Financial Planning Solutions LLC

Item 5: Fees and Compensation
Method of Compensation and Fee Schedule
 FPS bases its fees on a percentage of assets under management, hourly charges, and fixed
 fees.
 WEALTH MANAGEMENT SERVICES – ASSET-BASED FEES
 FPS offers discretionary and non-discretionary direct Wealth Management Services to
 advisory Clients. Wealth Management fees are paid quarterly in advance for each
 calendar quarter, pursuant to the terms of the agreement. FPS charges an annual Wealth
 Management fee based on the total assets under management based on the following
 schedules, continued on the next page.

                                Financial Planning Solutions, LLC

            Wealth Management Services (Financial Planning and Investment Management)
                                          Non-Tiered Schedule
     Assets Under Management*            Maximum Annual Fee - %             Maximum Quarterly Fee - %
   $0-249,999*                                    1.40%                               0.350%
   $250,000 - 499,999*                            1.40%                               0.350%
   $500,000 - 749,999*                            1.30%                               0.325%
   $750,000 - 1,249,999                           1.20%                               0.300%
   $1,250,000 - 1,999,999                         1.10%                               0.275%
   $2,000,000 - 4,999,999                         1.00%                               0.250%
   $5,000,000 - 9,999,999                         0.90%                               0.225%
   $10 million +                                  0.70%                               0.175%
*Minimum relationship size is $750,000; however, FPS reserves the right to accept accounts with fewer
assets.

 The maximum annual fee may be negotiable at the sole discretion of the Advisor.
 Accounts within the same household may be combined for a reduced fee.
 Clients may be grandfathered under a different fee schedule than the one disclosed above.
 Wealth Management Fees are billed quarterly, in advance of each calendar quarter, based
 on the market value of assets under management as of the last business day of the
 previous quarter. Initial fees for partial quarters are pro-rated.

 Wealth Management fees will be calculated by the Advisor and deducted from the Client’s
 account[s] at the Custodian or, if requested, billed directly to the Client. The amount due is
 calculated by multiplying the quarterly rate (annual rate divided by 4) by the total assets
 under management with FPS at the end of the prior quarter.

 Clients will be provided with a statement, at least quarterly, from the Custodian reflecting
 deduction of the Wealth Management fee. It is the responsibility of the Client to verify the
 accuracy of these fees as listed on the Custodian’s brokerage statement, as the Custodian
 does not assume this responsibility. Clients provide written authorization permitting
 Wealth Management fees to be deducted by FPS directly from their accounts held by the
 Custodian as part of the Wealth Management Agreement and separate account forms
 provided by the Custodian.

 Lower fees for comparable services may be available from other sources. Clients may
 terminate their account within five (5) business days of signing the Wealth Management
 Agreement for a full refund. Either party may terminate services with thirty (30) days
 written notice. After the five-day period, the Client will incur charges for bona fide
 services rendered to the point of termination and such fees will be due and payable by the
 Client. For accounts closed during a quarter, the Client will be entitled to a pro-rata refund
 for the days service was not provided in the quarter. Client shall be given thirty (30) days
 prior written notice of any increase in fees, and Client will acknowledge, in writing, any
 agreement of increase in said fees except for fixed rate fee arrangements which are
 subject to an annual increase based on the Consumer Price Index.

 WEALTH MANAGEMENT SERVICES – FIXED FEE
 The Advisor also offers Wealth Management Services for a fixed rate of $5,000 to $15,000
 per year. Fees are paid either monthly or quarterly in advance of each month or calendar
 quarter, pursuant to the terms of the agreement. Fixed Fees are paid in advance either

                                    Financial Planning Solutions, LLC

monthly or quarterly, pursuant to the terms of the Agreement. Fixed Fees range from
$416.66 to $1,250 per month or $1,250 to $3,750 per quarter. However, the Advisor may
charge more or less than these fees depending on individual client circumstances. Fixed
Fees increase annually based on the annualized Consumer Price Index-Urban as
published by the U.S. Bureau of Labor Statics.

Clients will pay the Fixed Fee either via deduction from Client account at the Custodian or
via electronic funds transfer (EFT) directly from the Client’s bank or credit/debit card
account. Fixed Fees are collected from the Client via an independent, third-party billing
service, currently known as AdvicePay.

FINANCIAL PLANNING AND CONSULTING SERVICES
FPS charges either a project-based fixed fee ranging from $2,000 - $7,000 or an annual fee
up to $15,000 for ongoing financial planning and consulting services. At the discretion of
the Advisor, Clients may be offered hourly financial planning services at up to $500 per
hour for Managing Partners and Wealth Advisors, and up to $250 per hour for Financial
Planners. Prior to engaging for Financial Planning Services, the Client will be provided
with an estimate of total costs. The services include, but are not limited to, a thorough
review of all applicable topics including cash flow and budgeting, retirement, wills, estate
plan/trusts, investments, taxes, insurance and college planning as applicable. Client will
pay half of the estimated fee at the signing of the Financial Planning Agreement with the
...

Item 7: Types of Clients
Description
 FPS generally provides investment advice primarily to individuals, high net worth
 individuals and pension and profit sharing plans. Client relationships vary in scope and
 length of service. The amount of each type of Client is available on the Advisor's Form
 ADV Part 1A. These amounts may change over time and are updated at least annually by
 the Advisor.

Account Minimums
 FPS requires a minimum Client relationship size of $750,000 to establish services with
 FPS. At its sole discretion, FPS reserves the right to reduce this minimum requirement.
 Project-based Financial Planning Services do not require a minimum account size.