FC360 Wealth Management Inc

5 - Fees and Compensation - and are not charged on the basis of a share of the capital gains
upon, or capital appreciation of, the funds in a client’s account.

Item 7 -­­ Types of Clients
FC360

FC360 provides investment advisory services to individuals, trusts, estates, charitable
organizations, corporations and other types of business entities and employer sponsored
retirement plans.

                                                                         FC360 Wealth Management, Inc.
                                                                         Effective Date: March 25, 2024

Engaging the Services of FC360

All clients wishing to engage FC360 for investment advisory services can do so in person or
via phone at (916) 379-7980. As part of the new client process, each client must complete the
applicable client discovery profile page, agree to our investment advisory agreement, as well as any
other document or questionnaire provided by FC360. The investment advisory agreement describes
the services and responsibilities of FC360 to the client. This document also outlines FC360’s fees in
detail. In addition, clients must complete certain custodial documentation. Upon completion of all
these documents, FC360 will be considered engaged by the client. Clients are responsible for
ensuring that FC360 is informed in a timely manner of changes in their investment objectives and
risk tolerance.

Neither FC360 nor the client may assign the investment advisory agreement without the
consent of the other party. Transactions that do not result in a change of actual control or
management of FC360 are not to be considered an assignment.

A copy of FC360’s privacy policy notice and this written disclosure statement are provided to each
client prior to or contemporaneously with the execution of the investment advisory agreement,
and are available at any time by contacting FC360. Any client who has not received a copy of
FC360’s written disclosure statement at least forty eight (48) hours prior to executing the
investment advisory agreement shall have five (5) business days subsequent to executing the
agreement to terminate FC360’s services without penalty.

Additions and Withdrawals to Client’s Account

The client may make additions to, and withdrawals from, the account at any time, subject to
FC360’s right to terminate an account. Clients may withdraw account assets on notice to FC360,
subject to the usual and customary securities settlement procedures. However, FC360 designs its
portfolios as long-term investments and assets withdrawals may impair the achievement of a
client’s investment objectives.

Additions may be in cash or securities provided FC360 reserves the right to liquidate any
transferred securities, or decline to accept particular securities into a client’s account. FC360
may consult with its clients about the options and ramifications of transferring securities.
However, clients are advised that when transferred securities are liquidated, they are subject to
transaction fees, fees assessed at the mutual fund level (i.e. contingent deferred sales charge)
and/or tax ramifications.

Conditions for Managing Accounts

Investment Management Services

As a condition for starting and maintaining a relationship, FC360 does not impose a minimum
portfolio size. Clients with assets of less than $25,000 may be advised to utilize the FC360 Low
Cost Indexing Platform, and Clients with assets of $25,000 or more may be advised to utilize the
Tactical Investment Platform or FC360 Full Service Platform (Full Circle 360). However, it is at
the sole discretion of the client to elect which platform they would like to utilize. In the sole opinion
of FC360, the smaller portfolio size will not cause a substantial increase in investment risk beyond
the client’s identified risk tolerance.

                                                                         FC360 Wealth Management, Inc.
                                                                         Effective Date: March 25, 2024