Core Planning LLC

Item 5 – Fees and Compensation
Method of Compensation and Fee Schedule

ASSET MANAGEMENT
CP may charge a maximum annual fee of 1.25% based on the assets under management. The fee is negotiable
and is based on the money manager selected, the IAR providing services, the value of the assets in the account,
including cash holdings, and is payable either quarterly or monthly in arrears based on the money manager and
will be disclosed to the client in the Investment Advisory Agreement.

For purposes of calculating account fees in arrears, the period begins on the first day the account is accepted by
the money manager selected. The initial account fee is due at the end of the billing period following execution of
the Client Agreement based upon the market value of the assets on the last day of the previous quarter.
Subsequent account fee payments are due and assessed at the end of each billing cycle per the calculation
method disclosed in the Client Agreement.

ERISA PLAN SERVICES
The annual fees are based on the market value of the Included Assets and will not exceed 1.1%. Fees are
charged either quarterly in advance or in arrears, depending on the plan. Fees are based on the assets as
calculated by the custodian or record keeper of the Included Assets (without adjustments for anticipated
withdrawals by Plan participants or other anticipated or scheduled transfers or distribution of assets) on the
balance as of the last day of the previous billing cycle.

If the services to be provided start any time other than the first day of a billing cycle, the fee will be prorated
based on the number of days remaining in the cycle. If this Agreement is terminated prior to the end of the fee
period, CP shall be entitled to a prorated fee based on the number of days during the fee period services were
provided, or Client will be entitled to a pro rata refund. The compensation of CP for the services is described in
detail in Schedule A of the ERISA Plan Agreement.

CP may, at its discretion, charge a fixed fee for ERISA plan services in lieu of asset based fee. This arrangement
would be outlined and agreed to by both parties in the Plan Agreement.

The Plan is obligated to pay the fees; however, the Plan Sponsor may elect to pay the fees. Client may elect to be
billed directly or have fees deducted from Plan Assets. CP does not expect to receive any additional
compensation, directly or indirectly, for its services under this Agreement.

Financial Planning and Consulting
CP charges either an hourly fee or fixed fee based on complexity and unique Client needs for financial planning.
Prior to the planning process the Client will be provided an estimated plan fee. Services are completed and
delivered on an ongoing contingent upon timely delivery of all required documentation. Client may cancel at any
time during the planning process with no obligation and without penalty. CP reserves the right to waive the fee
should the Client implement the plan through CP.

     Fixed Fee
     Ongoing Financial Planning is a service for clients who may not need or wish to engage with ongoing
     investment management. This consists of an ongoing fee that is paid upfront, not to exceed $1,200 or be
     charged more than six months in advance. Every client’s situation is unique, and fees are based on
     complexity and needs of the client and are negotiable in certain cases.

     Hourly Fee
     Hourly Project Financial Planning is also available. If you decide to engage us to provide financial planning
     services on an hourly project basis, our fee is billed and payable, monthly, or quarterly in arrears. You will
     be provided with a detailed invoice before payment is due. We generally charge a maximum hourly fee of
     $400 for such stand-alone financial planning and consulting services, which is negotiable depending on the
     scope and complexity of the plan, your situation, and your financial objectives.

 Clients can choose to pay for financial planning via the following methods:
 • Electronic Payment via ACH, Debit Card, or Credit Card to CP via Advice Pay (fees will be paid via a third-party
     payment processor in which the client will securely input payment information and pay the advisory fee
     through a secure portal. Clients may also chose account debit as a payment method. CP will not have
     continuous access to the Client’s banking information.)

Client Payment of Fees
Fees for asset management services are deducted from a designated Client account to facilitate billing. The Client
must consent in advance to direct debiting of their investment account. Fees for Investment Accounts are billed
in arrears on a quarterly basis. Billing in arrears means that we bill you after the three-month period has ended.
Fees for the first billing quarter will be prorated.

ERISA fees will be billed according to the ERISA agreement and either deducted from Plan assets or paid directly
by the Plan Sponsor.

Fees for financial plans and consulting will be billed to the Client and paid directly to CP.

Lower fees for comparable services may be available from other sources. Clients may terminate their account
within five (5) business days of signing the Investment Advisory Agreement with no obligation and without
penalty. Clients may terminate advisory services with thirty (30) days written notice. For accounts opened or
closed mid-billing period, unearned fees will be refunded to the Client. Client shall be given thirty (30) days prior
written notice of any increase in fees. Any increase in fees will be acknowledged in writing by both parties before
any increase in said fees occurs.

An Investment Advisory Agreement may be canceled within 5 days of acceptance with no penalty. An
Investment Advisory Agreement may be cancelled by mutual agreement of both client and CP at any time, and
by either party giving written 30-day notice to the other party specifying the date of termination at least 30
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Item 7 – Types of Clients
 Description
 CP generally provides investment, advice to individuals, high net worth individuals, pension and profit-sharing plans,
 trusts, estates, charitable organizations, corporations or business entities.
 Client relationships vary in scope and length of service.

 Account Minimums
 CP does not require a minimum to open an account, but some third-party money managers may have minimums
 which would be disclosed in the documents provided by the third-party money manager.