Innovative Asset Advisors Group LLC

ITEM 5 - FEES AND COMPENSATION

WEALTH MANAGEMENT

Innovative charges advisory fees (“Advisory Fees”) for Wealth Management which are calculated as a percentage of
assets under management (“Assets”). Our standard annual Advisory Fee is as follows:

                           Assets Managed                       Advisory Fee

                           First $2 million                     1.10%

                           Next $3 million                      1.00%

                           Next $5 million                      0.80%

                           Next $10 million                     0.70%

                           Over $20 million                     0.60%

The Advisory Fee is calculated quarterly in advance based upon the value of the Assets at the beginning of the quarter.
The Assets include all positions in the accounts, cash, declared and paid dividends, accrued income and interest
payments, unless specifically excluded or restricted from billing in writing by the client. We have some clients on a
lower fee schedule based on the individual client circumstances, familial relationships, complexity of relationship,
existing client, etc. When you engage us, you will sign an Advisory Agreement (“Agreement”) that fully discloses our
Advisory Fee and gives us authorization to debit our fee directly from your accounts.

Clients are also responsible for all transaction charges, fees and other expenses charged and imposed by the custodian
who holds the Assets, which is separate and in addition to our Advisory Fees. Additionally, clients may incur, relative
to all mutual fund and exchange traded fund purchases, charges imposed at the fund level (e.g., management fees and
other fund expenses). The investments selected for the clients are not exclusively available to us and could be obtained
through other unaffiliated firms and potentially at a lower fee.

INNOVATIVE ASSET ADVISORS GROUP, LLC
March 18, 2026                                              5

In the event Alts are utilized for Wealth Management, the Advisory Fee will be calculated on the value of the Alt as
reported by the Issuer, managing partner or third-party providers who provide us with the valuation. It is important
for clients to know that the value provided to us for the fee calculation may not reflect the actual liquidation value of
the holding.

Additionally, Programs have platform fees that are charged to access the Program’s Independent Managers that are
separate and in addition to our Advisory Fees. Accordingly, you should review and understand the fees charged by
the mutual funds and ETFs, Independent Managers, Program platform fees, Alts, Custodian fees and the Advisory
Fees charged by the Advisor to fully understand the total amount of fees to be paid.

FINANCIAL CONSULTING

Basic Financial Consulting may be provided and included in the Advisory Fees for Wealth Management clients. For
clients who require standalone or advanced Financial Consulting our fee can be up to $100,000 per year, billed
quarterly and in advance or up to $1,000 per hour.

Under our fixed fee arrangement, any fee will be agreed in advance of services being performed and clearly shown on
the Financial Consulting Agreement. The fee will be determined based on factors including the complexity of the
client financial situation, agreed upon deliverables, and whether client intends to implement any recommendations
through Innovative.

Typically, we complete Financial Planning within six months provided the client has provided all information needed
to prepare the same. Clients may terminate the Financial Consulting Agreement by providing us with written notice
but will be responsible to pay Innovative’ s fee for any work completed through the date of termination at a rate of
$1,000 per hour.

Hourly Financial Consulting clients will be provided an invoice upon conclusion of services. Payment for Financial
Consulting can be a personal check, electronic payment or through a taxable Wealth Management account following
written permission from the client. If terminated, the hourly Financial Consulting client will be responsible for the
hourly fees incurred through the date of termination.

ITEM 7 - TYPES OF CLIENTS

We provide investment advice to individuals, high net worth individuals, foundations, employer sponsored retirement
plans, charitable organizations, institutions, trusts and estates.