Financial Enhancement Group LLC

ITEM 5 - Fees and Compensation

The firm's regular fee schedule for its managed account advisory services is
as follows:

Assets Under Management Standard Annual Fee (billed quarterly)
Asset base below $0.00 to $749,999         1.50% *
Asset base from $750,000 to $999,999       1.25%
Asset base from $1,000,000 to $2,999,999   1.00%
Asset base from $3,000,000 to $7,499,999    .85%
Asset base from $7,500,000 to $11,999,999   .80%
Asset base from $12,000,000 to $15,000,000  .75%

*The firm has a minimum fee of $1,600.00

Fee percentage will vary based on deposits, withdrawals, market gains and
losses.

  FORM ADV PART 2A - DISCLOSURE BROCHURE                            Page 8 of38

All Advisory fees are negotiable. The Advisory Contract can be terminated
by either party at any time in writing, and a pro-rated refund of fees will be
provided to the client. Fees are charged in advance of a quarter, based on
the account value of the last day of the prior quarter as provided by Orion
Advisor Services. New Clients can expect the schedule shown above to
apply. However, there are additional fee schedules offered based on family,
employee, and legacy relationships. A detailed description of all fee
schedules is available for review in the firm's Investment Advisory
Agreement.

Sub-Adviser Manager Program Fees

FEG has developed, previously described in Item 4 of this disclosure
brochure, a process to allow us to recommend and select sub-adviser money
managers for you. Sub-advisers generally have account minimum
requirements that will vary among sub-adviser money managers. A complete
description of the sub-advisers' services, fee schedules and account
minimums will be disclosed in the sub-advisers' disclosure brochure which
will be provided to you prior to or at the time an agreement for services is
executed and the account is established.

The actual fee charged to you will vary depending on the sub-adviser money
manager. The fees charged by FEG do not include the fees charged by the
unaffiliated investment sub-adviser. Fees assessed by FEG are separate and
in addition to the fees charged by the sub-adviser. Both FEG and the sub-
adviser manager are responsible for the calculation of their respective fees
and the debit to your account.

We strive to ensure that the combined fees charged by FEG, and the
unaffiliated sub-advisers do not exceed industry standards. Each firm is
separately responsible for calculating their fee and debiting their fee from
your account.

There may be other sub-adviser managers that may be suitable for that may
be more or less costly. No guarantees can be made that your financial goals
or objectives will be achieved. Further, no guarantees of performance can be
offered.

  FORM ADV PART 2A - DISCLOSURE BROCHURE                              Page 9 of38

Financial Planning Fees:

For clients of our Discretionary Asset Management service, we offer
comprehensive financial planning as part of the annual percentage-based fee
for portfolio management services; however, a special project could arise
that would lead to a fee. As an example, a client could request our
involvement in the sale of a business or direct involvement in their Estate
Plan. This would fall outside the scope of providing financial services on the
individual level and would lead to an additional fee.

We also will provide comprehensive financial planning service to
individuals that do not utilize our Discretionary Assets Management
Services, which will lead to a fee regardless of the situation. From time to
time, we may, by request, engage with a client to create a one-time,
customized financial plan. Generally, our fees are charged on an hourly basis
of $500.00 per hour.

All fees for financial planning services are based on the breadth of services
provided, and the complexity of the client's situation. Any proposed fee will
be explained and agreed to in advance. Before commencing financial
planning services, the client must enter into an agreement outlining the fees
that will be charged and the services that will be provided. The agreement
may be cancelled at any time, for any reason, with written notice.

Depending on the arrangement, if the financial planning client engages FEG
for Discretionary Asset Management, FEG may offset all or a portion of its
fees for those services based upon the amount paid for the Financial
Planning Services.

 FORM ADV PART 2A - DISCLOSURE BROCHURE                             Page 10 of38

Additional Fee Information and Disclosures:

All Advisory fees are negotiable between the firm and clients. Clients can
choose to have fees deducted directly from their accounts, or clients can
choose to be billed directly. The choice of direct billing or automatic
deduction of fees is made at the time of signing new account documents, as
outlined in the Advisory Contract. A client can choose at any time to change
the method of fee deduction/billing for their account.

Please note that the direct management fees paid to this firm are in addition
to the indirect management and expense fees charged by mutual funds,
variable contracts, and exchange traded products; therefore, clients whose
assets are positioned in these types of investments will pay both a direct
management fee to Financial Enhancement Group and an indirect
management fee through the mutual fund and/or the variable provider.

For all accounts held with outside custodians, note that the client will be
responsible for all transactions and other related costs along with other
account fees as agreed to in such Custodial/Brokerage Agreements.

In addition, trading and custodial fees will be charged to the client by the
individual brokerage firm that custodies client assets. Trading commissions
and related fees are disclosed directly by the brokerage/custodian firm at the
time of client account opening or thereafter.

This firm takes numerous actions to address these conflicts of interest. As a
...

ITEM 7 - Types of Clients
Financial Enhancement Group provides its Advisory Services to individuals,
families, retirement plans, trusts, estates, charitable organizations, or other
business entities.
We provide account management services for Brokerage, Product
(Annuities), and Individual 401K's.