Brand Asset Management Group Inc

Item 5 – Fees and Compensation

Fee Schedules

BAMG’s fee schedule is based on the market value of the client’s portfolio. The fee
schedule is as follows:

                Mosaic Wealth Management© & Institutional Advisory

                      Portfolio Value                    Annual Fee*
                     First $ 3,000,000                     1.00%
                     Next $ 3,000,000                      0.80%
                     Next $ 4,000,000                      0.60%
                     Over $10,000,000                      0.40%
                       *Subject to a Minimum Quarterly Fee of $11,500

*The minimum quarterly fee includes advisory services and BAMG’s full Mosaic services
offering, including estate and tax planning.

The minimum quarterly fee will be reduced based on the services clients select as follows:

       $9500 for Advisory Services and one Mosaic offering

       $7500 for Advisory Services

In scenarios where BAMG acquires clients from an unaffiliated investment adviser, some
fee schedules are carried over from when serviced by the other investment adviser.
These fee schedules differ from the above fee structure and may provide for a higher total
fee rate.

                                     Brand Family Office

                       Portfolio Value                   Annual Fee**
                     First $ 20,000,000                     0.40%
                     Next $ 30,000,000                      0.20%
                     Over $ 50,000,000                      0.15%

                 **A separate agreement is required for family office services.

Exclusive, and in addition to the fees above which are based on Portfolio Value, BAMG
charges an ongoing fixed fee for family office services. Prior to the engagement, Client
will be provided an estimated plan fee which will be based on the complexity of the

engagement. Services provided are charged quarterly in advance. Services will continue
year over year until canceled, in writing, by either BAMG or the Client. If the client cancels,
any unearned fees for services provided by BAMG will be refunded to the Client prorated
on the days service was provided in the given billing period. Services provided by a third
party may require a direct engagement by Client, are subject to the provider’s terms, and
an additional fee may apply.

Payment of Fees

The fee for investment management will be based on the ending value of the account on
the last business day of the previous quarter and is payable quarterly in advance. The
first advisory fee will be assessed on a pro-rata basis taking into account the time for
which the account was not managed by BAMG and the time left in the quarter. Intra-
quarter fee adjustments are made when deposits or withdrawals are significant. Fees,
including the minimum quarterly fee, are negotiable. While this fee schedule is typical,
negotiability of fees will be based on such factors as services you require, type of assets
held in the account, prior relationships and related account holdings, and intention to have
us manage additional assets in the future.

Fees are automatically deducted from the account pursuant to the advisory agreement.
You will be provided with a quarterly statement from the account custodian reflecting
deduction of the advisory fee.

Termination of Contracts

The advisory agreement may be terminated by either party at any time by written notice.
Fees paid in advance will be prorated to the date of termination and any unearned portion
of the fee will be refunded to the client.

We provide applicable disclosure brochure(s) or the Form ADV Part 2 (including Form
CRS) to you and prospective clients before or at the time you enter into an advisory
contract.

Mosaic Wealth Management©

The Mosaic option is a turnkey wealth management service allowing advisory clients to
pay one fee that can include BAMG’s advisory services, most routine estate planning,
and accounting services under an arrangement established by BAMG with a certified
public accounting firm and a law firm.

Solicitor Services

BAMG has entered into a Solicitor Agreement with various Third-Party Managers (TPMs)
to refer Clients to. The fees charged will be disclosed to the Client in a separate
agreement executed directly with the referred TPM.

Generally, all fees are withdrawn from the Client’s account unless otherwise noted. The
referred TPM will receive written authorization from the Client to deduct advisory fees
from their account held by a qualified custodian. The TPM will then remit to BAMG their
agreed upon fee as BAMG does not have access to deduct Client fees.

Presentation Services and Special Projects

Presentation services and project assistance fees are negotiable and charged as a flat
fee on a case-by-case basis, depending on the nature and complexities of the service
provided. Prior to the commencement of services, you and BAMG will enter into a written
agreement that sets forth the terms and conditions of the engagement, describes the
scope of the services to be provided, and the portion of the fee that is due from you prior
to our commencing and upon finalizing services.

Additionally, at times clients require special assistance with projects on an “ad hoc” basis
for which BAMG charges a fixed fee. Project assistance fees are negotiable, depending
on the nature and complexities of the service provided, and are agreed upon in advance
with you.

Additional Information Concerning Fees

Below are general characteristics regarding “other” fees incurred, payment of fees, and
termination of contracts that will affect your account(s).

•   All clients retain BAMG by entering into a written agreement for services, which
    contains a more complete discussion and disclosure regarding the Account’s services
    and fee structure.

•   By mutual consent, these fee schedules will be modified to reflect special
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Item 7 – Types of Clients

Mosaic Wealth Management© and Institutional Advisory Clients

We provide investment advisory services to individuals including high net worth
individuals, trusts and estates, pension and profit sharing plans, charitable organizations,
and corporations. New clients accepted for management will generally have assets under
management in excess of $4 million. We can waive this minimum account size at our
discretion. Such factors involved in our determination to waive the minimum account size
include, but are not limited to, services you require, type of assets held in the account,
prior relationships and related account holdings, and intention to have us manage
additional assets in the future. BAMG also has the discretion to waive the requirement
that this minimum account size be maintained.

Brand Family Office

As an extension to Mosaic Wealth Management©, some clients engage BAMG or our
strategic partners to provide additional services for their families. Clients who engage
BAMG for family office services generally have $20,000,000 in assets under management
or a net worth of $30,000,000. We can waive this criterion at our discretion. BAMG also
has the discretion to waive the requirement that this criterion be maintained.