DMLO Wealth Planning LLC

Item 5 – Fees and Compensation

The following paragraphs detail the fee structure and compensation methodology for services provided by the
Advisor. Each Client engaging the Advisor for services described herein shall be required to enter into one or more
written agreements with the Advisor.

A. Fees for Advisory Services
Investment Management Services
                                                     DMLO Wealth Planning, LLC
                              Primary Address: 2020 High Wickham Place, Suite 200, Louisville, KY 40245
                                 Branch Office: 9300 Shelbyville Road, Suite 1100, Louisville, KY 40222
                                   Phone: (502) 813-2100 | Website: https://dmlowealthplanning.com

Investment advisory fees are paid quarterly, in advance of each calendar quarter, pursuant to the terms of the
investment advisory agreement. Investment advisory fees are based on the market value of assets under
management at the end of the prior calendar quarter. Investment advisory fees range from 0.50% to 2.00% annually
based on several factors, including: the scope and complexity of the services to be provided; the level of assets to be
managed; the inclusion of financial planning services, and the overall relationship with the Advisor. Relationships with
multiple objectives, specific reporting requirements, portfolio restrictions and other complexities may be charged a
higher fee. The Advisor may include financial planning services as part of the overall engagement and fee.

The investment advisory fee in the first quarter of service is prorated from the inception date of the account[s] to the
end of the first quarter. Fees may be negotiable at the sole discretion of the Advisor. The Client’s fees will take into
consideration the aggregate assets under management with the Advisor. All securities held in accounts managed by
DMLO will be independently valued by the Custodian. The Advisor will conduct periodic reviews of the Custodian’s
valuation to ensure accurate billing.

The Advisor’s fee is exclusive of, and in addition to any applicable securities transaction and custody fees, and other
related costs and expenses described in Item 5.C below, which may be incurred by the Client. However, the Advisor
shall not receive any portion of these commissions, fees, and costs. Clients with an allocation to an Other Manager
will pay an additional fee for those assets under management. Please see Use of Other Managers below.

Use of Other Managers
For Clients that have account[s] managed by an Other Manager, the Client’s will be charged a separate and
additional investment management fee by the respective manager. The fees charged by Other Managers will vary
based on the manager, investment strategy or platform. The Advisor does not receive any portion of the fees
charged by an Other Manager. DMLO only receives its investment advisory fee as noted in 5.A. above. If the Client
engages Dynamic Market Advantage, LLC, there is additional compensation paid to owners of the Advisor through
its common control of DMA.

Financial Planning Services
DMLO offers financial planning services either on an hourly basis or a fixed engagement fee. Hourly fees range up to
$300 per hour. Fixed fees are based on the expected number of hours to complete the engagement at the Advisor’s
hourly rate. Fees may be negotiable based on the nature and complexity of the services to be provided and the overall
relationship with the Advisor. An estimate for total hours and/or total costs will be provided to the Client prior to
engaging for these services.

Retirement Plan Advisory Services
Fees for retirement plan advisory services are charged an annual asset-based fee ranging up to 1.00% based on the
size of the Plan and scope of services to be provided. Fees are typically billed in advance of each calendar quarter,
pursuant to the terms of the retirement plan advisory agreement. Retirement plan fees are based on the market value
of assets under management in the Plan at the end of the prior calendar quarter. Fees may be negotiable depending
on the size and complexity of the Plan.

B. Fee Billing
Investment Management Services
Investment advisory fees are calculated by the Advisor or its delegate and deducted from the Client’s account[s] at the
Custodian. The Advisor shall send an invoice to the Custodian indicating the amount of the fees to be deducted from
the Client’s account[s] at the beginning of the respective quarter. The amount due is calculated by applying the
quarterly rate (annual rate divided by 4) to the total assets under management with DMLO at the end of the prior
quarter. Clients will be provided with a statement, at least quarterly, from the Custodian reflecting deduction of the
investment advisory fee. Clients are urged to also review and compare the statement provided by the Advisor to the
brokerage statement from the Custodian, as the Custodian does not perform a verification of fees. Clients provide
written authorization permitting advisory fees to be deducted by DMLO to be paid directly from their account[s] held by
the Custodian as part of the investment advisory agreement and separate account forms provided by the Custodian.

                                                   DMLO Wealth Planning, LLC
                            Primary Address: 2020 High Wickham Place, Suite 200, Louisville, KY 40245
                               Branch Office: 9300 Shelbyville Road, Suite 1100, Louisville, KY 40222
                                 Phone: (502) 813-2100 | Website: https://dmlowealthplanning.com

Use of Other Managers
For Clients accounts implemented with an Other Manager, the Client’s fee may be separately billed or deducted
from the Client’s account[s] at the Custodian by with the respective manager or the Custodian. The overall fee
billed to the Client’s account may include the Advisor’s fee as noted in 5.A. above.

Financial Planning Services
...

Item 7 – Types of Clients

DMLO offers investment advisory services to individuals, high net worth individuals, trusts, estates, businesses,
and retirement plans. DMLO generally does not impose a minimum relationship size. However, Other Managers
may impose minimums to effectively implement a strategy.

                                                    DMLO Wealth Planning, LLC
                             Primary Address: 2020 High Wickham Place, Suite 200, Louisville, KY 40245
                                Branch Office: 9300 Shelbyville Road, Suite 1100, Louisville, KY 40222
                                  Phone: (502) 813-2100 | Website: https://dmlowealthplanning.com