Epic Wealth Management LLC

Item 5 Fees and Compensation
Portfolio Management Fees

The annual fee for portfolio management services varies between 0% to 3%. These advisory
fees are based on a percentage of assets under management. The amount of the annual fee for
portfolio management services depends upon the market value of your assets under our
management, the type and complexity of the asset management services provided, as well as
the level of administration requested either directly or assumed by the client and will be identified
in your investment advisory agreement with us. Assets in each of your account(s) are included
in the fee assessment unless specifically identified in writing for exclusion. In special
circumstances, and in our sole discretion, we may negotiate a lesser fee based upon certain
criteria (i.e., the dollar amount of assets to be managed, related accounts, potential future
assets, account composition, pre-existing client relationship, account retention, etc.).

Epic Wealth Management typically requires a minimum portfolio asset value size of $500,000 per
household, but may, in its discretion, make exceptions to the foregoing or negotiate special fee
arrangements where Epic Wealth Management deems it appropriate under the circumstances.

For all non-discretionary portfolio management services, clients will pay Epic Wealth Management
a management fee that is separate from the brokerage expenses and transaction costs of the
account. The brokerage expenses may take the form of asset-based pricing, meaning that the
broker-dealer charges the account a flat-rate percentage to cover all brokerage expenses, or these
expenses may be assessed on a per-trade basis. Please see Item 12 - Brokerage Practices for
additional information.

General Information on Compensation and Other Fees

As part of our Portfolio Management Services, we also offer the following services, which
clients may or may not choose to utilize, at no additional fee:

  Personal Financial Services
     • Personal Financial Modeling
     • Investment Tax Planning
     • Estate Planning and Wealth Transfer Consulting
     • Investment Analysis
     • Portfolio Management
     • Retirement Income Planning
     • Fixed Income Analysis

Our annual portfolio management fee is billed and payable, quarterly in advance, based on the
balance of the account on the last business day of the previous calendar quarter. The fee is
based on the market value of your assets under our management, the type and complexity of
the asset management services provided, as well as the level of administration requested either
directly or assumed by the client. Assets in each of your account(s) are included in the fee
assessment unless specifically identified in writing for exclusion.

If the portfolio management agreement is executed at any time other than the first day of a
calendar quarter, our fees will apply on a pro rata basis, which means that the advisory fee is
payable in proportion to the number of days in the quarter for which you are a client. Our advisory
fee is negotiable and may be waived in whole or in part depending on individual client
circumstances and in our discretion.

At our discretion, we may combine the account values of family members living in the same
household to determine the applicable advisory fee. For example, we may combine account
values for you and your minor children, joint accounts with your spouse, and other types of
related accounts. Combining account values may increase the asset total, which may result in
your paying a reduced advisory fee based on the available breakpoints in our fee schedule
stated above.

We will invoice the custodian and deduct our fee directly from your account through the qualified
custodian holding your funds and securities. We will deduct our advisory fee only when you
have given our firm written authorization permitting the fees to be paid directly from your
account. Further, the qualified custodian will deliver an account statement to you at least
quarterly. These account statements will show all disbursements from your account. You should
review all statements for accuracy.

You may terminate the portfolio management agreement upon 15 days written notice. You will
incur a pro rata charge for services rendered prior to the termination of the portfolio management
agreement, which means you will incur advisory fees only in proportion to the number of days
in the quarter for which you are a client. If you have pre-paid advisory fees that we have not yet
earned, you will receive a prorated refund of those fees.

Additional Fees and Expenses

As part of our investment advisory services provided to you, we may invest, or recommend that
you invest, in mutual funds, exchange traded funds (“ETFs”), or other investment pools to their
shareholders (generally including a management fee and fund expenses, as described in each
fund’s prospectus or offering materials). The fees that you pay to our firm for investment advisory
services are separate and distinct from the fees and expenses charged by mutual funds or
exchange traded funds (described in each fund's prospectus) to their shareholders. These fees
will generally include a management fee and other fund expenses. You will also incur
transaction charges and/or brokerage fees when purchasing or selling securities. These charges
and fees are typically imposed by the broker-dealer or custodian through whom your account
transactions are executed. We do not share in any portion of the brokerage fees/transaction
charges imposed by the broker-dealer or custodian. To fully understand the total cost you will
incur, you should review all the fees charged by mutual funds, exchange traded funds, our firm,
and others. For information on our brokerage practices, refer to the Item 12 - Brokerage
Practices.

We may trade client accounts on margin. When we are requested to trade client accounts on
...

Item 7 Types of Clients
We offer investment advisory services to individuals, including high net worth individuals,
charitable organizations, corporations or other businesses not listed above and business owners.

Epic Wealth Management typically requires a minimum portfolio asset value size of $500,000 per
household, but may, in its discretion, make exceptions to the foregoing or negotiate special fee
arrangements where Epic Wealth Management deems it appropriate under the circumstances.

We may also combine account values for you and your minor children, joint accounts with your

spouse, and other types of related accounts to meet the stated minimum.