Lighthouse Wealth Strategies LLC

Item 5 Fees and Compensation

Portfolio Management Service Wrap Fees
Our Wrap fee for portfolio management services varies between 0.00% and 2.00% depending upon the market
value of your assets under our management, the type and complexity of the asset management services
provided, as well as the level of administration requested either directly or assumed by the client. Assets in
each of your account(s) are included in the fee assessment unless specifically identified in writing for exclusion.
We do not charge our clients higher advisory fees based on their trading activity, but you should be aware that
we have an incentive to limit our trading in your account(s) because we are charged for executed trades.

Our portfolio management Wrap fee is billed and payable quarterly in advance, based on the value of your
account on the last day of the previous quarter. If the portfolio management agreement is executed at any time
other than the first day of a calendar quarter, our fees will apply on a pro rata basis, which means that the
advisory fee is payable in proportion to the number of days in the quarter for which you are a client. Our advisory
fee is negotiable, depending on individual client circumstances.

At our discretion, we may combine the account values of family members living in the same household to
determine the applicable advisory fee. For example, we may combine account values for you and your minor
children, joint accounts with your spouse, and other types of related accounts. Combining account values may
increase the asset total, which may result in your paying a reduced advisory

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fee. We will deduct our fee directly from your account through the qualified custodian holding your funds and
securities. We will deduct our advisory fee only when you have given our firm written authorization permitting the
fees to be paid directly from your account. Further, the qualified custodian will deliver an account statement to you
at least quarterly. These account statements will show all disbursements from your account. You should review all
statements for accuracy.

You may terminate the portfolio management agreement upon 7 days written notice to our firm. You will incur
a pro rata charge for services rendered prior to the termination of the portfolio management agreement,
which means you will incur advisory fees only in proportion to the number of days in the quarter for which you
are a client.

Additional Fees and Expenses
Some additional expenses may not be included in the Wrap Fee Program and charged directly to you. These may
include custodial fees, fees for trades executed away from custodian, charges imposed directly by a mutual fund,
index fund or exchanged traded fund which shall be disclosed in the fund’s prospectus (e.g., fund management
fees, and other fund expenses), mark-ups and mark-downs, spreads paid to market makers, wire transfer fees and
other fees and taxes on brokerage accounts and securities transactions. To fully understand the total cost you will
incur, you should review all the fees charged by mutual funds, exchange traded funds, our firm, and others.

Compensation for the Sale of Securities or Other Investment Products
Our firm's Investment Advisor Representatives may be registered representatives with TruToro, previously
Veritas Independent Partners, LLC, securities broker-dealers, and members of the Financial Industry Regulatory
Authority and the Securities Investor Protection Corporation. In their separate capacity as a registered
representative, such Investment Advisor Representatives may receive commission-based compensation in
connection with the purchase and sale of securities, including 12b-1 fees for the sale of investment company
products. Additionally, certain Investment Advisor Representatives of our firm may also be licensed as
independent insurance agents and may earn commission-based compensation for selling insurance products
to you, including variable annuities. If these persons earn commissions on the sale of variable annuities
recommended to you,

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We will not include the annuity accounts in the total value used for our advisory billing/fee computation. Annuities
will be purchased for your account only after you receive a prospectus disclosing the terms of the annuity. You are
under no obligation, contractually or otherwise, to purchase variable annuities through any person affiliated with
our firm.

Compensation earned by these Investment Advisor Representatives in their separate capacities as registered
representatives and/or licensed insurance agents is separate and in addition to our advisory fees. These practices
present a conflict of interest because Investment Advisor Representatives of our firm who are registered
representatives and/or licensed insurance agents may have a financial incentive to effect securities transactions
on your behalf and/or sell insurance products to you. In efforts to mitigate any conflicts of interest, it is our firm's
strict policy that our firm and Investment Advisor Representatives act in our client's best interests. Clients are
under no obligation to purchase securities and/or insurance products through any person affiliated with our firm.

Item 7 Types of Clients

We offer investment advisory services to individuals, including high net worth individuals, pension and profit-
sharing plans, charitable organizations and corporations.

In general, we do not require a minimum dollar amount to open and maintain an advisory account; however, we
have the right to terminate your account if it falls below a minimum size which, in our sole opinion, is too small to
manage effectively.