Crusonia Wealth Advisors LLC

Item 5: Fees & Compensation

Compensation for Our Advisory Services

Wealth Advisory:

Wealth Advisory fees are agreed upon in writing with each client. Our firm’s fees are negotiated
based on several factors, including the size and scope of the engagement, anticipated level of
service, complexity of the relationship, client needs, reporting requirements, related accounts,
services provided, anticipated assets under management, and future additional assets. As a result,
clients may be charged different fees for similar services depending on the broader circumstances
of the relationship.

Our Wealth Advisory service fee is negotiable based on the factors listed herein and will not exceed
2.00% per year of assets under management (“Assets”). Fees to be assessed will be outlined in the
advisory agreement signed with the Client.

Our firm generally bills advisory fees directly from client accounts pursuant to written
authorization unless otherwise agreed in writing. In certain circumstances, our firm may agree to
invoice clients directly. Annualized fees are billed on a pro rata basis quarterly, either in advance or
in arrears, as specified in the client agreement. For certain services, including financial planning,
consulting, or tax-related services, fees may also be billed at specific points in time. Unless
expressly excluded, fee calculations may include cash, cash equivalents, and margin balances held
within the account(s). Charging advisory fees on cash balances or margin assets creates an
incentive for our firm to recommend maintaining higher account balances or using margin. For
advance billing, fees are generally calculated based on the market value of assets in the client
account(s) as of the last business day of the preceding quarter. For arrears billing, fees are
generally based on the average daily balance of assets within the account(s) during the applicable
billing period. Fees are negotiable and will generally be deducted directly from the client
account(s).

As part of this process, Clients understand the following:

    a) The client’s independent custodian sends statements at least quarterly showing the market
       values for each security included in the Assets and all account disbursements, including the
       amount of advisory fees paid to our firm;
    b) Clients will provide written authorization permitting our firm to be paid directly from their
       account(s) pursuant to these terms. Our firm will send an invoice directly to the custodian,
       and
    c) If our firm sends a copy of its invoice to the client, the invoice will include a legend urging
       the client to compare the information provided in our invoice with the statements received
       from the qualified custodian.

Any fees charged for third-party manager services shall be in addition to our advisory fees. Our
firm does not receive compensation from third-party investment managers in connection with
client referrals. Third-party investment managers establish and maintain their own separate fee
arrangements and billing processes, over which our firm has no control. In general, these managers
bill clients directly and describe their fee arrangements within their own disclosure documents.

ADV Part 2A – Firm Brochure                    Page 6                            Crusonia Wealth Advisors LLC

Clients should review the disclosure documents of any third-party manager for additional
information regarding fees and expenses.

Our firm reserves the discretion to negotiate advisory fees, fee minimums, and billing arrangements
based on factors such as assets under management, relationship size, anticipated service needs,
engagement complexity, and related accounts. Certain clients, including those in legacy
relationships, those acquired through mergers, acquisitions, or adviser transitions, may be subject
to pre-existing fee schedules, billing arrangements, or calculation methodologies that differ from
our standard practices. Any such arrangements will be mutually agreed upon and disclosed in the
applicable client agreement. Please note that fees will not exceed 2.00% per year of assets under
management (“Assets”).

Financial Planning & Consulting:

Our firm charges on an hourly or flat-fee basis for financial planning and consulting services. The
total estimated fee and the final fee charged are based on the scope and complexity of our
engagement with the client. The maximum hourly fee to be charged will not exceed $500. The
maximum flat-fee financial planning & consulting arrangements will not exceed $75,000. The fee-
paying arrangements will be determined on a case-by-case basis and will be detailed in the signed
consulting agreement. Our firm will not require prepayment of more than $1,200 in fees per client,
six or more months in advance.

Other Types of Fees & Expenses:

Clients may incur transaction fees for trades executed by their chosen custodian, either based on a
percentage of the dollar amount of assets in the account(s) or via individual transaction charges.
These transaction fees are separate from our firm’s advisory fees and will be disclosed by the
chosen custodian. Charles Schwab & Co., Inc. (“Schwab”) does not charge transaction fees for U.S.
listed equities and exchange traded funds, except for a $5-per-account fee for trades which require
manual support from Schwab’s trading desk or which involve complex algorithms.

Custodians may change their transaction fee schedules or platform pricing from time to time.
Clients should consult the applicable custodian’s disclosure documents for current fee information.

Clients may also pay holdings charges imposed by the chosen custodian for certain investments,
charges imposed directly by a mutual fund, index fund, or exchange traded fund, which are
disclosed in the fund’s prospectus (e.g., fund management fees and other fund expenses),
...

Item 7: Types of Clients & Account Requirements

Our firm has the following types of clients:
   • Individuals and High Net Worth Individuals;
   • Trusts, Estates or Charitable Organizations;
   • Pension and Profit Sharing Plans;
   • Corporations, Limited Liability Companies and/or Other Business Types

Our firm does not impose requirements for opening and maintaining accounts or otherwise engaging
us.

However, clients who opt into electronic delivery of statements or maintain at least $1 million in
assets at Fidelity will not be charged transaction fees for U.S. listed equities and exchange traded
funds.