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| Total Clarity Wealth Management Inc
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| CRD # | 142728 |
| SEC # | 801-67755 |
| CIK # | 0001804909 |
| AUM | 755.4 M (2026-03-16) |
| Employees | 26 (77% Investors, 54% Brokers) |
| Fees | |
| Minimum | |
| Phone | 630-762-9352 |
| Address | 525 Tyler Rd St Charles, IL 60174 |
| Source | [IAPD] [EDGAR] [Website] [LinkedIn] [Facebook] |
| Total AUM ($M) |
|---|
| Fees and Compensation — Form ADV Part 2A (3/16/2026) [Brochure] |
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Item 5 Fees and Compensation
Asset Management Services
5 A. The Total Clarity Vision and Vision CB Account programs are wrap fee programs which bundle
advisory and transaction charges into one asset-based fee. The Total Clarity Value, Value CB and
PreActive programs are also asset management programs, but in addition to the advisory fees for
these accounts, you will pay transaction fees for securities transactions executed in your account in
accordance with the custodian's transaction fee schedule. You should understand that a wrap fee
program could be more costly to you than if you obtained security trading and investment advisory
services separately. Additionally, you should be aware that a wrap fee account, as compared to a
traditional commission-based account, will be more costly during periods when trading activity is lower.
Your overall fees could be lower if you obtain the services in an unbundled program and purchase
each service separately. However, during periods when trading activity is heavier, such as when the
account is first opened and during periods of increased market movements, wrap fee accounts result in
lower costs than a brokerage account.
Fees will not be the same between the two billing schedules and one may be less expensive for you
than the other available selection. Fees for Vision CB and Value CB accounts may be billed on a First
Next Next Schedule or a Breakpoint Schedule as selected on the Account Agreement. The Advisory
Representatives with Vision CB and Value CB accounts joined Total Clarity during late 2023 and this
breakpoint fee schedule closely mirrors their previous account billing.
Our fees are negotiable and are not based on a share of capital gains or capital appreciation of the
funds, but rather on the value of the account. Advisory fees for our Vision, Vision CB, Value CB and
Value Account Programs will be charged in advance on a quarterly basis, based on the account
balance on the last working day of the previous quarter. Advisory fees for our PreActive Account
Program will be charged in arrears on a quarterly basis, based on the average daily balance of the
account over the previous quarter. The blended fee schedules are as follows:
Total Clarity Vision (Wrap) and Value Account Programs
Total Clarity Vision and Value Accounts are billed based on the account value as of the last day of the
quarter. Advisory fees will be adjusted each quarter for any client inflows and outflows of cash and
holdings equal to or over $10,000 in a single day.
"First Next Next" Billing Schedule
Vision Maximum Value Maximum
Account Size
Annual Fee Annual Fee
$0 to $50,000 2.75% 2.50%
Next $50,001 to $100,000 2.75% 2.50%
Next $100,001 to $250,000 2.75% 2.50%
Next $250,001 to $500,000 2.50% 2.25%
Next $500,001 to $1,000,000 2.00% 1.75%
Next $1,000,001 to $3,000,000 1.75% 1.50%
Next $3,000,001 to $5,000,000 1.75% 1.50%
$5,000,001 and above 1.75% 1.50%
Total Clarity Vision CB (Wrap) and Value CB Account Programs
Total Clarity Vision CB and Value CB Accounts are billed based on the account value as of the last day
of the quarter. Advisory fees will be adjusted each quarter for any client inflows and outflows of cash
and holdings. Fees may be calculated on a First Next Next schedule or a Breakpoint schedule.
