Dovetail Financial Group LLC

Item 5         Fees and Compensation
                       INDIVIDUAL AND MODEL PORTFOLIO MANAGEMENT FEES

Our annual fees for Portfolio Management Services are based upon a percentage of assets under
management and generally range from 0.75% to 1.25%.

The annualized fee for Portfolio Management Services charged as a percentage of assets under management,
following this schedule:

 Assets Under Management                               Annual Fee

 up to $1,000,000                                      1.25%

 $1,000,000 to $3,000,000                              1%

 $3,000,000-$5,000,000                                 0.75%

 $5,000,000+                                           Custom

Our fees are billed in advance at the beginning of each quarter. Fees will be debited from the account in
accordance with the client authorization in the Client Services Agreement.

A minimum of $400,000 of assets under management is required for this service. This account size may
be negotiable under certain circumstances. Dovetail Financial Group LLC may group certain related
client accounts for the purposes of achieving the minimum account size and determining the annualized
fee.

The annualized fee for Portfolio Management Services charged as a fixed fee is negotiated on a case-by-
case basis. Overall factors to be considered will include the type and amount of assets to be managed
and the complexity of the client's circumstances. Dovetail Financial Group LLC's fixed fees generally
range from $2,500 to $7,500.

Limited Negotiability of Advisory Fees: Although Dovetail Financial Group LLC has established the
aforementioned fee schedule(s), we retain the discretion to negotiate alternative fees on a client-by-
client basis. Client facts, circumstances and needs are considered in determining the fee schedule. These
include the complexity of the client, assets to be placed under management, anticipated future
additional assets; related accounts; portfolio style, account composition, reports, among other factors.
The specific annual fee schedule is identified in the contract between the adviser and each client.

We may group certain related client accounts for the purposes of achieving the minimum account size
requirements and determining the annualized fee.

Discounts, not generally available to our advisory clients, may be offered to family members and friends
of associated persons of our firm.

                                        FINANCIAL PLANNING FEES

Dovetail Financial Group LLC's Financial Planning fee is determined based on the nature of the services
being provided and the complexity of each client's circumstances. All fees are agreed upon prior to
entering into a contract with any client.

Our Financial Planning fees are calculated and charged on an hourly basis, at $300 per hour. A fixed
amount, minimum of $2,500 may be charged in lieu of hourly. Although the length of time it will take to
provide a Financial Plan will depend on each client's personal situation, we will provide an estimate for
the total hours at the start of the advisory relationship.

The client is billed quarterly in advance or in arrears based on our total estimated Financial Planning fees
and the hours accrued.

                                        CONSULTING SERVICES FEES

Dovetail Financial Group LLC's Consulting Services fee is determined based on the nature of the services
being provided and the complexity of each client's circumstances. All fees are agreed upon prior to
entering into a contract with any client.

Our Consulting Services fees are calculated and charged on an hourly basis, at $300 per hour. An
estimate for the total hours is determined at the start of the advisory relationship. Consulting services
(not asset management) require the lesser of $1,250 or 50% of anticipated fee up front. The remainder
is billed upon completion of the financial planning process. Our Consulting Services fees for specific
engagements are calculated and charged on a fixed fee basis, at a minimum fee of $1,000, subject to the
specific arrangement reached with the client and paid upon completion.

                                          GENERAL INFORMATION

Termination of the Advisory Relationship: Either party may terminate the advisory agreement at any
time, for any reason, by providing the other party with at least thirty (30) days’ prior written notice. As
noted above, certain advisory fees may be paid in advance of services to be rendered. Upon termination
of the agreement, any prepaid fees that have not yet been earned will be promptly refunded. Refunds
will be calculated on a pro rata basis through the effective date of termination, based on the number of
days remaining in the applicable billing period.

Mutual Fund Fees: All fees paid to Dovetail Financial Group LLC for investment advisory services are
separate and distinct from the fees and expenses charged by mutual funds and/or ETFs to their
shareholders. These fees and expenses are described in each fund's prospectus. These fees will generally
include a management fee, other fund expenses, and a possible distribution fee. If the fund also imposes
sales charges, a client may pay an initial or deferred sales charge. A client could invest in a mutual fund
directly, without our services. In that case, the client would not receive the services provided by our firm
which are designed, among other things, to assist the client in determining which mutual fund or funds
are most appropriate to each client's financial condition and objectives. Accordingly, the client should
review both the fees charged by the funds and our fees to fully understand the total amount of fees to
be paid by the client and to thereby evaluate the advisory services being provided.

Additional Fees and Expenses: In addition to our advisory fees, clients are also responsible for the fees
and expenses charged by custodians and imposed by broker dealers, including, but not limited to, any
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Item 7        Types of Clients
Dovetail Financial Group LLC provides advisory services to the following types of clients:

    •   Individuals (other than high net worth individuals)
    •   High net worth individuals
    •   Pension and profit sharing plans (other than plan participants)
    •   Charitable organizations
    •   Corporations or other businesses not listed above