Monere Wealth Management Inc

ITEM 5: FEES AND COMPENSATION

A. METHODS OF COMPENSATION AND FEE SCHEDULE

  A.1. ADVISORY SERVICES FEES

    A.1.a. Monere Wealth Management, Inc. Wealth Services Platform
MWMI’s fee for the services is an asset-based fee calculated as a percentage of the total market value of the
managed assets, calculated according to the following fee schedule. All fees are negotiable.

      Account Value                           Annualized Investment Advisory Fee
      All Assets                                       3.00% maximum

MWMI requires a minimum household portfolio value of $50,000 ($25,000 for Mutual funds and ETFs) and a
minimum quarterly fee of $250. For accounts less than the required minimum, clients may be able to obtain similar
services at a more favorable economic arrangement.
To the extent MWMI negotiates a tiered fee schedule, the following account value tiers must mirror what’s below,
but the fee per tier may be negotiated. This grid is part of your advisory agreement. Please be advised that fees for
similarly situated customers may differ between MWMI’s Wealth Advisors due to a variety of circumstances.
Billing tiers as reflected in the client advisory agreement are based on the account value:
      From $0.01 to $250,000.00
      $250,000.00 to $500,000.00
      $500,000.00 to 1 mil
      1 mil and above

You will authorize the qualified custodian to automatically deduct the fee and all other charges payable hereunder
from the assets in the account when due with such payments to be reflected on the next account statement sent to the
client. If insufficient cash is available to pay such fees, securities in an amount equal to the balance of unpaid fees
will be liquidated to pay for the unpaid balance. MWMI may modify the fee at any time upon five (5) days’ prior
written notice to you. In the event you have an ERISA-governed plan, fee modifications must be approved in writing
by you.
Asset-based fees are always subject to the investment advisory agreement between you and MWMI. Such fees are
payable quarterly in advance. The fees will be prorated if the investment advisory relationship commences otherwise
than at the beginning of a calendar quarter. Adjustments for significant contributions to your portfolio are prorated
for the quarter in which the change occurs; no adjustments will be made for withdrawals.
In Illinois, unless a client has received the firm’s disclosure brochure at least 48 hours prior to signing the
investment advisory contract, the investment advisory contract may be terminated by the client within five (5)
business days of signing the contract without incurring any advisory fees.

  A.2. FINANCIAL PLANNING SERVICES
MWMI offers either hourly or fixed fee arrangements to all financial planning clients. Financial planning fees will
be billed at the rate of $250 per hour or a fixed fee mutually agreed upon by the client and MWMI. Fixed fees are
computed based upon a good faith estimate of hours required to perform services. Fixed fees would be an alternative
method for clients who in addition to financial planning require additional services, but want to know their total
annual expense. MWMI attempts to maintain parity with hourly and fixed charges while allowing some flexibility in
estimation, taking into account case complexity and client-specific circumstances.

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Fees will be based upon both the hourly fee and the number of hours to perform the requested services.
You will be billed directly for such services. The financial planning agreement is for a period of one year, at which
point the client may choose to sign a renewal agreement. MWMI will provide an invoice for the renewal, which will
provide the details of cost and services being provided. Your payment of that invoice will constitute a renewal
under the terms of the initial agreement. If you choose not to renew, the agreement will simply expire upon
completion of this first year. Fees are payable upon completion of the engagement and are due immediately upon
receipt of invoice for the services. The agreement may be terminated at any time by providing written notice to all
appropriate parties. Services will be terminated upon receipt of such notice without penalty. You will receive a full
refund of all fees if the agreement is canceled within 5 days after the date the agreement is signed.

B. CLIENT PAYMENT OF FEES

  B1.      ADVISORY SERVICES
MWMI requires that you authorize the direct debit of fees from your accounts. Exceptions may be granted subject to
the firm’s consent for you to be billed directly for our fees. For directly debited fees, the custodian’s periodic
statements will show each fee deduction from the account. You may withdraw this authorization for direct billing of
these fees at any time by notifying us or your custodian in writing.
MWMI will deduct advisory fees directly from your account provided that (i) you provide written authorization to
your custodian, and (ii) the custodian sends you a statement, at least quarterly, indicating all amounts disbursed from
the account. If the cash portion of your Account is not sufficient to pay the advisory fees, the custodian may
liquidate assets selected by us or by the custodian to pay such fees.
Except for the first calendar quarter in which your Account is open, the investment advisory fee is paid in advance,
is due and payable on the first day of each calendar quarter. The investment advisory fee for the first calendar
quarter that your account is open will be payable with the following quarter’s investment advisory fee. For the
calendar quarter in which the agreement is terminated, the investment advisory fee will be prorated based upon the
number of days that services are provided and you will receive a refund of any remaining balance of prepaid fees.
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ITEM 7: TYPES OF CLIENTS

Monere Wealth Management, Inc. (MWMI) has about 10 financial advisors providing Advisory Services to roughly
570 accounts built on a Client base, consisting mainly of individual and high net worth individual accounts (each
consisting of between 20% and 50% of MWMI Client base respectively), followed by pension and profit sharing
plans (up to 10%), charitable organizations (up to 10%) and corporations or other businesses (up to 10%). As of
December 31, 2024, total client assets under management are approximately $312 million. $231 million are
managed directly by Monere Wealth Management, Inc.’s wealth advisors, of which approximately $81 million is
managed on a discretionary basis and the rest, approximately $231 million, is managed on a non-discretionary basis.

Monere Wealth Management, Inc.’s Advisory Services Clients have the freedom to choose from a comprehensive
portfolio of what we believe are best-in-class programs. Depending on the features of each individual program, such
as the level of diversification, the rebalancing rate, liquidity of investments, etc., the program’s managers can
implement account minimum investment requirements. The purpose of the account minimum investment
requirements is to set the minimum investment permitted to the lowest dollar amount that the program manager feels
will allow him to effectively implement the program’s market assumptions.

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