"Breakpoint" Billing Schedule
Household Total Assets in Vision Maximum Value Maximum
Advisory Accounts Annual Fee Annual Fee
$0 to $50,000 2.75% 2.50%
Next $50,001 to $100,000 2.75% 2.50%
Next $100,001 to $250,000 2.75% 2.50%
Next $250,001 to $500,000 2.50% 2.25%
Next $500,001 to $1,000,000 2.00% 1.75%
Next $1,000,001 to $3,000,000 1.75% 1.50%
Next $3,000,001 to $5,000,000 1.75% 1.50%
$5,000,001 and above 1.75% 1.50%
"First Next Next" Billing Schedule
Vision CB Maximum Value CB Maximum
Account Size
Annual Fee Annual Fee
$0 to $50,000 2.75% 2.50%
Next $50,001 to $100,000 2.75% 2.50%
Next $100,001 to $250,000 2.75% 2.50%
Next $250,001 to $500,000 2.50% 2.25%
Next $500,001 to $1,000,000 2.00% 1.75%
Next $1,000,001 to $3,000,000 1.75% 1.50%
Next $3,000,001 to $5,000,000 1.75% 1.50%
$5,000,001 and above 1.75% 1.50%
Total Clarity PreActive Account Program
Total Clarity PreActive Accounts are billed in arrears base on the average daily balance of the account
as of the last business day of the quarter.
"First Next Next" Billing Schedule
Account Size Maximum Annual Fee
$0 to $500,000 2.50%
Next $500,001 to $1,000,000 2.50%
... |
| Account Minimums and Types of Clients — Form ADV Part 2A (3/16/2026) [Brochure] |
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Item 7 Types of Clients Total Clarity's services are geared toward individuals and high net worth individuals, trusts, estates, charitable organizations, corporations or other business entities. The minimum investment required in the Total Clarity Asset Management Program is generally $10,000 for Vision and Value Accounts and $100,000 for PreActive Accounts. Accounts below these minimums are accepted on an individual basis at our discretion. Such circumstances include, but are not limited to either additional assets will soon be deposited or the client has other accounts with Total Clarity. You should be aware that in smaller accounts, performance will suffer due to difficulties with diversification of assets and risk controls being compromised. Only sophisticated investors with over $1M in adjusted Net Worth (excluding their primary residence) or an income of $200,000/year will be allowed to open PreActive accounts and only 50% or less of their liquid Net Worth can be invested in PreActive accounts due to their increased volatility and risk. Any exception requires prior written approval from the Chief Compliance Officer or designee. |
| Sector | Form 13F Holdings | Value ($M) | |
|---|---|---|---|
| Apple Inc | 6.7 | ||
| Nvidia Corp | 6.4 | ||
| Alphabet Inc | 5.3 | ||
| Microsoft Corp | 3.9 | ||
| Holdings by Sector ($M) |
|---|
| AUM Breakdown | Accounts | AUM ($M) |
|---|---|---|
| By Client Type | ||
| (a) Individuals (other than high net worth individuals) | 778 | 232.0 |
| (b) Individuals (high net worth individuals) | 254 | 522.6 |
| (c) Banking or thrift institutions | 0 | 0.0 |
| (d) Investment companies | 0 | 0.0 |
| (e) Business development companies | 0 | 0.0 |
| (f) Pooled investment vehicles | 0 | 0.0 |
| (g) Pension and profit sharing plans | 0 | 0.0 |
| (h) Charitable organizations | 1 | 0.1 |
| (i) State or municipal government entities | 0 | 0.0 |
| (j) Other investment advisers | 0 | 0.0 |
| (k) Insurance companies | 0 | 0.0 |
| (l) Sovereign wealth funds and foreign official institutions | 0 | 0.0 |
| (m) Corporations or other businesses not listed above | 5 | 0.7 |
| (n) Other | 0 | 0.0 |
| Total | 2,569 | 755.4 |
| By Discretionary | ||
| Discretionary | 2,554 | 752.9 |
| Non-Discretionary | 15 | 2.5 |
| Total | 2,569 | 755.4 |
| By Non-United States Persons | ||
| Non-United States Persons | 0.0 | |
| United States Persons | 755.4 | |
| Total | 2,569 | 755.4 |
| EDGAR Form | CIK | 2011 - 2026 |
|---|---|---|
| 13F-HR | [0001804909] |
| Firm Profile (Form ADV) | |
|---|---|
| Discretionary AUM | $0.1B |
| Clients | 7 |
| Serves | Retail, Research |
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