Brady Family Wealth LLC

Item 5 – Fees and Compensation

How We Are Compensated for Our Advisory Services

Brady Wealth offers our advisory services on a fee-only basis. Our fees vary among the different types of advisory
services we offer and may be negotiated at our sole discretion. The specific fees and manner in which fees are
charged and calculated are described in your investment advisory agreement. You should carefully review the
investment advisory agreement prior to signing it.

Fees for our advisory services may be higher than fees charged by other advisers who offer similar services. You
may be charged different fees than similarly situated clients for the same services. You should carefully review this
brochure to understand the fees and other sources of compensation that exist among our services prior to entering
into an investment advisory contract with our firm.

Our fees vary among the different types of advisory services we offer and may be negotiated at our sole discretion.
The specific fees and manner in which fees are charged and calculated are described in your investment advisory
agreement. You should carefully review the investment advisory agreement prior to signing it.

Investment and Wealth Management Services

Brady Wealth offers investment and wealth management services for an annual fee based on the amount of assets
under the firm’s management. Fees are generally billed in advance each calendar quarter based on the market
value of the assets under management/advisement on the last day of the previous calendar quarter. At the end of
the quarter, Brady Wealth will review portfolios for any cash flow into and out of an account greater than $100,000
within the previous quarter and shall adjust fees accordingly.

The annual fee for Brady Wealth’s wealth management or asset management services is charged on a quarterly
basis and is based on a percentage of the assets under management/advisement and typically ranges from 0.50%
to 1.25% per year depending on the size and complexity of the client's accounts as well as services required,
specifically negotiated fees and historically grandfathered fee schedules.

This fee schedule may be based on cumulative household assets under management. However, certain ERISA rules
prevent householding corporate plans with personal assets for fee reductions. Existing clients will be
grandfathered and charged according to their existing fee rate and may pay a higher fee than those outlined in the
graduated fee schedule above. You should refer to your advisory agreement for your specific fee rate(s).

Brady Wealth, in our sole discretion, may waive the annual fee based upon certain criteria, including, but not
limited to, anticipated future earning capacity and/or additional assets, dollar amount of assets to be managed,
related accounts, account composition, pre-existing client relationships, account retention, and pro bono activities.
For investment and wealth management services Brady Wealth provides to certain clients or for specific client

holdings (e.g., held-away assets, 529 plans, etc.), we may negotiate a fee rate that differs from our standard fee
schedule.

Financial Planning and Consulting Services

Fees for financial planning and/or consulting services are billed hourly or on a fixed rate in advance. There is no
minimum fee required for financial planning or consulting services; however financial planning and consulting fees
shall generally not exceed $10,000 annually. Fees are due and payable as incurred.

Factors we consider when determining our financial planning and consulting fees include, but are not limited to:

    •   The amount of time we expect to spend completing the financial planning or consulting services and
        providing related advice;

    •   The complexity of your goals, issues and/or needs;

    •   The extensiveness and complexity of the data needed regarding your personal financial information;

    •   Your net worth or the value of your investment accounts and/or other assets that are the subject of the
        financial planning or consulting services; and/or

    •   Special circumstances related to life changes, marital status, health or special income needs, or growth or
        decline of a personal business.

Brady Wealth may request a retainer to initiate financial planning and consulting services; however, we will not
request the prepayment of fees more than $1,200 in advisory fees more than six months in advance.

You may engage Brady Wealth for additional investment management services to assist with implementing one or
more financial planning recommendations. You will incur additional fees if you retain our firm for such services.
You have complete freedom in selecting an investment adviser to assist you in implementing any
recommendations by Brady Wealth and are under no obligation to act upon the advice we provide.

For consulting services, the investment advisory agreement between Brady Wealth and the client will continue in
effect until terminated by either party. For stand-alone financial planning services, the agreement between Brady
Wealth and the client will terminate upon delivery of the plan or completion of the service.

Employee Benefit Plan Services

Fees for retirement plan sponsors are either set at a flat rate or based upon the value of the plan assets that are the
subject of the advisory services and are generally payable in advance on a quarterly basis. Fees for one-time
projects are payable either upon completion of the project or half paid upon execution of the agreement with the
balance due upon completion of the project. A fee schedule may be set by the firm for fees based on the value of
plan assets, which will be described in your services agreement.

Payment of Fees

Clients authorize Brady Wealth to instruct the account custodian to directly debit fees from the client’s account.
Accounts initiated or terminated during a calendar quarter will be charged a prorated fee.
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Item 7 – Types of Clients
Brady Wealth provides portfolio management services to individuals, high net worth individuals and families,
pension and profit-sharing plans, trusts, estates, charitable institutions, foundations, corporations, and other
business entities.

Brady Wealth generally requires a minimum initial investment of $1,000,000 for investment management services.
The firm, in its sole discretion, may accept clients with a lower initial investment based upon each client’s
particular circumstances.