Finish Well RIA LLC

Item 5: Fees and Compensation

A. Fee Schedule

Fixed Portfolio Management Fees

The negotiated fixed rate for portfolio management will vary between $500 - $10,000 per
year. The fees will not exceed any limit imposed by any regulatory agency.

These fees are negotiable and the final fee schedule will be memorialized in the client’s
advisory agreement. Clients may terminate the agreement without penalty for a full
refund of FWRL's fees within five business days of signing the Investment Advisory
Contract. Thereafter, clients may terminate the Investment Advisory Contract
immediately upon written notice. Client shall be given thirty (30) days’ prior written
notice of any proposed increase in fees. Any increase in fees shall be accompanied by an
amendment or the execution of a new contract, with signatures from both parties
evidencing acceptance of the new fees.

In computing the market value of any investment of the Account, the securities in the
Account listed on a national securities exchange or otherwise subject to current last-sale
reporting shall be valued at the amount reported on the statement that Client receives
from the Custodian. Such securities which are not traded nor subject to last-sale reporting
shall be valued at the latest available bid price reflected by quotations furnished to FWRL
by such sources as it may deem appropriate. Any other security shall be valued in such
manner as shall be determined in good faith by FWRL and Client to reflect the security’s
fair market value.

B. Payment of Fees

Payment of Fixed Portfolio Management Fees

Portfolio management fees are withdrawn directly from the client’s accounts with client’s
written authorization. Fees are paid quarterly in advance.

       C. Client Responsibility For Third Party Fees

       Clients are responsible for the payment of all third party fees (i.e. custodian fees,
       brokerage fees, mutual fund fees, transaction fees, etc.). Those fees are separate and
       distinct from the fees and expenses charged by FWRL. Please see Item 12 of this brochure
       regarding broker-dealer/custodian.

       D. Prepayment of Fees

       FWRL collects fees in advance. Refunds for fees paid in advance will be returned within
       fourteen days to the client via check or return deposit back into the client’s account.

       For fixed fees that are collected in advance, the fee refunded will be equal to the balance
       of the fees collected in advance minus the daily rate* times the number of days elapsed in
       the billing period up to and including the day of termination. (*The daily rate is calculated
       by dividing the annual asset-based fee by 365.)

       E. Outside Compensation For the Sale of Securities to Clients

       Neither FWRL nor its supervised persons accept any compensation for the sale of
       investment products, including asset-based sales charges or service fees from the sale of
       mutual funds.

Item 7: Types of Clients

FWRL generally provides advisory services to the following types of clients:

       ❖      Individuals
       ❖      High-Net-Worth Individuals

There is no account minimum for any of FWRL’s services.