Eversource Wealth Advisors LLC

Item 5 Fees and Compensation

A. Advisory Fees and Compensation

Fees in General

Our fees will be set forth in each client’s engagement agreement with EverSource (“Client
Agreement”). Fee schedules for investment advisory, financial planning, and consulting services
will vary among EverSource Advisors depending on varying service models, client needs,
complexity, and areas of particular expertise, and are subject to negotiation. Thus, fees often
vary between and among clients.

For some accounts, EverSource may propose to charge a recurring fixed fee for investment
advisory services instead of charging a fee based upon a percentage of the value of assets under
management, or a combination of a fixed fee and an asset management fee. If the client agrees,
the specific fee will be set forth in the client agreement, charged quarterly or monthly, and
deducted directly from the client’s investment account or paid directly by the client. Additional
information on the fees we charge for certain types of services (including default billing methods)
is provided below.

Investment Advisory Fee Schedule

Fees for investment advisory service fees are specified in Exhibit A to the Client Agreement,
including billing frequency, fee calculation method, and the fee rate type.

Fees are either billed monthly or quarterly, and the fee calculation is either: (i) in advance, based
upon the balance of the client’s account(s) on the last day of the previous billing period; or (ii) in
arrears, based upon the average daily balance of the client’s account(s) over the preceding billing
period.

The applicable billing rate is usually based on a percentage of the value of assets in a client’s
account(s) (“Account Asset Value”) within certain asset value ranges (or “tiers”). In some cases,

                                   EverSource Wealth Advisors | Form ADV Part 2A | March 17, 2026   Page 10

clients within the same immediate family can group accounts together where that allows them
to reach higher tiers and lower applicable fees. We will apply one of the following billing rate
types:

     -   Floating Rate: a single fee rate (percentage) is applied to the Client’s entire Account Asset
         Value where the rate is dictated by the asset threshold (or tier) in which that Account
         Asset Value falls. This creates a billing structure which applies a single rate that adjusts
         as the AUM crosses defined asset thresholds, whether up or down.

     -   Tiered Rate: different fee rates apply to different segments of the Client’s Account Asset
         Value, where each tier rate applies only to that portion of the Account Asset Value falling
         within that tier's range, and the total fee is the sum of the amounts calculated for each
         tier. This billing structure provides incremental fee reductions as assets grow.

     -   Flat Rate: client is billed a set or fixed percentage of Account Asset Value.

     -   Flat Fee: client is billed a set fee independent of Account Asset Value.

Investment Advisory Service fees are generally billed within ten (10) days following the close of
the applicable billing period. The valuation dates and billing method are subject to negotiation
and may vary between our clients. The following example shows the application of quarterly
billing in arrears using a Tiered Rate.

                                         Monthly Fee, if clients        Quarterly Fee,
                                           billed monthly                 if clients         Annualized
Tier       Account Asset Value
                                                                            billed              Fee
                                                                          quarterly

                                               Up to 0.17%                Up to 0.50%
 1         Up to $3,000,000.00                                                               Up to 2.00%

                                      Separately negotiated with
 2         Over $3,000,000.00
                                             each client

Example: Assume (on an account that is billed quarterly in arrears based upon the average daily
balance over the immediately preceding calendar quarter) that on January 1st, a client engages
EverSource to provide Investment Advisory Services, opening an account by depositing $1,500,000
of cash and securities. Further assume that as of March 31st, the average daily balance of the
preceding calendar quarter was $1,600,000, and the annualized fee the client has agreed to pay is
1.0%. Based on these facts, the client’s Investment Advisory and Wealth Management Services fee
for the quarter ending March 31 would be computed as follows:

                                    EverSource Wealth Advisors | Form ADV Part 2A | March 17, 2026   Page 11

             Full Tier 1 Quarterly Fee = $1,600,000 x 0.25% = $4,000.00
          = Total Quarterly Fee = $4,000.00

Depending on the contractual arrangement with each client, we will either invoice clients or
directly debit their custodial accounts for portfolio management fees. Specific fee arrangements
and calculation methods are set forth in the client’s advisory agreement with EverSource.

Investment Program Fees

In addition to Investment Advisory Services fees, EverSource typically charges the client a fee
based upon percent of assets under management on accounts managed through one or more of
the EverSource Investment Programs, described above. This fee is billed consistently with the
billing method used to calculate the investment advisory fee. This fee is dependent upon the
Investment Program(s) utilized by the IAR managing the client’s assets and ranges from 0.05% (5
bps) to 0.50% (50 bps) annualized. In the case of the OCIO program, the fee is negotiated and is
in lieu of all other program fees. It is in addition to the investment advisory fee described above,
...

Item 7 Types of Clients

EverSource serves individuals, families, estates and trusts, charitable foundations, institutions,
broker/dealers, retirement plans, IARs and other Registered Investment Advisor firms. Each
EverSource IAR team is allowed to set his or her minimum account size for opening an account
with that IAR.

For an asset-based fee, EverSource contracts directly or indirectly with third-party broker-
dealers and insurance carriers to provide ongoing analysis and investment advice for client
accounts held by DPL, MSI, or Halo or at the broker-dealer or insurance carrier. (See Item
4.B.4.).

                                   EverSource Wealth Advisors | Form ADV Part 2A | March 17, 2026   Page 16