Perspective Wealth Partners LLC

Item 5 – Fees and Compensation

A    We are compensated for our services in accordance with “Schedule A” of the Investment
     Advisory Agreement (“IAA”), that each Client enters into at the beginning of our professional
     relationship. The IAA may be amended from time to time upon 30 days written notice to a
     Client. Such amendments will only be effective after Client provides written acknowledgement
     of the amendment. Such fees will be paid directly to Perspective Wealth Partners from the
     investment account by the independent custodian holding a Client’s account, upon submission
     of an invoice to the custodian showing the amount of fees, the value of the Client’s assets on
     which the fees are based, and the specific manner in which the fees are calculated. Each Client
     will receive a billing statement inside of their quarterly reporting package, from Advisor
     itemizing the fees deducted. Payment of fees may result in the liquidation of a Client’s securities
     if there is insufficient cash in the account. In the event there are insufficient funds in Client’s
     account to pay the advisory fees, Advisor will request Client replenish cash in the account or
     Advisor will seek approval to liquidate of securities to pay the fees due. Clients may be required
     to pay, in addition to our fee, a proportionate share of any mutual fund’s fees and charges.

     Fees for each quarter are paid in arrears at the end of the quarter based on the total value of
     assets under management at the close of trading on the last business day of the quarter. The
     fee will be equal to the agreed upon rate per annum (set-forth in the IAA entered into with
     each Client), times the market value of the account, divided by the number of days in the agreed
     upon year and multiplied by the number of days in the quarter. The market value will be
     construed to equal the sum of the values of all assets in the account, not adjusted by any margin
     debit. Fees for partial quarters at the commencement or termination will be billed or refunded
     on a pro-rated basis contingent on the number of days the account was open during the quarter.

      STANDARD FEE SCHEDULE

            Assets                                              Annual Fee
            $0 to $1,500,000                                    1.00%
            $1,500,001 to $3,000,000                            0.75%
            $3,000,001 to $6,000,000                            0.50%
            $6,000,001 to $12,000,000                           0.35%
            $12,000,001 to $24,000,000                          0.25%
            $24,000,001 and above                               0.15%
            Education Plan Assets held in State 529 Plan
            Account(s) and Donor Advised Fund Assets (if
            applicable)                                         0.25% Flat Rate

                               Perspective Wealth Partners, LLC
                                Form ADV Part 2A – Firm Brochure

    For purposes of determining value, securities and other instruments traded on a market for
    which actual transaction prices are publicly reported shall be valued at the last reported sale
    price on the principal market in which they are traded (or, if there shall be no sales on such
    date, then at the mean between the closing bid and asked prices on such date). Other readily
    marketable securities shall be priced using a pricing service or through quotations from one or
    more dealers. Our fees are not negotiable.

B   As noted in the above section, our fees are deducted from Client’s assets held with an
    independent custodian, and paid directly to Perspective Wealth Partners based on the
    agreement entered into at the start of the advisory relationship. The fee is deducted at the end
    of each quarter.

C   Clients should note that lower fees for advisory and financial planning services may be available
    from other sources. Each Client’s account custodian may charge fees, which are in addition to
    and separate from the investment advisory service fee we charge. All brokerage commissions,
    stock transfer fees, and other similar charges incurred in connection with transactions for the
    account will be paid out of the assets in the account and are in addition to the investment
    management fees paid to us. Clients bear responsibility for verifying the accuracy of fee
    calculations.

D   Our policy is to avoid acceptance of fees in advance. Accordingly, fees for asset management
    service are billed at the end of each quarter. Fees for partial quarters at the commencement or
    termination of this Agreement will be billed or refunded on a pro-rated basis contingent on
    the number of days the account was open during the quarter.

E   Perspective Wealth Partners is a fee-only advisor which means we do not receive any
    compensation from the sale of securities or other investment products.

                                 Perspective Wealth Partners, LLC
                                   Form ADV Part 2A – Firm Brochure

Item 7 – Types of Clients

Perspective Wealth Partners provides investment advice and portfolio management to individuals,
some percentage of who are high net worth individuals, as well as trusts, estates and charitable
organizations.

                                 Perspective Wealth Partners, LLC
                                  Form ADV Part 2A – Firm Brochure