Reichard Capital LLC

Item 5            Fees and Compensation
  The following paragraphs describe the fees and the method of calculation for services provided by our Firm.

 Portfolio Management and Subadvisory Services Fees – The annualized fee for portfolio management and
 subadvisory services is charged as a percentage of assets under management, according to the following blended
 fee schedule. The asset management fee is calculated by applying different rates to different portions of the
 portfolio. The Firm may group certain related client accounts for the purposes of achieving the minimum account
 size and determining the annualized fee:

  Assets under Management                         Annual Fee                 Quarterly Fee                  Monthly Fee
  First $1 million                                 1.00%                        0.2500%                      0.0833%
  Next $4 million                                  0.75%                        0.1875%                      0.0625%
  Next $5 million                                  0.65%                        0.1625%                      0.0542%
  Next $20 million                                 0.50%                        0.1250%                      0.0416%
  Next $20 million                                 0.35%                        0.0875%                      0.0292%
  Next $10 million                                 0.25%                        0.0625%                      0.0208%
  Over $60 million                                 0.15%                        0,0375%                      0.0125%

These fees may be negotiable under certain circumstances. Reichard Capital does not impose a minimum account
size required for this service. Clients who have their dependent child(s) accounts with Reichard Capital will have
their monthly fees calculated based on the combined portfolio values. Dependent children are defined as those
under age 21 or under age 24 if still in college. Clients will be invoiced monthly in arrears based on the value of the
account on the last day of the month. Fees will be debited from the client’s account in accordance with the
client’s authorization.

Sub-Advisers and Third-Party Managers – Third-party managers selected by us typically charge clients a separate
management fee for their services. This management fee is in addition to the portfolio management fees charged
by Reichard Capital for our Portfolio Management Services, as described above. Selected third- party managers
may elect to directly debit client accounts for their management fees upon receiving permission from each
client. These managers may charge their fees in advance or in arrears, monthly or quarterly, depending on the
terms of each investment program and each selected manager’s billing practices. Advisory fees, billing practices,
termination provisions and other third-party manager program features and conditions are described in their
disclosure documents which will be distributed to each client by Reichard Capital.

Fees For Consulting 529 College Savings Plans – For clients who engage Reichard Capital for consulting on
529 College Savings Plans, Reichard Capital typically charges an annual asset-based fee of 0.25%. Fees
will be billed monthly in arrears (i.e., 0.0625% per month) and are due and payable upon receipt.

Financial Planning Fees – Reichard Capital’s Financial Planning fee is determined based on the nature of the services
being provided, the size and composition of the client’s assets, and the complexity of each client’s financial circumstances.
All fees are agreed upon prior to entering a written contract with each client.

Annual Reviews: Reichard Capital may charge an hourly fee ranging from $90.00 to $500.00 per hour
depending on the nature and complexity of the client’s financial plan and the Reichard Capital associate
providing the service. These fees will be billed and are due and payable as incurred.

Financial Planning: Clients that have engaged Reichard Capital for Portfolio Management Services are not charged
for Financial Planning Services.                  Serv ices

Termination
Termination of the Advisory
                    Advisory Relationship
                             Relationship – A client agreement
                                                     agreeme may be canceled at any time, by either party,
                                                     nt
for any reason upon receipt of 30 days written notice.    As Reichard Capital fees are billed and collected
in arrears, no fee refunds will be required.

ERISA - We are deemed to be a fiduciary to advisory clients that have individual retirement accounts (IRAs) pursuant
to the Employee Retirement Income and Securities Act ("ERISA"), and regulations under the Internal Revenue Code
of 1986 (the "Code"), respectively. As such, our firm is subject to specific duties and obligations under ERISA and the
Internal Revenue Code that include among other things, restrictions concerning certain forms of compensation.

Mutual Fund Fees – All fees paid to Reichard Capital for investment advisory services are separate
and distinct from the fees and expenses charged by mutual funds and/or ETFs to their shareholders. These
fees and expenses are described in each fund’s prospectus and will generally include a management fee,
other fund expenses, and a possible distribution fee. If the fund also imposes sales charges, a client may
pay an initial or deferred sales charge. A client could invest in a mutual fund directly, without our
services. In that case, the client would not receive the services provided by our Firm which are designed,
among other things, to assist the client in determining which mutual fund or funds are most appropriate
to each client’s financial condition and objectives. Accordingly, the client should review both the fees charged
by the funds and our fees to fully understand the total amount of fees to be paid by the client and to thereby
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Item 7            Types of Clients
Reichard Capital provides advisory services to the following types of clients:

         Individuals (other than high net worth individuals)
         Trusts
         High net worth individuals
         Estates
         Corporations or other businesses not listed above
         Charitable organizations
         Other Investment Advisers

As previously disclosed in Item 5, our Firm has established certain minimum account requirements, based
on the nature of the service(s) being provided. For a more detailed understanding of those requirements,
please review the disclosures provided in each applicable service.