International Money Matters Private Limited

Item 5 – Fees and Compensation

    Financial Planning Services

    I. Financial Plan

             • Personalized Cross- border financial plan which covers assets and goals in two or more countries:
               Pricing- Rs. 75,000/-, or equivalent amount in foreign currency.
             • If a financial planning client is converted to an advisory client, 50% of the financial planning fees
               will be adjusted with the Asset Under Advisement (“AUA”)-based fees subsequently.

II.        Subsequent Standalone Financial Plan Review

             • Review of cross-border financial plan – Rs 37,500/-, or equivalent amount in foreign currency.
             • Review pricing applies when there are no significant changes in life circumstances or goals and
               when review is conducted within 2 years of the original financial plan.

    Portfolio Management Services

    Our fee slabs are denominated in Indian Rupee (INR). The United States Dollar (USD) equivalents are
    indicative and may vary with the INR/USD exchange rate; the underlying fee structure remains unchanged.
        AUA (INR))                           AUA (USD)                                  Fees
        ₹0 - ₹3 crore                        $ 0k - $ 320k                              1.25%
        ₹3 - ₹5 crore                        $ 320k - $ 540k                            1.00%
                                             $ 540k - $ 1,070k                          0.75%
        ₹5 - ₹10 crore
                                         $ 1,070k - $ 1,610k                            0.60%
     ₹10 - ₹15 crore
     ₹15 - ₹20 crore                     $ 1,610k - $ 2,140k                            0.50%
     ₹20 - ₹25 crore                     $ 2,140k - $ 2,680k                            0.40%
     Above ₹25 crore                     Above $ 2,680K                                 0.35%
    1INR =93.4 USD, round off to nearest 10,000

    For certain investment products where a direct investment option is not available, we may receive a
    commission from the product provider; such products are excluded from the assets on which our advisory
    fee is calculated. Additionally, certain clients are engaged on a distribution basis, under which no advisory
    fee is charged, and compensation is received solely in the form of commissions from product providers.

    The advisory fee is charged annually in advance at the start of each financial year (April), based on the
    AUA slab as of 31st March of the prior year. Any difference from the previous FY’s actual fee is adjusted
    in the current FY invoice.

    New clients onboarded between April and September are billed twice in their first financial year —
    once in the month of onboarding and once in October (based on AUA as of 30th September), with
    any difference adjusted in the next invoice. Clients onboarded between October and March are billed
    once in the month of onboarding. From the second financial year onward, standard annual billing
    applies.

On early termination, IMMPL will refund fees for the unused portion of the contract period, subject to a
maximum retention of one quarter’s fee.

Item 7 – Types of Clients

IMMPL provides financial planning and advisory services to individuals, including high-net-worth
individuals.
Individuals: IMMPL works with individuals from various walks of life, each with their unique financial
goals, circumstances, and preferences. IMMPL takes a personalized approach to financial planning,
considering each client's specific needs and objectives.
High-Net-Worth Individuals (HNWI): In serving the individual client base, IMMPL specifically targets high-
net-worth individuals with significant financial assets and complex financial situations. IMMPL handles
intricate financial planning requirements involving estate planning, tax optimization, and investment
management, covering global allocation, life transitions, and much more.