000,000                            1.00%
        $10,000,001 and Above                                0.75%

Clients are subject to the fee arrangement in their signed agreement with our firm. If disclosed in the
signed advisory agreement, we require an annual minimum fee of $6,250. If a client initially meets
the $500,000 account household value minimum but their account household value subsequently
falls below the minimum threshold, the client will be charged a flat rate of 1.25% of assets under
management rather than $6,250. These requirements are negotiable and may be waived at our firm’s
discretion.

Our firm’s fees are billed on a pro-rata annualized basis quarterly in arrears based on the time-
weighted daily average of the client account(s) during the previous quarter. In addition to our
management fee, each client is subject to a minimum fee of $100 annually to cover administrative
costs, account performance records, etc. The ultimate fee we charge clients will be determined on an
individualized basis and may be negotiated at the discretion of the advisor. Our firm bills on cash
unless indicated otherwise in writing. Fee adjustments will be made for deposits and withdrawals in
client accounts. Our firm does not offer direct invoicing. Fees will be deducted from client account(s).
As part of this process, clients understand the following:

    a) The client’s independent custodian sends statements at least quarterly showing the market
       values for each security included in the assets and all account disbursements, including the
       amount of the advisory fees paid to our firm.
    b) Clients will provide authorization permitting our firm to be directly paid by these terms. Our
       firm will send an invoice directly to the custodian.
    c) If our firm sends a copy of our invoice to the client, our invoice will include a disclosure urging
       the client to compare the information provided in our statement with those from the qualified
       custodian.

Our Investment Management service typically includes asset management and financial planning or
consulting services for a single fee. However, if an Investment Management client does not maintain
$1 million in assets under management with our firm by the end of their first year as an Investment
Management client, they will be charged a separate fee for financial planning or consulting services
as outlined below.

In certain cases, our firm will manage client account(s) that are held at a custodian that is not directly
accessible by our firm using Pontera Solutions, Inc. (“Pontera”)’s order management system. The
advisory fee payable for any held away accounts will be deducted directly from another client
account. If there are insufficient funds available in another client account or our firm believes that
deducting the advisory fee from another client account would be prohibited by applicable law, we
will invoice the client directly.

Comprehensive Financial Planning:

We charge a maximum flat fee based on 1.5% of annual household income or an hourly fee of up to
$350 for our Comprehensive Financial Planning service. If the annual household income-based fee is
less than $3,750, our firm will charge a negotiated flat fee instead of the 1.5% annual household
income-based fee. We require a retainer of fifty percent (50%) of the estimated total Comprehensive
Financial Planning fee with the remainder of the fee directly billed to you and due to us within thirty
(30) days of your financial plan being delivered or consultation rendered to you. In all cases, we will
not require a retainer exceeding $1,200 when services cannot be rendered within six (6) months.

If a Comprehensive Financial Planning client subsequently becomes an Investment Management
client with at least $1 million in assets under management with our firm by the end of their first year
as an Investment Management client, we will reduce their Investment Management advisory fee by
the dollar amount paid for a comprehensive financial plan. However, we shall not rollover excess
financial planning fees into the second year if those fees are higher than the first year of Investment
Management fees.

Retirement Plan Consulting:

Our Retirement Plan Consulting services are billed on an hourly fee, flat fee, or a fee based on the
percentage of Plan assets under management. The total estimated fee, as well as the ultimate fee
charged, is based on the scope and complexity of our engagement with the client. The fee-paying
arrangements will be determined on a case-by-case basis and will be detailed in the signed consulting
agreement. The maximum hourly fee to be charged will not exceed $350. Our flat fees range from
$1000 to $3000. Fees based on a percentage of managed Plan assets are outlined in the schedule
below:

3(38) and 3(21) ERISA Investment Management Fee Schedule:

                          Assets Under Management           Annual Advisory Fee*
                         $0 - $500,000                             0.75%
                         $500,000 - $1,000,000                     0.40%
                         $1,000,000 - $2,000,000                   0.35%
                         $2,000,000 - $10,000,000                  0.30%
                         $10,000,000 - $20,000,000                 0.25%
                         Above $20,000,000                         0.20%

Our firm’s fees are billed on a pro-rata annualized basis quarterly in arrears based on the time-
weighted daily average of the account during the quarter. 401(k) account reviews are charged a flat
fee of $299. If the client is not satisfied with the plan or finds substantial savings, fees will be returned.
...

Item 7: Types of Clients & Account Requirements

Our firm has the following types of clients:
   • Individuals
   • High Net Worth Individuals
   • Pension and Profit Sharing Plans

Our current requirements for opening and maintaining accounts or otherwise engaging us:
   • We generally require a minimum household account balance of $500,000 and an annual
       minimum fee of $6,250 for our Investment Management service. The minimum household
       account balance and annual minimum fee requirements are negotiable in order to
       accommodate clients subject to a previously offered fee arrangement with our firm. Clients
       will remain subject to the fee arrangement in their signed agreement with our firm.
   • We generally charge a minimum fee of $3,750 for Comprehensive Financial Planning service.
       This minimum fee requirement is negotiable.
   • Our Investment Management service typically includes asset management and financial
       planning or consulting services for a single fee. However, if an Investment Management client
       does not maintain $1 million in assets under management with our firm by the end of their
       first year as an Investment Management client, they will be charged a separate fee for
       financial planning or consulting services.
   • If a Comprehensive Financial Planning client subsequently becomes an Investment
       Management client with at least $1 million in assets under management with our firm by the
       end of their first year as an Investment Management client, we will reduce their Investment
       Management advisory fee by the dollar amount paid for a comprehensive financial plan.
       However, we shall not rollover excess financial planning fees into the second year if those
       fees are higher than the first year of Investment Management fees.

Clients who opt into electronic delivery of statements or maintain at least $1 million in assets at
Fidelity will not be charged transaction fees for U.S. listed equities and exchange traded funds.