Ergawealth Advisors Inc

Item 5 – Fees and Compensation

The following paragraphs detail the fee structure and compensation methodology for services provided by the
Advisor. Each Client engaging the Advisor for services described herein shall be required to enter into one or
more written agreements with the Advisor.

                                                Ergawealth Advisors, Inc.
                                      1200 Harger Road, Suite 711, Oak Brook, IL 60523
                                                   Phone: (630) 320-2078
                                                http://www.ergawealth.com

A. Fees for Advisory Services
Investment Management Services
Investment advisory fees are paid quarterly, in advance of each calendar quarter, pursuant to the terms of the
investment advisory agreement. Investment advisory fees are based on the average daily closing value of assets
under management during the prior calendar quarter.
Investment advisory fees range up to 1.50% of the total assets under management. The Client’s fees will take
into consideration the aggregate assets under management with the Advisor. Certain Clients may be offered
services for a fixed annual fee ranging up to $10,000. The Advisor may also assess the Client with an annual
administrative and Client portal fee of up to $100 per account per year, due in advance of services rendered.
This fee may be waived at the sole discretion of the Advisor. Fees are negotiable and based on the number of
accounts, complexity of the services to be provided and the overall relationship with the Advisor.

The investment advisory fee in the first quarter of service is prorated from the inception date of the account[s] to
the end of the first quarter. All securities held in accounts managed by Ergawealth Advisors will be independently
valued by the Custodian. The Advisor will conduct periodic reviews of the Custodian’s valuation to ensure
accurate billing.

Clients may make additions to and withdrawals from their account[s] at any time, subject to Ergawealth Advisors’
right to terminate an account. Additions may be in cash or securities provided that Ergawealth Advisors reserves
the right to liquidate any transferred securities or decline to accept particular securities into a Client’s account[s].
Clients may withdraw account assets on notice to Ergawealth Advisors, subject to the usual and customary
securities settlement procedures. However, Ergawealth Advisors designs its portfolios as long-term investments
and the withdrawal of assets may impair the achievement of a Client’s investment objectives. Ergawealth
Advisors may consult with its Clients about the options and ramifications of transferring securities. However,
Clients are advised that when transferred securities are liquidated, they are subject to transaction fees, fees
assessed at the mutual fund level (i.e. contingent deferred sales charge) and/or tax ramifications.

The Advisor’s fee is exclusive of, and in addition to any applicable securities transaction and custody fees and
other related costs and expenses, as described in Item 5.C below, which may be incurred by the Client.
However, the Advisor shall not receive any portion of these commissions, fees, and costs.

American Funds F2 Program
For accounts with American Funds (“AFS”) as the custodian where advisory fees are paid from that account, fees
range up to 1.00% of the total assets at AFS. Fees are negotiable and based on the number of accounts,
complexities, and services to be provided to AFS accounts and the overall relationship with the Advisor.

Fees for the AFS accounts shall be calculated by AFS for each quarter period ending the last business day of
February, May, August, and November and shall be the product of (i) the tiered rate selected by the firm and
calculated based on the Client’s cumulative asset value (includes all account types and Fund share classes) half
on the last day of the quarter; (ii) the average daily net asset value of the Client’s assets invested in the Funds
through the Program during the quarter; divided by (iii) the number of days in the year multiplied by the number
of days in the quarter.

Financial Planning and Consulting Services
Ergawealth Advisors offers project-based financial planning and consulting services on an hourly basis. Hourly
fees range up to $500. An estimate for total hours and total costs will be provided to the Client prior to engaging
for these services. Ergawealth also offers ongoing financial planning for a fixed annual fee. Ongoing financial
planning fees range up to $10,000 per year. Fees may be negotiable based on the nature and complexity of the
services to be provided and the overall relationship with the Advisor.

Retirement Plan Advisory Services
Fees for retirement plan advisory services are assessed an annual asset-based fee ranging up to 1.00%, paid
quarterly, at the end of each calendar quarter. Retirement plan advisory fees are based on the average daily
                                                Ergawealth Advisors, Inc.
                                      1200 Harger Road, Suite 711, Oak Brook, IL 60523
                                                   Phone: (630) 320-2078
                                                http://www.ergawealth.com

balance value of assets under management during the calendar quarter. Fees may be negotiable depending on
the size and complexity of the Plan.

B. Fee Billing
Investment Management Services
Investment advisory fees are calculated by the Advisor or its delegate and deducted from the Client’s account[s]
at the Custodian. The Advisor shall send an invoice to the Custodian indicating the amount of the fees to be
deducted from the Client’s account[s] at the beginning of the respective quarter. The amount due is calculated by
applying the quarterly rate (annual rate divided by the number of days in the year, multiplied by the number of
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Item 7 – Types of Clients
Ergawealth Advisors offers investment advisory services to individuals, high net worth individuals, trusts, estates,
retirement plans and charitable organizations. Ergawealth Advisors generally does not impose a minimum
account size for establishing a relationship.