Financial Resources Groupcom LLC

Item 5: Fees and Compensation

A. Fee Schedule

Portfolio Management Fees

       Total Assets Under Advisement           Annual Fees
       $0 - $1,000,000                         1.00%

       $1,000,000.01 - $3,000,000              0.50%

       Total Assets Under Advisement            Annual Fees
       $3,000,000.01 - $20,000,000              0.30%

       $20,000,000.01 - AND UP                  0.20%

FRG uses an average of the daily balance in the client's account throughout the billing
period, after taking into account deposits and withdrawals, for purposes of determining
the market value of the assets upon which the advisory fee is based. This is a tiered fee
schedule; the total billable assets are progressed through the tiered fee schedule creating
a customized fee. At the discretion of FRG we may charge an annual fixed fee for our
portfolio management services. The fixed fee range is between $10,000 and $75,000.

These fees are generally negotiable and the final fee schedule will be memorialized in the
client’s advisory agreement. Clients may terminate the agreement without penalty for a
full refund of FRG's fees within five business days of signing the Investment Advisory
Contract. Thereafter, clients may terminate the Investment Advisory Contract generally
with 30 days' written notice.

B. Payment of Fees

Payment of Portfolio Management Fees

Asset-based portfolio management fees are withdrawn directly from the client's accounts
with client's written authorization on a quarterly basis, or may be invoiced and billed
directly to the client on a quarterly basis. Clients may select the method in which they are
billed. Fees are paid in arrears.

C. Client Responsibility for Third Party Fees

Clients are responsible for the payment of all third party fees (i.e. custodian fees,
brokerage fees, mutual fund fees, transaction fees, etc.). Those fees are separate and
distinct from the fees and expenses charged by FRG. Please see Item 12 of this brochure
regarding broker-dealer/custodian.

D. Prepayment of Fees

FRG collects its fees in arrears. It does not collect fees in advance.

E. Outside Compensation for the Sale of Securities to Clients

Neither FRG nor its supervised persons accept any compensation for the sale of
investment products, including asset-based sales charges or service fees from the sale of
mutual funds.

Item 7: Types of Clients

FRG generally provides advisory services to the following types of clients:

       ❖       Individuals
       ❖       High-Net-Worth Individuals
       ❖       Pension and Profit Sharing Plans
       ❖       Charitable Organizations
       ❖       Corporations or Business Entities

FRG requires a minimum of $1,000,000 in household account size; however, the firm may waive
the minimum at the firm’s discretion.