Decisionpoint Financial LLC

Item 5           Fees and Compensation

  A.

                                   INVESTMENT MANAGEMENT SERVICES

         The Registrant may be engaged to provide discretionary investment advisory services on
         a fee-only basis, the Registrant’s annual investment advisory fee shall vary from negotiable
         up to 1.25% of the total assets placed under the Registrant’s management/advisement
         and shall be based upon various objective and subjective factors. These factors include,
         but are not limited to, the amount of the assets placed under the Registrant’s management,
         the level and scope of the overall investment advisory services to be rendered and the
         complexity of the engagement.

         Fee Differentials. The Registrant shall price its services based upon various objective and
         subjective factors. As a result, the Registrant’s clients could pay diverse fees based upon
         the market value of their assets, the complexity of the engagement, and the level and
         scope of the overall financial planning and/or consulting services to be rendered. The
         services to be provided by the Registrant to any particular client could be available from

    other advisers at lower fees.      All clients and prospective clients should be guided
    accordingly.

                           RETIREMENT PLAN CONSULTING SERVICES

    The Registrant provides pension consulting services, in the capacity of a 3(21) and 3(38)
    advisor, pursuant to which it assists sponsors of self-directed retirement plans with the
    selection and/or monitoring of investment alternatives from which plan participants shall
    choose in self-directing the investments for their individual plan retirement accounts. The
    Registrant’s annual fee for these services shall generally range from negotiable up to
    1.00% of the total assets maintained within the plan.

              FINANCIAL PLANNING AND CONSULTING SERVICES (STAND-ALONE)

    The Registrant may be engaged to provide financial planning and/or consulting services
    (including investment and non-investment related matters, including estate planning,
    insurance planning, etc.) on a stand-alone fee basis. Registrant’s planning and consulting
    fees are negotiable, but generally range from $2,000 to $15,000 on a fixed fee basis, and
    from $150 to $300 on an hourly rate basis, depending upon the level and scope of the
    service(s) required and the professional(s) rendering the service(s).

B. Clients may elect to have the Registrant’s advisory fees deducted from their custodial
   account. Both Registrant's Agreement and the custodial/clearing agreement may authorize
   the custodian to debit the account for the amount of the Registrant's investment advisory
   fee and to directly remit that management fee to the Registrant in compliance with
   regulatory procedures. In the limited event that the Registrant bills the client directly,
   payment is due upon receipt of the Registrant’s invoice.

C. As discussed below, unless the client directs otherwise or an individual client’s
   circumstances require, the Registrant shall generally recommend that Charles Schwab &
   Co. Inc. (“Schwab”) serve as the broker-dealer/custodian for client investment
   management assets.

    Broker-dealers such as Schwab charge brokerage commissions, transaction, and/or other
    type fees for effecting certain types of securities transactions (i.e., including transaction
    fees for certain mutual funds, and mark-ups and mark-downs charged for fixed income
    transactions, etc.). The types of securities for which transaction fees, commissions, and/or
    other type fees (as well as the amount of those fees) shall differ depending upon the
    broker-dealer/custodian. While certain custodians, including Schwab, generally (with the
    potential exception for large orders) do not currently charge fees on individual equity
    transactions (including ETFs), others do.

    There can be no assurance that Schwab will not change their transaction fee pricing in the
    future.

    Schwab may also assess fees to clients who elect to receive trade confirmations and
    account statements by regular mail rather than electronically.

         Clients will incur, in addition to Registrant’s investment management fee, brokerage
         commissions and/or transaction fees, and, relative to all mutual fund and exchange traded
         fund purchases, charges imposed at the fund level (e.g., management fees and other fund
         expenses).

  D. The Registrant shall generally deduct fees and/or bill clients quarterly in advance, based
     upon the market value of the client’s asset under management as of the last business day
     of the previous quarter. In the instance that the Registrant has been engaged to provide
     Retirement Plan Consulting Services, the Registrant shall deduct fees and/or bill clients
     quarterly in arrears, based upon the market value of the Plan assets as of the last business
     day of the current quarter.

         The Investment Advisory Agreement between the Registrant and the client will continue
         in effect until terminated by either party by written notice in accordance with the terms of
         the Investment Advisory Agreement. Upon termination, the Registrant shall refund the pro-
         rated portion of the advanced advisory fee paid based upon the number of days remaining
         in the billing quarter.

  E. Neither the Registrant, nor its representatives, accepts compensation from the sale of
     securities or other investment product.

Item 7           Types of Clients

         The Registrant’s clients shall generally include individuals, business entities, trusts, estates
         and charitable organizations.

         The Registrant generally requires a relationship minimum annual fee of $2,500. The
         Registrant, in its sole discretion, may waive its minimum annual fee or charge a lesser
         investment management fee based upon certain criteria (i.e., anticipated future earning
         capacity, anticipated future additional assets, dollar amount of assets to be managed,
         related accounts, account composition, negotiations with client, etc.).