Denver Wealth Management Inc

Item 5 – Fees and Compensation

The following paragraphs detail the fee structure and compensation methodology for services provided by the
Advisor. Each Client shall sign one or more agreements with the Advisor that detail the responsibilities of DWM
and the Client.

A. Fees for Advisory Services
Investment Management Services
Fees for investment advisory fees services are charged quarterly in advance of each designated quarter, pursuant
to the terms of the Client executed agreement. Investment advisory fees range up to1.50% based on the scope of
services provided, the level of assets under management, and the overall relationship with the Advisor.

For any managed cash account where no equities or securities are bought in the account, the Advisor charges
an advisory fee of 0.50%.

Employees and certain family members may be charged a lower fee than those found within the above fee
schedule in accordance with the Advisor’s family discount program.

For Client’s who are in the GWP platform, their total fee is 1.35%. The LPL program fee is 0.35% and the Advisor’s
fee is up to 1.00%.

The Advisor’s fee is exclusive of, and any applicable securities transaction and custody fees, and other related
costs and expenses described in Item 5.C below, which may be incurred by the Client. However, the Advisor
shall not receive any portion of these commissions, fees, and costs. All securities held in accounts managed by
DWM will be independently valued by the Custodian. The Advisor will conduct periodic reviews of the
Custodian’s valuation to ensure accurate billing.

Financial Planning Services
DWM offers financial planning services either on an hourly basis or a fixed engagement fee. Hourly engagements
range up to $350 per hour. Fixed fee engagement fees range up to $10,000. Fees may be negotiable based on the
on the nature and complexity of the services to be provided and the overall relationship with the Advisor. An
estimate for total hours and total costs will be provided to the Client prior to engaging for these services.

Retirement Plan Advisory Services
Fees for retirement plan advisory services are charged quarterly based on an annual asset-based fee of up to
1.00%, due in advance based off the last business day of the prior quarter. Fees may also be charged as a fixed
annual fee of up to $10,000 per year, payable quarterly, in advance of each designated quarter. Fees may be
negotiable depending on the size and complexity of the Plan. Certain existing Clients may have fee schedules that
differ from the schedule below. Retirement plan advisory fees are generally based on the following schedule:

                               Assets Under Management                     Annual Rate
                           Up to $1,000,000                                  1.00%
                           Over 1,000,000                                   Negotiable

Fees may be directly invoiced to the Plan Sponsor or deducted from the assets of the Plan, depending on the terms
of the retirement plan advisory agreement.

                                              Denver Wealth Management, Inc.
                                     4852 S Ulster St., Suite 1300, Denver, CO 80237
                                       Phone: (303) 261-8015 Fax: (720) 285-1923
                                       http://www.denverwealthmanagement.com/

B. Fee Billing
Investment Management Services
Investment advisory fees are calculated by the Custodian and deducted from the Client’s account[s] at the
Custodian. The Client shall instruct the Custodian to automatically deduct the investment advisory fee from the
Client’s account[s] for each billing period and pay the investment advisory fee[s] to the Advisor. The Custodian will
deduct advisory fees from the Client’s account[s] at the beginning of each agreed upon quarter. The amount due is
calculated by applying the quarterly rate (annual rate divided by 4) to the total assets under management with DWM
at the beginning of each quarter. Clients will be provided with a statement, at least quarterly, from the Custodian
reflecting deduction of the investment advisory fee. It is the responsibility of the Client to verify the accuracy of these
fees as listed on the Custodian’s brokerage statement as the Custodian does not assume this responsibility. Clients
provide written authorization permitting DWM to be paid directly from their account[s] held by the Custodian as part
of the investment advisory agreement and separate account forms provided by the Custodian.

Financial Planning Services
Financial planning fees may be invoiced up to one hundred percent (100%) of the expected total fee upon
execution of the financial planning agreement. At no time shall deliverable[s] be completed more than 6 months
from the execution of the financial planning agreement. Planning engagements may be invoiced up to 50% of the
expected total fee upon execution of the financial planning agreement, with the balance due upon completion of the
agreed upon deliverables. Alternatively, Client’s may be invoiced the financial planning fee when the agreed upon
deliverables have been furnished to the Client.

Retirement Plan Advisory Services
Fees may be directly invoiced to the Plan Sponsor or deducted from the account of each Plan Participant,
depending on the terms of the retirement plan advisory agreement.

C. Other Fees and Expenses
Clients may incur certain fees or charges imposed by third parties, other than DWM, in connection with
investments made on behalf of the Client’s account[s]. The Investment Advisory Fee charged by DWM is
separate and distinct from these custody and execution fees.

In addition, all fees paid to DWM for investment advisory services are separate and distinct from the expenses
charged by mutual funds and ETFs to their shareholders, if applicable. These fees and expenses are described
...

Item 7 – Types of Clients

DWM offers investment advisory services to individuals, high net-worth individuals, trusts, estates, businesses
and pension/retirement plans. The amount of each type of Client is available on DWM’s Form ADV Part 1A.
These amounts may change over time and are updated at least annually by the Advisor.