FAMA Fiduciary Wealth LLC

Item 5: Fees and Compensation
       Fee-Only Compensation. We are a fee-only advisory firm. We do not sell annuities,
       insurance, options, futures, limited partnerships or any commissioned product. We are not
       affiliated with any broker-dealer or any entity which sells commissioned products. The Firm
       accepts no commission or other compensation, including asset-based sales charges or service
       fees, in connection with the sale of mutual funds or other investment products. See Item 12 for
       further discussion of our Brokerage Practices.

       How We Are Compensated. Our fees are typically based on a percentage of assets managed
       and are paid quarterly, in arrears. The quarterly fee calculation is based on the aggregate market
       value of the assets under management on the last business day of the preceding calendar quarter.
       Fees are either deducted directly from a client account or, at the client's request, billed separately.

       The billing for a partial quarter will be calculated based on either the starting date (in the case of a
       newly funded account) or the ending date (in the case of a departing client who removes their
       assets from our platform), whichever is applicable. Any such fees will be calculated on a pro-rata
       basis in accordance with the starting or ending date, respectively. The starting date is generally
       the day the account is funded, and we can determine that the assets under management are held
       by the custodian and the account is available for trading.

       Our fees are calculated using the following fee schedule:

       Assets Under Management                    Annual Fee Rate                    Quarterly Fee

       On the first $1,000,000                    0.95%                              0.2375%
       Excess over $1 million                     0.55%                              0.1375%
       Excess over $5 million                     negotiable                         negotiable

       We reserve the right in our sole discretion to negotiate lower fees on a case-by-case basis. As a
       result, fees set forth in a client agreement can sometimes be less than as stated in the above
       schedule. This means the actual fee a client is charged may be more or less than the fee charged
       to a similarly situated client.

       If we provide hourly or fixed-free account review services to individuals seeking investment
       advice on a limited or one-time only basis, the hourly rate for account review services is
       negotiable but will not exceed $500 per hour. If we provide services for a fixed fee, we agree on
       the fee with the client prior to rendering services.

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       Other Fees and Expenses. Our investment management fees as stated above do not include
       certain other fees and expenses incurred by the client. The client pays all brokerage commissions
       and transaction fees in connection with account transactions from the assets in their account.
       These fees are charged directly by and paid to the custodian.

       In addition, mutual funds and exchange-traded funds have an expense ratio that represents the
       percentage of the fund's asset value charged as an expense for operating the fund. Mutual fund
       shares or ETF shares in a client's account are subject to other fees and expenses that are described
       in the fund prospectus. These other fees and expenses are not paid to us.

       Both the transaction fee and the expense ratio are fees which the client pays in addition to our
       advisory fee. Performance figures published by mutual fund companies generally reflect total
       return after both the expense ratio and any other fund management fees have been deducted.

       Cash Positions. The Firm continues to treat cash and money funds as an asset class. As such,
       unless determined to the contrary by the Firm, all cash positions (money markets, etc.) shall
       continue to be included as part of assets under management for purposes of calculating our
       advisory fee. At any specific point in time, depending upon perceived or anticipated market
       conditions/events (there being no guarantee that such anticipated market conditions/events will
       occur), the Firm may maintain cash positions for defensive purposes. In addition, while assets are
       maintained in cash, such amounts could miss market advances. Depending upon current yields, at
       any point in time, our advisory fee could exceed the interest paid by the client’s money market
       fund.

Item 7: Types of Clients

       We provide investment advisory services to individuals, trusts, estates, self-employed
       pension and profit-sharing plans, corporations, partnerships and small businesses.