Fiduciary Financial Group LLC

Item 5: Fees and Compensation
 Method of Compensation and Fee Schedule
  ASSET MANAGEMENT
  Fiduciary Financial Group offers discretionary asset management and ongoing financial
  planning services to advisory clients are typically based on the table below or a minimum
  annual fee of $7,200.
            Assets Under Management                             Annual Fee
                 First $1,000,000                                 0.95%
                 Next $1,000,000                                  0.85%
                  Next $3,000,00                                  0.75%

              Next $5,000,000                                       0.60%
              Next $20,000,001                                      0.50%
              Over $30,000,000                                      0.35%
 *US Treasury only accounts are billed at 0.30% if total assets are $1,000,000 or greater
 and 0.50% of total assets are less than $1,000,000.
 This is a tiered/blended fee schedule, the asset management fee is calculated by applying
 different rates to different portions of the portfolio. Fiduciary Financial Group may group
 certain related Client accounts for the purposes of achieving the minimum account size
 and determining the annualized fee.
 The annual fee may be negotiable. Accounts within the same household may be combined
 for a reduced fee and Fiduciary Financial Group may at its discretion reduce fees based on
 potential future assets or fees from affiliated businesses. In some cases, Fiduciary
 Financial Group may negotiate a flat percentage rate for these services. Fees are billed
 monthly in advance. For fees charged on a percentage of assets managed, they will be
 based on the average daily balance of the account for the previous month. Fees for the
 first month will be based on the initial amount invested with Fiduciary Financial Group.
 The calculation for the average daily balance is based on the formula (A/D) x (F/P).
      A = the sum of the daily balances in the billing period
      D = number of days in the billing period
      F = annual management fee
      P = number of billing periods per year
For example (based on a monthly billing period): the first step taken using the average-
daily-balance calculation method would be to take the average of the values of the Client’s
account over the course of the entire month. For instance, 25 days at $2,000,000 plus five
days at $1,500,000 averages out to approximately $1,916,666.67. This account would be
charged $1,440.98 for the month.

        AUM                  Monthly Fee                Total
        First $1,000,000     x .07916667% =             $791.67
        Next $916,666.67 x .07083333% =                 $649.31
        Grand total for the month                       $1,440.98
 Lower fees for comparable services may be available from other sources. Clients may
 terminate their account within five (5) business days of signing the Investment Advisory
 Agreement for a full refund. Clients may terminate advisory services with thirty (30) days
 written notice. Client will be entitled to a pro rata refund for the days service was not
 provided in the final month. The refund will either be refunded back to the account or a
 check will be mailed to the client if the account has moved prior to refund. Client shall be
 given thirty (30) days prior written notice of any increase in fees, and client will
 acknowledge, in writing, any agreement of increase in said fees.
 Investors meeting certain regulatory criteria have the option to invest in a few private
 placement programs. Fiduciary Financial Group does not have any financial arrangement

with these firms. The fees charged to the client are assessed like any other investment
when calculating the total fee as described in the “Investment Advisory Agreement”.
Fiduciary Financial Group may also utilize the services of a Sub-Advisor to manage
Clients’ investment portfolios. Fiduciary Financial Group will enter into Sub-Advisor
agreements with other registered investment advisor firms. When using Sub-Advisors,
the Client will not pay additional fees. The Sub-Advisors fees are inclusive of the fees
charged by Fiduciary Financial Group.
PRIVATE PLACEMENTS
For investors that meet the accredited investor standards or other appropriate regulatory
standards, clients have the option to invest in a few private placement programs.
Fiduciary Financial Group does not have any financial arrangement with these firms. The
fees charged to the client are assessed like any other investment when calculating the
total fee as described above in the Asset Management section of Item 5. The asset may be
priced by the provider of the asset according to their pricing policy or may also involve
independent pricing services for assets that are priced in that manner. The Advisor itself,
does not price any investment or security for which it charges a management fee or that is
included in the portfolio return.
ONGOING FINANCIAL PLANNING SERVICES
For Asset Management Clients, the fees for both services are combined and charged as
one fee. For stand-alone Ongoing Financial Planning Services, fees are based on an annual
negotiable fixed fee between $7,200 and $100,000 depending on the client’s needs and
the complexity of the plan. Fees are billed in equal installments at the beginning of each
month. Client has the right to cancel within 5 business days of signing the agreement
without penalty. After the initial 5 business days, either party may cancel by providing 30
day written notice to the other party.

ERISA PLAN SERVICES
The annual fees are based on the market value of the Included Assets and will not exceed
1%. The annual fee may be negotiable. Fees may be charged quarterly or monthly in
arrears or in advance based on the assets as calculated by the custodian or record keeper
of the Included Assets (without adjustments for anticipated withdrawals by Plan
...

Item 7: Types of Clients
 Description
  Fiduciary Financial Group generally provides investment advice to individuals, pension
  and profit sharing plans, high net worth individuals and corporations or business entities.

 Account Minimums
  Fiduciary Financial Group requires an account minimum of $1,500,000. Fiduciary
  Financial Group reserves the right to waive or lower this minimum at their sole
  discretion.