Fairhaven Financial Advisory Corporation

Item 5: Fees and Compensation
Our advisory fee is based on the service being performed and market value of the assets under advisement
and is calculated as follows:
             Account Value            Gold Medal Services           Limited         Retirement Plan
                                        Maximum Fee               Investment      Service – Investment
                                                                    Advisory       Advisory Services
                                                                   Maximum           Maximum Fee
                                                                      Fee            (Pooled Plan)
             $0 - $100,000                    1.60%                  0.50%                1.60%
          $100,001 - $250,000                 1.60%                  0.50%                1.60%
          $250,001 – 500,000                  1.30%                  0.50%                1.30%
          $500,001 - $600,000                 1.20%                  0.50%                1.20%
         $600,001 - $1,000,000                1.00%                  0.50%                1.00%
        $1,000,001 and Above                Negotiable            Negotiable           Negotiable

Employer Sponsored Plan Advisor Services (“ESPAS”) - The type and amount of the fees charged to the
client, subject to negotiation, will be based on the market value of the participant’s assets, and is up to 0.75%
per year.

Billing For Above Advisory Services
The fees may be negotiated based on individual circumstances, complexities, and proposed future
contributions, at the discretion of Fairhaven Financial. Fees may be higher or lower than the cost of similar
services offered through other financial services firms.
Fees are payable in advance on a quarterly basis. Fees are negotiable and are not based on a share of capital
gains upon or capital appreciation of the funds or any portion of the funds. The initial fee may be prorated if
services begin any time after the beginning of a calendar quarter and will be calculated based upon the value
of the account at account establishment. Thereafter, the quarterly advisory fee will be calculated based on
the value of the account on the last business day of the just completed calendar quarter. A Client’s accounts
under management with Fairhaven Financial may or may not be aggregated together for determining the
Client’s fee breakpoint.
Clients may make additions to the Account or withdrawals from the Account, provided the Account continues
to meet minimum account size requirements, as described in Item 7 below. No fee adjustments will be made
for partial withdrawals from the account or additional deposits to the account during a calendar quarter or
for Account appreciation or depreciation.
The advisory fees payable to Fairhaven Financial will be collected directly from their account provided the
Client has given Fairhaven Financial written authorization, or may be paid by check or debit/credit card
through a third party payment processor. Advisory fees for all subsequent periods will be charged to and
collected directly from the Client’s account early in the quarter and will be based on the value of the portfolio
as of the last working day of the previous quarter. Clients will be provided with a fee invoice that identifies
the advisory fee, the value of the Account and how the fee was calculated. Additionally, Clients will be
provided with an account statement from their custodian reflecting the deduction of the advisory fee.
Clients may terminate investment advisory services obtained from Fairhaven Financial, without penalty, upon
written notice within five (5) business days of entering into the advisory agreement with Fairhaven Financial.
Client will be responsible for any fees and charges incurred by Client from third parties as a result of
maintaining the Account such as transaction fees for any securities transactions executed and Account
maintenance or custodial fees. Thereafter, Client may terminate investment advisory services at any time
upon written notice to Fairhaven Financial. Should Client terminate investment advisory services, Client will
be issued a pro-rata refund of the advisory fee for the quarter from the date notice of termination is received
to the end of the calendar quarter.

General Consultation Services Fees
Fairhaven Financial offers General Consultation Services on an hourly or flat fee basis. General Consultation
Service’s fees will be dependent upon the complexity of services and agreed upon at the time of engagement.
Fairhaven Financial’s hourly fee ranges from $100-$250, depending upon the complexity of services required.
Fees are negotiable. Fixed project fees may be proposed for larger projects ranging from $100 to $10,000.
Fees will be due and payable upon completion of the General Consultation Services. General Consultation
Services terminate upon the delivery of services and an invoice will be delivered for the time incurred by
Fairhaven Financial. The Client may terminate services within the first five (5) business days of entering into
the advisory agreement with Fairhaven Financial without penalty. Thereafter, if the Client terminates the

General Consultation Services prior to completion, the Client may be billed for time incurred by Fairhaven
Financial prior to termination.

Financial Planning Services Fees and Compensation
Fees for Financial Planning Services are determined prior to engagement and are based upon the complexity
of services rendered. The hourly fee is $100-$250, depending upon the complexity of services. For larger
projects, Fairhaven Financial will provide services on a flat fee basis ranging from $100 to $10,000. Fees are
negotiable. Fees will be due and payable upon delivery of the financial plan. If the Client’s circumstances or
objectives change to the degree that substantial modifications or a new financial plan is required, there may
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Item 7: Types of Clients
Clients are individuals, defined benefit pension plans, defined contribution plans, trusts, estates, charitable
organizations, corporations and other business entities.
Minimum Account Sizes
Gold Medal Services offered at the discretion of Fairhaven Financial. There is no minimum account size
requirement for Investment Advisory Services.